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Comparison

Bitsa Card vs. DogPay Card: fees, limits & KYC

In short

  • DogPay Card ask for the least (ID document).
  • Bitsa Card has the higher score (62.5).
Attribute Illustration: FREE Bitsa CardBitsa Requires KYC Private Virtual Physical Illustration: Basic DogPay CardDogPay Requires KYC Private & business Virtual Physical
Score average average
CostsWeight 25 % 92 49
KYC and privacyWeight 20 % 18 35
FeaturesWeight 15 % 100 78
AvailabilityWeight 10 % 22 94
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 88 90
CommunityWeight 10 % not scored not scored
KYC KYC: ID + proof of address KYC: ID document, full verification for higher volumes
Limits (entry level)
  • Top-up per day: 20,000 EUR
  • ATM per day: 450 EUR
  • Spending per day (physical card): 50,000 USD
  • Spending per year: 990,000 USD
  • Spending per year (number): 1,040×
Basics
Card form (differs)
prepaid bitsacard.com checked 29 Oct 2026
credit dogpay.com checked 28 Oct 2026
Card types
virtual, physical bitsacard.com checked 29 Oct 2026
virtual, physical dogpay.com checked 28 Oct 2026
Card network (differs)
Visa bitsacard.com checked 29 Oct 2026
only in the app dogpay.com checked 28 Oct 2026
Custody
custodial soporte.bitsacard.com checked 28 Oct 2026
custodial dogpay.com checked 28 Oct 2026
Funding model
fiat balance bitsacard.com checked 29 Oct 2026
fiat balance dogpay.com checked 28 Oct 2026
Card currencies (differs)
EUR bitsacard.com checked 29 Oct 2026
SGD, USD dogpay.com checked 28 Oct 2026
Usage (differs)
personal bitsacard.com checked 29 Oct 2026
personal, business dogpay.com checked 28 Oct 2026
Issuer / BIN sponsor (differs)
Pecunia Cards E.D.E. S.L. soporte.bitsacard.com checked 28 Oct 2026
DCS Card Centre Pte. Ltd. dogpay.com checked 28 Oct 2026
Limits depend on (differs)
plan bitsacard.com checked 29 Oct 2026
KYC level dogpay.com checked 28 Oct 2026
Cards per account
unknown
unknown
Availability
Available in (differs)
Available in 29 countries and regions soporte.bitsacard.com checked 29 Oct 2026
Not available in 29 countries and regions dogpay.com checked 28 Oct 2026
Crypto
Supported assets (differs)
BTC, ETH, DAI, SOL, XRP, ADA, DOGE, TRX, LTC, DOT, AVAX, MATIC, LINK, SHIB bitsacard.com checked 28 Oct 2026
USDT dogpay.com checked 28 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks
unknown
unknown
Fiat top-up (differs)
Yes bitsacard.com checked 28 Oct 2026
unknown
Payments
Mobile wallets
Apple Pay Google Pay bitsacard.com checked 28 Oct 2026
Apple Pay Google Pay dogpay.com checked 28 Oct 2026
ATM withdrawals
Yes bitsacard.com checked 28 Oct 2026
Yes dogpay.com checked 28 Oct 2026
Contactless (differs)
Yes bitsacard.com checked 28 Oct 2026
unknown
Fees
Virtual card issuance (differs)
2.50 EUR bitsacard.com checked 29 Oct 2026
10.00 USD dogpay.com checked 29 Oct 2026
Physical card issuance (differs)
20.00 EUR bitsacard.com checked 29 Oct 2026
not published dogpay.com checked 28 Oct 2026
Free cards
unknown
unknown
Shipping (differs)
unknown
7.00 USD – 26.00 USD dogpay.com checked 29 Oct 2026
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year bitsacard.com checked 29 Oct 2026
0.00 USD dogpay.com checked 29 Oct 2026
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year bitsacard.com checked 29 Oct 2026
unknown
Top-up fee (differs)
unknown
1 % dogpay.com checked 29 Oct 2026
Crypto deposit fee
unknown
unknown
Crypto conversion fee (differs)
unknown
1 % dogpay.com checked 29 Oct 2026
Foreign currency fee
unknown
unknown
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
unknown
not published dogpay.com checked 28 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee (differs)
unknown
0.50 USD dogpay.com checked 29 Oct 2026
Refund fee (differs)
unknown
2 % dogpay.com checked 29 Oct 2026
Inactivity fee (differs)
unknown
not published dogpay.com checked 28 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
unknown
DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. dogpay.com checked 29 Oct 2026
Card replacement
unknown
unknown
Rewards
Cashback (differs)
15 % (Move or Pro) · in EUR
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at Bitsa Card · DogPay Card: promotions and bonuses as well as warnings and incidents.

What do you want to receive?

You will first get a mail with a confirmation link.