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Comparison

Fiat24 Card vs. OWNR Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Fiat24 CardFiat24
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on OWNR CardOWNR

In short

  • Fiat24 Card ask for the least (ID document).
  • Fiat24 Card has the higher score (63.16).
Attribute Fiat24 CardFiat24 Requires KYC Private Virtual OWNR CardOWNR Requires KYC Private & business Virtual Physical
Score average weak
CostsWeight 25 % 100 not scored
KYC and privacyWeight 20 % 35 0
FeaturesWeight 15 % 55 78
AvailabilityWeight 10 % 45 22
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 83 89
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: Full verification
Limits (entry level)
  • Top-up per transaction: 50,000 USD
  • Spending per day (virtual card): 10,000 EUR
  • Spending per month (virtual card): 20,000 EUR
 no limits captured
Basics
Card form (differs) debit Source and check Source docs.fiat24.com Wording at the source The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? prepaid Source and check Source ownrwallet.com Wording at the source So in the OWNR Wallet you can order a Visa Prepaid Card and take advantage of all the benefits of a Visa Card around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs) virtual Source and check Source docs.fiat24.com Wording at the source The Fiat24 Debit Card is a virtual card only without PIN. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual, physical Source and check Source ownrwallet.com Wording at the source There are physical and virtual cards Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs) Mastercard Source and check Source docs.fiat24.com Wording at the source The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Visa Source and check Source ownrwallet.com Wording at the source So in the OWNR Wallet you can order a Visa Prepaid Card and take advantage of all the benefits of a Visa Card around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody (differs) self-custody Source and check Source docs.fiat24.com Wording at the source You are responsible for your own Fiat24 Account Token and Fiat24 Cash Tokens, which are not safe kept in our Fiat24 Web-App or Website. Please refer the security guide of your own Ethereum wallet wher... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Funding model fiat balance Source and check Source docs.fiat24.com Wording at the source Fiat24 offers its Live account-holders the possibility of topping up their account using cryptocurrencies converted into fiat currency. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? fiat balance Source and check Source ownrwallet.com Wording at the source The conversion of cryptocurrency into fiat is done during the replenishment of the card through the account. You can top up your card with cryptocurrency instantly via the app from your cryptocurrency... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs) CHF, CNY, EUR, USD Source and check Source docs.fiat24.com Wording at the source The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp. The card is issued to you in multiple currencies (EUR, USD, CHF and RMB) and your card balances will be shown in... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? unknown
Usage (differs) personal Source and check Source docs.fiat24.com Wording at the source Fiat24 is your all-in-one solution for seamless daily payments and spending. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal, business Source and check Source ownrwallet.com Wording at the source Users can order a Visa prepaid card (options for both private and business clients are available). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) SR Saphirstein AG Source and check Source docs.fiat24.com Wording at the source SR Saphirstein AG, based in Switzerland, owns the Fiat24 brand and serves as the principal issuer of MasterCard. The first 8 digits of the Fiat24 card, known as the BIN, are 5481 0849. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Limits depend on (differs) account tier Source and check Source docs.fiat24.com Wording at the source The transaction limit varies depending on the length of the NFT. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Cards per account unknown unknown
Availability
Available in (differs) Available in 60 countries and regions Source and check Source info.fiat24.com Wording at the source Countries with a monthly transaction limit of $30,000 Australia (AUS) Austria (AUT) Belgium (BEL) Canada (CAN) Cyprus (CYP) Czech Republic (CZE) Denmark (DNK) Estonia (EST) Faroe Islands (FRO... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Crypto
Supported assets (differs) USDC Source and check Source docs.fiat24.com Wording at the source Since USDC is the only cryptocurrency accepted by Fiat24 — a strict legal requirement that cannot be violated — it is therefore critical to ensure that the new blockchain has sufficient USDC circulati... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? BTC, ETH, USDT, LTC Source and check Source ownrwallet.com Wording at the source To do this, you can choose any convenient cryptocurrency stored on your BTC, LTC, ETH, USDT (ETH) wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) Arbitrum Source and check Source fiat24.com Wording at the source Please make sure your wallet has been connected to Ethereum Arbitrum network. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Fiat top-up Yes Source and check Source docs.fiat24.com Wording at the source Your Fiat24 Account allows you to top-up your cash account with a bank wire transfer. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source ownrwallet.com Wording at the source Also you can replenish the card by transferring funds from another Visa card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) Apple Pay Google Pay Samsung Pay Source and check Source docs.fiat24.com Wording at the source We support Apple Pay, Google Pay, Samsung Pay and most other digital wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Source and check Source ownrwallet.com Wording at the source The card can be added to the ApplePay system. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown Yes Source and check Source ownrwallet.com Wording at the source With this card, you can make purchases online and offline and withdraw money at the ATM. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless unknown unknown
Fees
Virtual card issuance unknown unknown
Physical card issuance (differs) not applicable Source and check Source docs.fiat24.com Wording at the source The Fiat24 Debit Card is a virtual card only without PIN. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Free cards unknown unknown
Shipping (differs) not applicable Source and check Source docs.fiat24.com Wording at the source The Fiat24 Debit Card is a virtual card only without PIN. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Monthly fee unknown unknown
Annual fee unknown unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule (differs) A card that has not been used in the 6 months before its expiration will not be renewed. Source and check Source docs.fiat24.com Wording at the source All MasterCard card is valid for 5 years. Your card will automatically be renewed under the same terms. However, if your card has not been used in the 6 months before its' expiration, your card will n... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Card replacement unknown unknown
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

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