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Comparison

Fiat24 Card vs. UR Card: fees, limits & KYC

In short

  • Fiat24 Card has the best score (63.16).
Show

differs best value same for all

Attribute Illustration: Fiat24 Card Fiat24 CardFiat24 Illustration: UR Card UR CardFiat24
Overview Requires KYC Private Virtual KYC unknown
Score average average
CostsWeight 25 % 100 not scored
KYC and privacyWeight 20 % 35 not scored
FeaturesWeight 15 % 55 not scored
AvailabilityWeight 10 % 45 not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 83 80
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC unknown
Limits (entry level)
  • Top-up per transaction: 50,000 USD
  • Spending per day (virtual card): 10,000 EUR
  • Spending per month (virtual card): 20,000 EUR
no limits captured
Basics
Card form debit docs.fiat24.com checked 30 Oct 2026 unknown
Card types virtual docs.fiat24.com checked 30 Oct 2026 unknown
Card network Mastercard docs.fiat24.com checked 30 Oct 2026 unknown
Custody self-custody docs.fiat24.com checked 29 Oct 2026 unknown
Funding model fiat balance docs.fiat24.com checked 29 Oct 2026 unknown
Card currencies CHF, CNY, EUR, USD docs.fiat24.com checked 30 Oct 2026 unknown
Usage personal docs.fiat24.com checked 30 Oct 2026 unknown
Issuer / BIN sponsor SR Saphirstein AG docs.fiat24.com checked 30 Oct 2026 unknown
Limits depend on account tier docs.fiat24.com checked 30 Oct 2026 unknown
Cards per account unknown unknown
Unknown for allCards per account
Availability
Available in Available in 60 countries and regions info.fiat24.com checked 30 Oct 2026 unknown
Crypto
Supported assets USDC docs.fiat24.com checked 29 Oct 2026 unknown
Number of supported assets unknown unknown
Top-up networks Arbitrum fiat24.com checked 30 Oct 2026 unknown
Fiat top-up Yes docs.fiat24.com checked 29 Oct 2026 unknown
Unknown for allNumber of supported assets
Payments
Mobile wallets Apple Pay Google Pay Samsung Pay docs.fiat24.com checked 30 Oct 2026 unknown
ATM withdrawals unknown unknown
Contactless unknown unknown
Unknown for allATM withdrawals · Contactless
Fees
Virtual card issuance unknown unknown
Physical card issuance not applicable docs.fiat24.com checked 30 Oct 2026 unknown
Free cards unknown unknown
Shipping not applicable docs.fiat24.com checked 30 Oct 2026 unknown
Monthly fee unknown unknown
Annual fee unknown unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule A card that has not been used in the 6 months before its expiration will not be renewed. docs.fiat24.com checked 30 Oct 2026 unknown
Card replacement unknown unknown
Unknown for allVirtual card issuance · Free cards · Monthly fee · Annual fee · Top-up fee · Crypto deposit fee · Crypto conversion fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Card replacement
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown
Unknown for allCashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus

Early warning

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One mail when something changes at Fiat24 Card · UR Card: promotions and bonuses as well as warnings and incidents.

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