Comparison
Mercuryo Card vs. OKX Card: fees, limits & KYC
-
mercuryo.io29 Oct 2026
Image source
Source
mercuryo.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Mercuryo CardMercuryo
-
my.okx.com29 Oct 2026
Image source
Source
my.okx.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
OKX CardOKX
In short
- OKX Card ask for the least (ID document).
- OKX Card has the higher score (54.74).
| Attribute |
Mercuryo CardMercuryo
Requires KYC
Private
Virtual
|
OKX CardOKX
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 100 | 32 |
| KYC and privacyWeight 20 % | 0 | 35 |
| FeaturesWeight 15 % | 46 | 100 |
| AvailabilityWeight 10 % | 23 | 22 |
| RewardsWeight 10 % | not scored | 83 |
| TrustWeight 10 % | 62 | 91 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | Only for nationals of: European Economic Area | – |
| KYC | KYC: Full verification | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
A multi-chain debit card for instant, contactless crypto payments—anywhere, anytimeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
okx.com checked 29 Oct 2026
Source and check
Source
okx.com
Wording at the source
The OKX Card is a Visa Platinum debit card funded from USD stablecoins (USDC, USDT, or USDG) held in your OKX Pay wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
virtual, physical
okx.com checked 29 Oct 2026
Source and check
Source
okx.com
Wording at the source
If you're eligible for the OKX virtual card, you can order a physical card too. We're rolling this out region by region, so it may not be available in your region yet — even if you already hold a virt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs) |
Mastercard
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
Mercuryo Spend Card is a virtual EUR debit Mastercard that users can fund with cryptocurrency and use for payments worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
2 more countries/regionsEEA: Mastercard okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceThe OKX Card lets crypto users spend stablecoins like USDC and USDG in everyday situations across Europe, using the familiar Mastercard® network.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Singapore: Visa okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the source The OKX Card is a Visa Platinum debit card funded from USD stablecoins (USDC, USDT, or USDG) held in your OKX Pay wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody (differs) | unknown |
smart wallet
my.okx.com checked 29 Oct 2026
Source and check
Source
my.okx.com
Wording at the source
Your crypto stays in your smart wallet until the moment you transact. No handover of ownership.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Users can top it up with DOT, and the funds are automatically converted at the time of payment.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
converted on spend
okx.com checked 29 Oct 2026
Source and check
Source
okx.com
Wording at the source
When you spend at any Visa merchant worldwide, your stablecoin balance converts to the local currency at point of sale through Visa's network.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
Mercuryo Spend Card is a virtual EUR debit Mastercard that users can fund with cryptocurrency and use for payments worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
2 more countries/regionsEEA: EUR okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceThe OKX Card enables users to pay with stablecoins held in their OKX Pay account. When a card payment is made, the transaction is processed via Mastercard, and settlement occurs in euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Singapore: USD okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the source Because the OKX Card is funded in USD stablecoins, any purchase priced in USD requires no foreign currency conversion International hotel bookings, airline tickets, and subscription services billed in...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
It was designed to give customers the ability to pay with their crypto assets for everyday purchases.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
my.okx.com checked 28 Oct 2026
Source and check
Source
my.okx.com
Wording at the source
be an individual user registered with OKX Europe Limited and reside in an eligible jurisdiction listed below at the time of participating;Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Quicko Sp. z o.o.
