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Comparison

PintoPay Card vs. Wallbit Card: fees, limits & KYC

In short

  • Fewest documents: PintoPay Card (No ID).
  • Wallbit Card has the best score (6.5).
Show

differs best value same for all

Attribute Illustration: PintoPay Card PintoPay CardPintoPay Illustration: Classic Wallbit CardWallbit
Overview No KYC Private Virtual Physical Requires KYC Private Virtual
Score average average
CostsWeight 25 % 1.3 3.9
TrustWeight 20 % 4.8 9.2
KYC and privacyWeight 15 % 10.0 6.5
FeaturesWeight 15 % 10.0 8.1
AvailabilityWeight 10 % 10.0 10.0
RewardsWeight 10 % not scored 2.3
CommunityWeight 5 % not scored 4.9
KYC KYC: No ID KYC: ID document
Limits (entry level)
  • Single payment per transaction: only in the app
Básica
  • Spending per day: 5,000 USD
  • Spending per month: 20,000 USD
  • ATM per transaction: 250 USD
Basics
Card formsame for all debit pintopay.me checked 30 Oct 2026
debit wallbit.io checked 30 Oct 2026
Card types (differs) virtual, physical pintopay.me checked 30 Oct 2026
virtual help.wallbit.io checked 30 Oct 2026
Card network unknown
Visa wallbit.io checked 30 Oct 2026
Custodysame for all custodial pintopay.me checked 29 Oct 2026
custodial wallbit.io checked 30 Oct 2026
Funding modelsame for all fiat balance pintopay.me checked 30 Oct 2026
fiat balance wallbit.io checked 30 Oct 2026
Card currencies unknown
USD wallbit.io checked 30 Oct 2026
Usagesame for all personal pintopay.me checked 29 Oct 2026
personal wallbit.io checked 30 Oct 2026
Issuer / BIN sponsor not published pintopay.me checked 30 Oct 2026
unknown
Limits depend on unknown
KYC level help.wallbit.io checked 30 Oct 2026
Cards per account unknown
unknown
Unknown for allCards per account
Availability
Available in unknown
Available in 76 countries and regions help.wallbit.io checked 30 Oct 2026
Crypto
Supported assets (differs) not published pintopay.me checked 29 Oct 2026
USDT, USDC help.wallbit.io checked 30 Oct 2026
Number of supported assets unknown
unknown
Top-up networks unknown
Ethereum, Tron, Solana, Polygon, Arbitrum, Base help.wallbit.io checked 30 Oct 2026
Fiat top-up unknown
Yes help.wallbit.io checked 30 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile walletssame for all Apple Pay Google Pay pintopay.me checked 30 Oct 2026
Apple Pay Google Pay wallbit.io checked 30 Oct 2026
ATM withdrawalssame for all Yes pintopay.me checked 30 Oct 2026
Yes help.wallbit.io checked 30 Oct 2026
Contactless unknown
Yes wallbit.io checked 30 Oct 2026
Fees
Virtual card issuance (differs) only in the app pintopay.me checked 29 Oct 2026
5.00 USD help.wallbit.io checked 30 Oct 2026
Physical card issuance (differs) only in the app pintopay.me checked 29 Oct 2026
not applicable help.wallbit.io checked 30 Oct 2026
Free cards unknown
unknown
Shipping unknown
not applicable help.wallbit.io checked 30 Oct 2026
Monthly fee (differs) only in the app pintopay.me checked 29 Oct 2026
0.00 USD help.wallbit.io checked 30 Oct 2026
Annual fee (differs) only in the app pintopay.me checked 29 Oct 2026
not published help.wallbit.io checked 30 Oct 2026
Top-up fee unknown
not published help.wallbit.io checked 31 Oct 2026
Crypto deposit fee unknown
0 % + 0.00 USD help.wallbit.io checked 30 Oct 2026
Crypto conversion fee (differs) only in the app pintopay.me checked 30 Oct 2026
not published help.wallbit.io checked 30 Oct 2026
Foreign currency fee (differs) only in the app pintopay.me checked 29 Oct 2026
2 % help.wallbit.io checked 30 Oct 2026
FX free allowance (differs) only in the app pintopay.me checked 30 Oct 2026
not published help.wallbit.io checked 30 Oct 2026
Minimum FX fee (differs) only in the app pintopay.me checked 30 Oct 2026
not published help.wallbit.io checked 30 Oct 2026
ATM fee (differs) only in the app pintopay.me checked 29 Oct 2026
1 % (min. 5.00 USD) help.wallbit.io checked 30 Oct 2026
Transaction fee (differs) only in the app pintopay.me checked 30 Oct 2026
0 % + 0.00 USD help.wallbit.io checked 30 Oct 2026
Cross-border fee (differs) only in the app pintopay.me checked 30 Oct 2026
not published help.wallbit.io checked 30 Oct 2026
Withdrawal fee only in the app pintopay.me checked 30 Oct 2026
unknown
Activation fee (differs) only in the app pintopay.me checked 30 Oct 2026
5.00 USD wallbit.io checked 30 Oct 2026
Account closure fee (differs) only in the app pintopay.me checked 31 Oct 2026
not published help.wallbit.io checked 31 Oct 2026
Dispute fee (differs) only in the app pintopay.me checked 31 Oct 2026
not published help.wallbit.io checked 31 Oct 2026
Minimum top-up only in the app pintopay.me checked 30 Oct 2026
unknown
Declined payment fee (differs) only in the app pintopay.me checked 30 Oct 2026
not published help.wallbit.io checked 30 Oct 2026
Refund fee unknown
not published help.wallbit.io checked 30 Oct 2026
Inactivity fee unknown
2.00 USD help.wallbit.io checked 30 Oct 2026
Minimum monthly spend unknown
not published help.wallbit.io checked 30 Oct 2026
Inactivity rule (differs) If no successful payment is made with a card for more than 45 consecutive calendar days after issuance, activation or the last successful payment (whichever is later), the card issuer may block the card temporarily or permanently; depending on the card programme the block may be irreversible. pintopay.me checked 30 Oct 2026
After 3 months without a deposit, withdrawal, or card use, a monthly fee applies when total bank-account balance is below 500 USD; it does not apply with an investment-account balance. help.wallbit.io checked 30 Oct 2026
Card replacement unknown
not published help.wallbit.io checked 30 Oct 2026
Unknown for allFree cards
Rewards
Cashback unknown
0.3 % (Bronze); 0.5 % (Silver · cap 50.00 USD/month); 1 % (Gold · cap 100.00 USD/month) · in SPY
Referral bonus (invited friend) unknown
no Virtual card issuance help.wallbit.io checked 30 Oct 2026
Referral bonus (you) (differs) Cashback for each successful referred card activation and card top-up. pintopay.me checked 30 Oct 2026
up to 25 USD help.wallbit.io checked 30 Oct 2026
Welcome bonus 10 USD pintopay.me checked 30 Oct 2026
unknown

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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