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Image source Source my.okx.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by OKX

OKX Card

Requires KYC Private Virtual Physical

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source my.okx.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To OKX

Basicsokx-card

Card form
debit Source and check Source okx.com Wording at the source The OKX Card is a Visa Platinum debit card funded from USD stablecoins (USDC, USDT, or USDG) held in your OKX Pay wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source okx.com Wording at the source If you're eligible for the OKX virtual card, you can order a physical card too. We're rolling this out region by region, so it may not be available in your region yet — even if you already hold a virt... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Standard: unknown
2 more countries/regions EEA: Mastercard Source and check Source okx.com Wording at the source The OKX Card lets crypto users spend stablecoins like USDC and USDG in everyday situations across Europe, using the familiar Mastercard® network. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Singapore: Visa Source and check Source okx.com Wording at the source The OKX Card is a Visa Platinum debit card funded from USD stablecoins (USDC, USDT, or USDG) held in your OKX Pay wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
smart wallet Source and check Source my.okx.com Wording at the source Your crypto stays in your smart wallet until the moment you transact. No handover of ownership. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
converted on spend Source and check Source okx.com Wording at the source When you spend at any Visa merchant worldwide, your stablecoin balance converts to the local currency at point of sale through Visa's network. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
Standard: unknown
2 more countries/regions EEA: EUR Source and check Source okx.com Wording at the source The OKX Card enables users to pay with stablecoins held in their OKX Pay account. When a card payment is made, the transaction is processed via Mastercard, and settlement occurs in euros. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Singapore: USD Source and check Source okx.com Wording at the source Because the OKX Card is funded in USD stablecoins, any purchase priced in USD requires no foreign currency conversion International hotel bookings, airline tickets, and subscription services billed in... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source my.okx.com Wording at the source be an individual user registered with OKX Europe Limited and reside in an eligible jurisdiction listed below at the time of participating; Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
account tier Source and check Source okx.com Wording at the source Yes. A daily limit applies, calculated on a rolling 24-hour basis. The amount depends on your VIP tier. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Standard: unknown
1 more country/region EEA: Apple Pay Google Pay Source and check Source okx.com Wording at the source The card can also be added to Apple Pay or Google Pay on supported devices. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source okx.com Wording at the source Yes. You can withdraw cash from an ATM with OKX Card, but only with your physical card — the virtual card can't be used at ATMs. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source okx.com Wording at the source The OKX Card also supports Apple Pay and Google Pay for easy contactless payments. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance Standard: unknown
1 more country/region EEA: 0.00 EUR Source and check Source okx.com Wording at the source There are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card. The card is currently issued as a virtual card only Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance unknown
Shipping only in the app Source and check Source okx.com Wording at the source Pricing differs by method and destination. Log in to your OKX app to see the exact fee for your address. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee Standard: unknown
1 more country/region EEA: 0.00 EUR Source and check Source okx.com Wording at the source There are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee Standard: unknown
1 more country/region EEA: 0.00 EUR Source and check Source okx.com Wording at the source There are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 0.1 % Source and check Source my.okx.com Wording at the source Yes. OKX does not charge transaction fees or FX fees when using the card. A small market-rate conversion spread (0.1%) applies when converting crypto to fiat at the time of purchase. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee Standard: unknown
1 more country/region EEA: 0 % Source and check Source okx.com Wording at the source OKX does not charge transaction fees or foreign exchange (FX) fees for card spending. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee only in the app Source and check Source okx.com Wording at the source Yes, a fee applies to each ATM withdrawal. You can see the fee that applies to you by: 1. Log in to your OKX app Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee 0.00 EUR Source and check Source okx.com Wording at the source There are no issuance fees, monthly fees, annual fees, or inactivity fees for the OKX Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 2–10 % Source and check Source okx.com Wording at the source | 4+ | 10% | 1,000 EUR | 10,000 EUR | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Tier 1 at OKX

      from age 18

      Source and check Source okx.com Wording at the source ### 5. I no longer live at the residential address on my document ID. Can I still verify my identity? Yes, you can change the address currently associated with your account to a new address. You may... Checked Verified Value wrong? History What does [s] mean?

      Requires: Address, ID document, Selfie / liveness

      In some cases: Proof of address (conditional: If applicable, including when a new address must be verified)

LimitsValue
Spending per day no limit Source and check Source okx.com Wording at the source There is no fixed daily or per-transaction limit as long as the user's OKX Pay balance is sufficient to cover the transaction amount. Checked Verified Value wrong? No earlier versions What does [s] mean?
ATM per 24 hours only in the app Source and check Source okx.com Wording at the source Yes. A daily limit applies, calculated on a rolling 24-hour basis. The amount depends on your VIP tier. To see your limit: 1. Log in to your OKX app Checked Verified Add this value? No earlier versions What does [s] mean?
Single payment per transaction no limit Source and check Source okx.com Wording at the source There is no fixed daily or per-transaction limit as long as the user's OKX Pay balance is sufficient to cover the transaction amount. Checked Verified Value wrong? No earlier versions What does [s] mean?

