Comparison
Deblock Card vs. SpectroCoin Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Deblock CardDeblock
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spectrocoin.com29 Oct 2026
Image source
Source
spectrocoin.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
SpectroCoin CardSpectroCoin
In short
- Deblock Card has the lowest monthly fee (unknown).
- SpectroCoin Card has the best score (64.06).
| Attribute |
Deblock CardDeblock
|
SpectroCoin CardSpectroCoin
|
|---|---|---|
| Overview | Requires KYC Private | Requires KYC Private & business Virtual Physical |
| Score | average with variant Premium: 61.42 with variant Native: 61.42 | average |
| CostsWeight 25 % | 78 | 81 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 100 | 100 |
| AvailabilityWeight 10 % | 23 | 39 |
| RewardsWeight 10 % | 13 | not scored |
| TrustWeight 10 % | 59 | 75 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card formsame for all |
debit
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Provision of a debit card (systematic authorization payment card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Physical Card Price | Physical Card Price | Physical Card Price | €5 | | Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card networksame for all |
Visa
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
if a third party prevents us from making the payment (for example, if Visa does not allow a payment or cash withdrawal using the Client's Deblock card);Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
We keep safeguarding the Client's money until the Client pays it out. This happens when the Client spends or withdraws it using the Client's Deblock card, sends it to another bank account or Deblock u...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
You confirm that you know, understand and agree that if the particular Virtual Currency is accessed through several different blockchain technologies or networks, we, regardless of the blockchain tech...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Off-Ramping of Crypto The Client can exchange Crypto-Assets in Deblock's Supported Assets Crypto Asset list from the Client's Non-Custodial wallet to the Client's E-Money Account at a pre-stated pri...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
The debit card is denominated in EUR. You can load the card with the EUR that is received in exchange for a virtual currency.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
When the Client makes a card payment in a currency other than EUR (a "Non-EUR Card Transaction"), the amount may be converted into EUR by reference to the exchange rate applied by the relevant card sc...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
The debit card is denominated in EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
The Service for Clients is reserved exclusively for the personal use of the Client. The Client Account opened under the present T&Cs is intended to record the transactions of the Client relating to hi...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
A warning about changes to the Agreement must be provided in writing, by e-mail, via the Platform or in another way of our choice at least 1) 60 (sixty) days before the date of entry into force of the...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Deblock SAS
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Physical Card Issuance Deblock will issue the Client a unique Deblock Debit Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
UAB Pervesk
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
Your Card is issued and operated by SpectroCoin partner company UAB "Pervesk", legal entity code 304186270, registered address: Gedimino av. 5-3, LT-01103 Vilnius, LithuaniaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | |
| Cards per accountsame for all | unknown | |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all |
Available in 30 countries and regions
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
Currently, SpectroCoin debit cards can be issued and delivered to citizens and residents of the European Economic Area (EEA), which includes: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, C...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assetssame for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, AVAX
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
# Supported cryptocurrencies Bitcoin wallet Ethereum wallet NEM wallet Banker wallet Banker wallet Dash wallet Litecoin wallet Tether wallet TrueUSD wallet USDC wallet PAX Dollar wallet Ri...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 42 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCAVAXDAIEURCLINKBCHDOTXLMSHIBNEARAPTATOMUNIAAVEBUSDCELODASHMASKSANDUSDPWBTCXTZXEMTUSDMKRCOMPZRXBATSUSHIALGOMANAUMAHOTCHZGRTSNXENJFILVETZILONTEOSNEO1INCH |
|
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
not applicable
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
Although you cannot directly load the card with your crypto assets, you can use our platform to exchange your crypto to euro, load your card and spend as you wish.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
Yes
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
SpectroCoin debit cards are denominated in EURO and can be loaded using the cardholders' SpectroCoin wallet. To top the card up, you can use the euros that you receive when you exchange your virtual c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Apple Pay and Google Pay ✅ Free ✅ Free ✅ FreeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
You can also attach the Card to your e-wallet ("Samsung Pay", "Google Pay" or "Apple Pay" or another system that is installed on your mobile device) if there is a technical possibility to link the Car...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
ATM Withdrawals The Client is able to retrieve cash from ATMs using the Client's Deblock card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
Withdraw cash at more than 30+ million ATMs around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
in case of contactless payment, you tap the Card over a card reader and perform actions specified in the electronic card reader. If contactless payment limit is exceeded, additional confirmation of tr...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
✅toFree, limited ✅ Free, limited one virtual to ten virtualChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.00 EUR
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
0.00 EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
💳 Provision of a debit card (systematic authorization payment card) ✅ Free (delivery fees may apply)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
5.00 EUR
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Physical Card Price | Physical Card Price | Physical Card Price | €5 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
0.00 EUR – 60.00 EUR
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Physical card shipping by mail | Physical card shipping by mail | Physical card shipping by mail | Free | | Physical card shipping by registered mail | Physical card shipping by registered mail | Ph...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
14.99 EUR/month or 120.00 EUR/year
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Plan Cost ✅ Free 14.99 Euros per month or 120 Euros per yearChecked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
1.00 EUR
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Monthly Service Charge Fee | Monthly Service Charge Fee | Monthly Service Charge Fee | €1 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
14.99 EUR/month or 120.00 EUR/year
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Plan Cost ✅ Free 14.99 Euros per month or 120 Euros per yearChecked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
unknown |
| Top-up feesame for all |
free
spectrocoin.com checked 30 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Free |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto deposit feesame for all | unknown | |
| Crypto conversion fee (differs)same for all |
1.99 %
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Sell crypto-assets 1.99% 0.49% ✅ FreeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
The actual Buy & Sell Rates of the currency applicable on the Site will not necessarily be and do not have to be equal to the Market Rates. The Buy & Sale Rate is constantly changing, so you w...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
0 %
spectrocoin.com checked 29 Oct 2026
Two sources, two values
Shown0 %
spectrocoin.comchecked 29 Oct 2026
| Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Free |Differingvalue not recorded spectrocoin.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all |
15.00 EUR
spectrocoin.com checked 29 Oct 2026
Source and check
Source
spectrocoin.com
Wording at the source
| Card replacement | Card replacement | Card replacement | €15 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashbacksame for all |
1 %
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Cashback on card Not included Up to 1% Up to 1%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
up to 500 EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
The possible amounts and their respective probabilities are as follows: - EUR 20: 90% probability; - EUR 50: 9% probability; - EUR 100: 0.9% probability; - EUR 500: 0.1% probability.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all |
only in the app
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
The Bonus consists of a fixed quantity of Bitcoin (the "Bonus Amount"). The Bonus Amount is set by Deblock at the time the campaign is configured and is displayed to the user throughout the onboarding...Checked Verified Add this value? No earlier versions What does [s] mean? |
unknown |
| Unknown for all | Referral bonus (invited friend) | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Deblock Card · SpectroCoin Card: promotions and bonuses as well as warnings and incidents.