Comparison
Bitsa Card vs. Tap Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitsa CardBitsa
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Tap CardTap
In short
- Tap Card ask for the least (ID document).
- Bitsa Card has the higher score (62.5).
| Attribute |
Bitsa CardBitsa
Requires KYC
Private
Virtual
Physical
|
Tap CardTap
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 92 | not scored |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 100 | 100 |
| AvailabilityWeight 10 % | 22 | not scored |
| RewardsWeight 10 % | not scored | 58 |
| TrustWeight 10 % | 88 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs) |
prepaid
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Wenn Sie eine berechtigte Zahlung mit Ihrer Debitkarte tätigen, erhalten Sie einen Prozentsatz Ihrer Ausgaben zurück auf Ihr Konto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
### Tap Card Physische und virtuelle Karten für alle Ihre Ausgaben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Mastercard Is A Registered Trademark And The Circles Design Is A Trademark Of Mastercard International Incorporated. Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard Interna...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
soporte.bitsacard.com checked 28 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Tap ist keine Bank. Tap ist eine lizenzierte und regulierte Fintech-Plattform, die viele vergleichbare Leistungen bietet — Fiat-Zahlungskonten, internationale Überweisungen und Multiwährungs-IBANs — p...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Laden Sie Ihre Bitsa mit Bitcoin, Ethereum und anderen Kryptowährungen auf. Wandeln Sie sie sofort über eine einzige App in Euro um.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Pay worldwide wherever Mastercard is accepted. Use the currency of your choice to load up your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionGermany: EUR withtap.com checked 29 Oct 2026 Source and check Source withtap.com Wording at the sourceBis zu 8 % Cashback in Deutschland. Hohe Limits. Weltweit zahlen in EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Privat ## Funktionen Alles, was Sie brauchen, um Ihr Geld zu verwalten, zu vermehren und auszugeben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Pecunia Cards E.D.E. S.L.
soporte.bitsacard.com checked 28 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Transact Payments Limited
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard International Incorporated. Transact Payments Limited Is Authorised And Regulated By The Gibraltar Financial Services Commis...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
plan
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year ### Cards Virtual Card 1 2 4 Physical Card 1 2 4 Independent Balance Maximum Balance 2.500€...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Available in 29 countries and regions
soporte.bitsacard.com checked 29 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
Spain, Austria, Belgium, Bulgaria, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, DAI, SOL, XRP, ADA, DOGE, TRX, LTC, DOT, AVAX, MATIC, LINK, SHIB
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Ripple XRP Bitcoin BTC Ethereum ETH Litecoin LTC Tron TRX Dai DAI Cardano ADA Solana SOL Basic Attention Token BAT Dogecoin DOGE Polkadot DOT Avalanche AVAX Shiba Inu SHIB Polygon MATIC...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | |
| Top-up networks | unknown | |
| Fiat top-up |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
We offer various methods for topping up your BITSA® card. You can choose from: 1. Debit or credit card. 2. Crypto assets 3. Bank transfer 4. VoucherChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Lade die Tap-App für iOS oder Android herunter. Verifiziere deine Identität und lade dein Konto per Banküberweisung oder Karte auf.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Users can top up with Bitcoin, Ethereum, and other supported cryptoassets, as well as with a bank transfer, payment card, wallet, or Bitsa Voucher. Each account includes a European IBAN for incoming t...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
ATM You can withdraw cash from any ATM using your BITSA® card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Secure Cashout Contactless IBAN Top up with crypto or however you wantChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) |
2.50 EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
20.00 EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee (differs) |
0.00 EUR/month or 0.00 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
0.99 EUR/month or 8.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 69.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
Standard:
unknown
1 more country/regionGermany: 0.00 EUR withtap.com checked 29 Oct 2026 Source and check Source withtap.com Wording at the sourceDas Tap-Geldkonto ist darauf ausgelegt, die Dinge einfach zu halten. Keine monatlichen Gebühren. Kein Mindestguthaben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 EUR/month or 0.00 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
0.99 EUR/month or 8.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 69.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
unknown |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee | unknown | |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
0.5–8 %
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
8%Bis zu Cashback auf jeden qualifizierten EinkaufChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bitsa Card · Tap Card: promotions and bonuses as well as warnings and incidents.