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Comparison

Halocard vs. Odix Pay Card: fees, limits & KYC

In short

  • Odix Pay Card has the best score (7.0).
Show

differs best value same for all

Attribute Essential+ HalocardHalocard Odix White Odix Pay CardOdix Pay
Overview Requires KYC Private & business Virtual Physical Requires KYC Private Virtual Physical Metal
Score average good
CostsWeight 25 % 1.4 7.5
TrustWeight 20 % 6.6 6.6
KYC and privacyWeight 15 % 6.5 6.5
FeaturesWeight 15 % 9.0 8.1
AvailabilityWeight 10 % 10.0 10.0
RewardsWeight 10 % 0.0 not scored
CommunityWeight 5 % not scored 0.8
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: 1,000,000 USD
  • ATM per transaction: 250 USD
  • ATM per 24 hours (number): 3×
+2
  • Spending per day: 200,000 USD
  • Top-up per day: only in the app
Basics
Card form (differs)
credit halocard.co checked 29 Oct 2026
prepaid odixpay.com checked 29 Oct 2026
Card types (differs)
virtual, physical halocard.co checked 28 Oct 2026
physical odixpay.com checked 29 Oct 2026
Card networksame for all
Visa halocard.co checked 29 Oct 2026
Visa odixpay.com checked 29 Oct 2026
Custodysame for all
custodial halocard.co checked 29 Oct 2026
custodial odixpay.com checked 29 Oct 2026
Funding modelsame for all
fiat balance halocard.co checked 29 Oct 2026
fiat balance odixpay.com checked 29 Oct 2026
Card currencies (differs)
USD halocard.co checked 29 Oct 2026
HKD, USD odixpay.com checked 29 Oct 2026
Usage (differs)
personal, business halocard.co checked 28 Oct 2026
personal odixpay.com checked 29 Oct 2026
Issuer / BIN sponsor (differs)
Third National halocard.co checked 29 Oct 2026
Reap Technologies Limited odixpay.com checked 29 Oct 2026
Limits depend on (differs)
user setting halocard.co checked 29 Oct 2026
plan odixpay.com checked 29 Oct 2026
Cards per account
unknown
unknown
Unknown for allCards per account
Availability
Available in
unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC, SOL halocard.co checked 28 Oct 2026
USDT, USDC odixpay.com checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks (differs)
BNB Smart Chain, Solana, Arbitrum, Base, Optimism support.halocard.co checked 30 Oct 2026
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism, Avalanche, TON odixpay.com checked 29 Oct 2026
Fiat top-upsame for all
Yes halocard.co checked 28 Oct 2026
Yes odixpay.com checked 29 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile walletssame for all
Apple Pay Google Pay halocard.co checked 29 Oct 2026
Apple Pay Google Pay odixpay.com checked 29 Oct 2026
ATM withdrawalssame for all
Yes halocard.co checked 29 Oct 2026
Yes odixpay.com checked 29 Oct 2026
Contactlesssame for all
Yes halocard.co checked 29 Oct 2026
Yes odixpay.com checked 29 Oct 2026
Fees
Virtual card issuance
not published halocard.co checked 31 Oct 2026
unknown
Physical card issuance
unknown
unknown
Free cards
unknown
unknown
Shipping
unknown
unknown
Monthly fee
15.00 USD/month or 180.00 USD/year halocard.co checked 30 Oct 2026
unknown
Annual fee
15.00 USD/month or 180.00 USD/year halocard.co checked 30 Oct 2026
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
only in the app odixpay.com checked 29 Oct 2026
Foreign currency fee
1.5 % + 0.30 USD support.halocard.co checked 30 Oct 2026
unknown
FX free allowance
not applicable support.halocard.co checked 31 Oct 2026
unknown
Minimum FX fee
unknown
unknown
ATM fee
1.5 % + 1.00 USD halocard.co checked 28 Oct 2026
unknown
Transaction fee
0 % + 0.00 USD support.halocard.co checked 30 Oct 2026
unknown
Cross-border fee
0 % support.halocard.co checked 30 Oct 2026
unknown
Withdrawal fee
unknown
unknown
Activation fee
not published halocard.co checked 31 Oct 2026
unknown
Account closure feesame for all
not published halocard.co checked 31 Oct 2026
not published odixpay.com checked 31 Oct 2026
Dispute fee (differs)
30.00 USD (First disputed transaction request every 12 months is free; fee is levied by Visa) support.halocard.co checked 31 Oct 2026
not published odixpay.com checked 31 Oct 2026
Minimum top-up
30.00 USD halocard.co checked 30 Oct 2026
unknown
Declined payment fee
0.00 USD support.halocard.co checked 30 Oct 2026
unknown
Refund fee
unknown
unknown
Inactivity fee
not published halocard.co checked 30 Oct 2026
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
Halocard may suspend or terminate an account after an extended period of inactivity; the terms do not define the length of that period. halocard.co checked 30 Oct 2026
If the account is not used for a long period, Odix Pay may contact the user and, where permitted by applicable law, restrict the account until the user confirms their details. odixpay.com checked 31 Oct 2026
Card replacement
not published halocard.co checked 30 Oct 2026
unknown
Unknown for allPhysical card issuance · Free cards · Shipping · Top-up fee · Crypto deposit fee · Minimum FX fee · Withdrawal fee · Refund fee · Minimum monthly spend
Rewards
Cashback
unknown
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
up to 300 USD halocard.co checked 30 Oct 2026
unknown
Welcome bonus
unknown
unknown
Unknown for allCashback · Referral bonus (invited friend) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at Halocard · Odix Pay Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.