Comparison
Odix Pay Card vs. PintoPay Card: fees, limits & KYC
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odixpay.com31 Oct 2026
Image source
Source
odixpay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Odix Pay CardOdix Pay
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
PintoPay CardPintoPay
In short
- Fewest documents: PintoPay Card (No ID).
- Odix Pay Card has the best score (7.0).
| Attribute |
Odix Pay CardOdix Pay
|
PintoPay CardPintoPay
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical Metal | No KYC Private Virtual Physical |
| Score | good with variant Odix White Virtual: 7.0 | average |
| CostsWeight 25 % | 7.5 | 1.3 |
| TrustWeight 20 % | 6.6 | 4.8 |
| KYC and privacyWeight 15 % | 6.5 | 10.0 |
| FeaturesWeight 15 % | 8.1 | 10.0 |
| AvailabilityWeight 10 % | 10.0 | 10.0 |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | 0.8 | not scored |
| KYC | KYC: ID document | KYC: No ID |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
prepaid
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
### Which prepaid cards does Odix offer? There are three Odix cards: Odix White, a classic card for everyday spending; Odix Black, our signature black card; and Odix Rose Metal, a premium metal card...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Spend your crypto anywhere in the world with our debit cards accepted in millions of merchants.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
physical
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
## Odix White A clean, classic card for everyday spending at home and abroad. ### What's included? The essentials that come with your Odix White card. Spend wherever Visa® is accepted Fees and li...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
metal
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
## Odix Rose Metal A premium metal card with our highest daily spending limit. ### What's included? The features of our premium Odix Rose Metal card. Spend wherever Visa® is accepted Fees and lim...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
## Odix White Virtual A virtual card for online shopping and your phone wallet. ### What's included? The essentials of your Odix White Virtual card. Spend wherever Visa® is accepted Apple Pay and...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Virtual and Physical CardsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |  
Visa
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
Spend wherever Visa® is accepted, send and receive money, and manage your money in one app with Odix Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Custodysame for all |
custodial
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
Odix Pay is not a crypto wallet and does not provide any crypto custody service. USDT and USDC shown in your Account are bought, held and delivered by our licensed partners under their own terms. Odix...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.1. The Custodian Wallet provides the User with interface-based access to digital assets that: (a) are held and serviced by third-party custodial providers; (b) are made available to the User throu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
A USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Card balances are withdrawn in fiat, not crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
You can fund your card using crypto, which is instantly converted to fiat for seamless transactionsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
HKD, USD
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
A USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Usagesame for all |
personal
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
5.1 Your account is personal to you. You must not let anyone else use it, and you must not sell, lend or transfer it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
5.3. Subject to your ongoing compliance with these Terms, the Group grants you a limited, non-transferable and non-exclusive licence to use the Application to the extent owned by or licensed through t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Reap Technologies Limited
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
1.3 The card issuer: Odix Cards are issued by Reap Technologies Limited, a company incorporated in Hong Kong with its business address at 28/F, 1063 King's Road, Quarry Bay, Hong Kong ("Reap" or the "...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.2.1. PTP Cards are issued exclusively by third parties — card issuers that are licensed financial institutions or payment organizations holding all necessary authorizations and licenses in accordanc...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
plan
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
Card fees, top-up limits and spending limits depend on the card and are shown in the app before you order.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
- In Odix Pay, a USDT or USDC top-up to your card balance is credited in fiat (USD or HKD), so you can spend it with your card. Card balances are withdrawn in fiat, not crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.4. The availability of digital assets, applicable limits, fees, technical parameters, and transaction conditions via the Custodian Wallet may be determined by the relevant third parties and the ap...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism, Avalanche, TON
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
The app shows the network next to your top-up address: TRC20, ERC20, BEP20, Solana, Avalanche, Arbitrum, Polygon, Optimism or TON, depending on the coin.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
Yes
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
To add money to an Odix Visa card, you can use Visa Direct.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
Apple Pay and Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Add to Apple Pay or Google Pay and pay with USDT worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawalssame for all |
Yes
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
7.5 ATM cash withdrawals are not available in mainland China, in countries on the FATF blacklist, or in countries subject to OFAC sanctions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
One card. Two minutes to issue. Works anywhere — Apple Pay, ATMs, online, and offlineChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
- Tap to payHold the card to the reader at the till and you are done.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuancesame for all |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuancesame for all |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Annual feesame for all |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
only in the app
odixpay.com checked 29 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
The price, exchange rate and fees for a Deposit by Card order are set by the Card Purchase Partner and shown on the Card Purchase Partner's checkout in the Odix Pay App before you confirm.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum FX feesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM feesame for all |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
13.11. Fees on Return A fee may be charged for the return, withdrawal or release of funds in order to cover costs incurred by the Group, in accordance with the section "Fees".Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Account closure fee (differs)same for all |
not published
odixpay.com checked 31 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
10.1 You may close your account at any time by contacting us. Before closing, please withdraw any remaining balance.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
only in the app pintopay.me checked 31 Oct 2026 Source and check Source pintopay.me Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute fee (differs)same for all |
not published
odixpay.com checked 31 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
Authentication results may be taken into account when assessing disputes and may affect chargeback rights under the Card Network rules. Nothing in these Terms excludes any mandatory rights you have un...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
only in the app pintopay.me checked 31 Oct 2026 Source and check Source pintopay.me Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Declined payment feesame for all |
only in the app
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rule (differs)same for all |
If the account is not used for a long period, Odix Pay may contact the user and, where permitted by applicable law, restrict the account until the user confirms their details.
odixpay.com checked 31 Oct 2026
Source and check
Source
odixpay.com
Wording at the source
5.1 If your Account is not used for a long period, we may contact you and, where permitted by Applicable Law, restrict the Account until you confirm your details.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
If no successful payment is made with a card for more than 45 consecutive calendar days after issuance, activation or the last successful payment (whichever is later), the card issuer may block the card temporarily or permanently; depending on the card programme the block may be irreversible.
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.9.3. If no successful payment transactions have been made using a Card for a continuous period of more than forty-five (45) calendar days from the date of its issuance, activation or the last succes...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Shipping · Top-up fee · Crypto deposit fee · Refund fee · Inactivity fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
Cashback for each successful referred card activation and card top-up.
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Absolutely! Invite friends and earn cashback for each successful card activation and card Top Ups (lifetime)Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all |
10 USD
pintopay.me checked 30 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
The Pintopay card is only $35, and as a bonus, you get $10 cashback instantly on your first purchase!Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Unknown for all | Cashback · Referral bonus (invited friend) | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Odix Pay Card · PintoPay Card: promotions and bonuses as well as warnings and incidents.