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
The Spend Card is a virtual card issued by Quicko Sp. z o.o.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
2 more countries/regionsEEA: UAB Monavate okx.com checked 28 Oct 2026 Source and check Source okx.com Wording at the sourceOur company information: UAB Monavate is a company incorporated under the laws of Lithuania with entity code: 305628001.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United States: WebBank okx.com checked 30 Oct 2026 Source and check Source okx.com Wording at the source OKX Card in the U.S. is issued by WebBank, a Utah State-Chartered Bank, Salt Lake City, Utah.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
account tier
okx.com checked 28 Oct 2026
Source and check
Source
okx.com
Wording at the source
Yes. A daily limit applies, calculated on a rolling 24-hour basis. The amount depends on your VIP tier.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
Available in: European Economic Area
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Currently available in the European Economic Area, with plans to expand to more regions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Available in: European Union, Norway
okx.com checked 29 Oct 2026
Source and check
Source
okx.com
Wording at the source
The OKX Card EEA is available to users across the EU and Norway, excluding Iceland and Liechtenstein.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
DOT
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
With the Nova x Mercuryo Mastercard Debit Card, users can top up their cards using Polkadot (DOT) tokens, providing a unique way of spending for everyday purchases using DOT tokens that are converted...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
2 more countries/regionsEEA: USDC okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceSupported spending assets currently include USDC and USDG held in the OKX Pay account.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Singapore: USDT, USDC okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the source The OKX Card is a Visa Platinum debit card funded from USD stablecoins (USDC, USDT, or USDG) held in your OKX Pay wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Polkadot
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
With the Nova x Mercuryo Mastercard Debit Card, users can top up their cards using Polkadot (DOT) tokens, providing a unique way of spending for everyday purchases using DOT tokens that are converted...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Apple Pay & Google Pay Tap to pay with cryptoChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: Apple Pay Google Pay okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceThe card can also be added to Apple Pay or Google Pay on supported devices.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
No
spend.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
spend.docs.mercuryo.io
Wording at the source
No, ATM withdrawals are not possible.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
okx.com checked 28 Oct 2026
Source and check
Source
okx.com
Wording at the source
Yes. You can withdraw cash from an ATM with OKX Card, but only with your physical card — the virtual card can't be used at ATMs.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless |
Yes
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
A multi-chain debit card for instant, contactless crypto payments—anywhere, anytimeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
okx.com checked 28 Oct 2026
Source and check
Source
okx.com
Wording at the source
The OKX Card also supports Apple Pay and Google Pay for easy contactless payments.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 EUR
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
The Spend card, compatible with LEDGER™, comes with no issuance fee, allowing users to use it immediately without any upfront costs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceThere are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card. The card is currently issued as a virtual card onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
not applicable
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
okx.com checked 28 Oct 2026
Source and check
Source
okx.com
Wording at the source
Any applicable fees are listed below: | | Category | Rates | Notes | |---|---|---|---| | Spending your crypto | FX Fee (EUR) | 0% | OKX card settles in EUR | | Spending your crypto | FX Fee (non-EUR)...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
not applicable
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
okx.com checked 29 Oct 2026
Source and check
Source
okx.com
Wording at the source
Pricing differs by method and destination. Log in to your OKX app to see the exact fee for your address.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly fee | unknown |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceThere are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee | unknown |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceThere are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) | unknown |
0.1 %
my.okx.com checked 29 Oct 2026
Source and check
Source
my.okx.com
Wording at the source
Yes. OKX does not charge transaction fees or FX fees when using the card. A small market-rate conversion spread (0.1%) applies when converting crypto to fiat at the time of purchase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee | unknown |
Standard:
unknown
1 more country/regionEEA: 0 % okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceOKX does not charge transaction fees or foreign exchange (FX) fees for card spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
not applicable
spend.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
spend.docs.mercuryo.io
Wording at the source
No, ATM withdrawals are not possible.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
okx.com checked 28 Oct 2026
Source and check
Source
okx.com
Wording at the source
Yes, a fee applies to each ATM withdrawal. You can see the fee that applies to you by: 1. Log in to your OKX appChecked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee | unknown |
Standard:
unknown
1 more country/regionEEA: 0 % + 0.00 EUR okx.com checked 29 Oct 2026 Source and check Source okx.com Wording at the sourceOKX does not charge transaction fees or foreign exchange (FX) fees for card spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) |
1.00 EUR
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
There are no hidden fees to worry about, and the only charge is a €1 monthly maintenance fee, which applies only after three consecutive months of inactivity.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
okx.com checked 29 Oct 2026
Source and check
Source
okx.com
Wording at the source
There are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback (differs) | unknown |
2–10 %
okx.com checked 28 Oct 2026
Source and check
Source
okx.com
Wording at the source
| 4+ | 10% | 1,000 EUR | 10,000 EUR |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Mercuryo Card · OKX Card: promotions and bonuses as well as warnings and incidents.