Skip to content

Comparison

Jupiter Card vs. Pay It Now Web3 Mastercard: fees, limits & KYC

In short

  • Jupiter Card has the higher score (54.79).
Attribute Illustration: Jupiter Card Jupiter CardJupiter Requires KYC Virtual Physical Pay It Now Web3 Mastercard Pay It Now Web3 MastercardPay It Now Requires KYC Private Virtual
Score average weak
CostsWeight 25 % 67 38
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 74 60
AvailabilityWeight 10 % 10 0
RewardsWeight 10 % 68 not scored
TrustWeight 10 % 72 78
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Top-up per transaction: 200,000 USDC
  • Spending per day: no limit
  • Spending per year: no limit
  • Top-up per day: 5,000 USD
  • Top-up per year: 100,000 USD
  • Spending per day: 20,000 USD
+1
Basics
Card form (differs) unknown prepaid payitnow.io checked 29 Oct 2026
Card types virtual docs.jup.ag checked 29 Oct 2026 virtual payitnow.io checked 28 Oct 2026
Card network (differs) Visa docs.jup.ag checked 29 Oct 2026 Mastercard payitnow.io checked 29 Oct 2026
Custody custodial docs.jup.ag checked 29 Oct 2026 custodial payitnow.io checked 29 Oct 2026
Funding model stablecoin balance docs.jup.ag checked 29 Oct 2026 stablecoin balance payitnow.io checked 29 Oct 2026
Card currencies USD docs.jup.ag checked 29 Oct 2026 USD payitnow.io checked 28 Oct 2026
Usage (differs) unknown personal payitnow.io checked 28 Oct 2026
Issuer / BIN sponsor (differs) Standard: unknown
9 more countries/regions Australia: DCS docs.jup.ag checked 29 Oct 2026 Japan: DCS docs.jup.ag checked 29 Oct 2026 South Korea: DCS docs.jup.ag checked 29 Oct 2026 Malaysia: DCS docs.jup.ag checked 29 Oct 2026 Philippines: DCS docs.jup.ag checked 29 Oct 2026 Singapore: DCS docs.jup.ag checked 29 Oct 2026 Thailand: DCS docs.jup.ag checked 29 Oct 2026 Taiwan: DCS docs.jup.ag checked 29 Oct 2026 Vietnam: DCS docs.jup.ag checked 29 Oct 2026
Immersve (ABN 93 658 192 057, AFSL No. 545925) payitnow.io checked 29 Oct 2026
Limits depend on not applicable docs.jup.ag checked 29 Oct 2026 not applicable cdn.payitnow.io checked 28 Oct 2026
Cards per account unknown unknown
Availability
Available in (differs) unknown Available in: Australia, New Zealand payitnow.io checked 28 Oct 2026
Crypto
Supported assets (differs) USDT, USDC docs.jup.ag checked 29 Oct 2026 BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, POL payitnow.io checked 28 Oct 2026
+ 7 more BTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCPOLAVAXLINKDOTSHIBSUIUNICRO
Number of supported assets unknown unknown
Top-up networks (differs) Ethereum, BNB Smart Chain, Solana, Arbitrum, Base, Sui docs.jup.ag checked 29 Oct 2026 unknown
Fiat top-up unknown unknown
Payments
Mobile wallets (differs) Apple Pay Google Pay docs.jup.ag checked 29 Oct 2026 Google Pay payitnow.io checked 29 Oct 2026
ATM withdrawals (differs) Yes docs.jup.ag checked 29 Oct 2026 No cdn.payitnow.io checked 28 Oct 2026
Contactless (differs) unknown Yes payitnow.io checked 29 Oct 2026
Fees
Virtual card issuance (differs) 25.00 USD docs.jup.ag checked 29 Oct 2026 0.00 USD promotion, no end date stated payitnow.io checked 28 Oct 2026 , regular unknown
Physical card issuance not applicable docs.jup.ag checked 29 Oct 2026 not applicable payitnow.io checked 28 Oct 2026
Free cards unknown unknown
Shipping (differs) unknown not applicable payitnow.io checked 28 Oct 2026
Monthly fee (differs) 0.00 USD docs.jup.ag checked 29 Oct 2026 unknown
Annual fee 0.00 USD docs.jup.ag checked 29 Oct 2026 0.00 USD payitnow.io checked 28 Oct 2026
Top-up fee (differs) unknown not published payitnow.io checked 29 Oct 2026
Crypto deposit fee (differs) unknown not published payitnow.io checked 29 Oct 2026
Crypto conversion fee (differs) unknown not published payitnow.io checked 29 Oct 2026
Foreign currency fee (differs) Standard: unknown
9 more countries/regions Australia: 1.8 % docs.jup.ag checked 29 Oct 2026 Japan: 1.8 % docs.jup.ag checked 29 Oct 2026 South Korea: 1.8 % docs.jup.ag checked 29 Oct 2026 Malaysia: 1.8 % docs.jup.ag checked 29 Oct 2026 Philippines: 1.8 % docs.jup.ag checked 29 Oct 2026 Singapore: 1.8 % docs.jup.ag checked 29 Oct 2026 Thailand: 1.8 % docs.jup.ag checked 29 Oct 2026 Taiwan: 1.8 % docs.jup.ag checked 29 Oct 2026 Vietnam: 1.8 % docs.jup.ag checked 29 Oct 2026
1.5 % payitnow.io checked 28 Oct 2026
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) Standard: unknown
9 more countries/regions Australia: not applicable docs.jup.ag checked 29 Oct 2026 Japan: not applicable docs.jup.ag checked 29 Oct 2026 South Korea: not applicable docs.jup.ag checked 29 Oct 2026 Malaysia: not applicable docs.jup.ag checked 29 Oct 2026 Philippines: not applicable docs.jup.ag checked 29 Oct 2026 Singapore: not applicable docs.jup.ag checked 29 Oct 2026 Thailand: not applicable docs.jup.ag checked 29 Oct 2026 Taiwan: not applicable docs.jup.ag checked 29 Oct 2026 Vietnam: not applicable docs.jup.ag checked 29 Oct 2026
not applicable cdn.payitnow.io checked 28 Oct 2026
Transaction fee (differs) free (USD payments; non-USD payments carry the FX fee) docs.jup.ag checked 29 Oct 2026 unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up (differs) 3.00 USD docs.jup.ag checked 29 Oct 2026 unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback (differs) 2 % (spend from 0/month · cap 100.00 USD/month); 4 % (2 qualifying referrals in the previous calendar month · cap 200.00 USD/month) · in USDC unknown
Referral bonus (invited friend) (differs) 20 USD docs.jup.ag checked 29 Oct 2026 unknown
Referral bonus (you) (differs) 10 USD docs.jup.ag checked 29 Oct 2026 unknown
Welcome bonus unknown unknown

Highlighted rows differ.

Early warning

Watch both cards

One mail when something changes at Jupiter Card · Pay It Now Web3 Mastercard: promotions and bonuses as well as warnings and incidents.

What do you want to receive?

You will first get a mail with a confirmation link.