Values for the entry account tier Non-VIP; ↑ shows a higher limit from a higher account tier.

Account tiers (VIP, loyalty)

Account tiers change limits or perks, not the documents.

KYC: ID document OKX states that it does not offer a KYC-free card.

When is KYC needed?

  • Change of name or addressWhen you change your name or address, OKX may request additional documents such as proof of source of funds. Source and check Source okx.com Wording at the source If your personal information changes, then you must update the information we hold about you. We may require additional information from you from time to time and you must cooperate by providing such... Checked Verified Value wrong? History What does [s] mean?
  • Change of residenceWhen you move to another country, OKX repeats the identity verification. Source and check Source okx.com Wording at the source You'll then be asked to verify your identity again. Learn more how you can do it here. Upon successful identity verification, your country/region of residence will be updated to your new one. Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, OKX repeats the identity verification. Source and check Source okx.com Wording at the source We're required to regularly request that customers verify their identity information. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in Available in: European Union, Norway Source and check Source okx.com Wording at the source The OKX Card EEA is available to users across the EU and Norway, excluding Iceland and Liechtenstein. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement Must reside in an eligible jurisdiction at the time of participation. Source and check Source my.okx.com Wording at the source be an individual user registered with OKX Europe Limited and reside in an eligible jurisdiction listed below at the time of participating; Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany available
  • Austria available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (28) not available (222) unknown

Crypto

AttributeValue
Supported assets Standard: unknown
2 more countries/regions EEA: USDC Source and check Source okx.com Wording at the source Supported spending assets currently include USDC and USDG held in the OKX Pay account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Singapore: USDT, USDC Source and check Source okx.com Wording at the source The OKX Card is a Visa Platinum debit card funded from USD stablecoins (USDC, USDT, or USDG) held in your OKX Pay wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What OKX offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Standard: unknown
1 more country/region EEA: UAB Monavate Source and check Source okx.com Wording at the source Our company information: UAB Monavate is a company incorporated under the laws of Lithuania with entity code: 305628001. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager OKX Europe Limited Source and check Source okx.com Wording at the source Programme Manager - OKX Europe Limited will act as the Programme Manager for the Card Account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels unknown
Brand on record since 01/2022 Source and check Source web.archive.org Wording at the source archived capture: 2022-01-18 Checked Verified
Domain older than the brand (registered 07/2001) Source and check Source rdap.verisign.com Wording at the source registration: 2001-07-03 Checked Verified

Issuer

Monavate (Lithuania) Source and check Source okx.com Wording at the source Our company information: UAB Monavate is a company incorporated under the laws of Lithuania with entity code: 305628001. Checked Verified Licensed Registered name: UAB Monavate Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Register number: 305628001 Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Issues 7 card programmes in our catalogue

Company

Registered name OKX Europe Limited Source and check Source my.okx.com Wording at the source OKX Europe Limited, a Maltese limited liability company, is licensed by the Malta Financial Services Authority ("MFSA") as a Crypto-Asset Service Provider under Regulation (EU) 2023/1114 on Markets in... Checked Verified

Transparency

Transparency 66 %

1 of 18 key values not published

  • Imprint / company details: yes
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

Licence of the card issuer Monavate

  • Financial Conduct Authority Source and check Source krak.app Wording at the source In the UK, Krak is a global money app. Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN:... Checked Verified What does [s] mean? E-money licence 901097 (GB) Register entry
  • Bank of Lithuania Source and check Source okx.com Wording at the source We are authorised by the Bank of Lithuania: UAB Monavate Limited is authorised by the Bank of Lithuania ("BOL") (authorisation code LB002139) to issue electronic money and provide payment services. Checked Verified What does [s] mean? E-money licence LB002139 (LT)

What users report

No community reports evaluated yet.

How the score is made up

58.79 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    48/100
    12.1 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    100/100
    15.0 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    22/100
    2.2 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    83/100
    8.3 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    91/100
    9.1 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 100
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 66
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about OKX from the press and the provider's own channels, rated automatically. · last 90 days: 4 positive, 1 neutral, 0 negative

  1. Invezz Neutral
    Interview: OKX's Erald Ghoos on MiCA, dollar dominance and Europe's payment future

    Assessment: Interview with OKX executive on MiCA and stablecoin payments; general commentary with no concrete card change.

  2. Hokanews Notable Positive Availability
    OKX Announces US Launch of OKX Card as Crypto Exchange Expands American Presence

    Also reported by: Coinfomania

    Assessment: OKX plans to launch its OKX Card in the United States; a new market, with details still pending.

  3. TokenPost Notable Positive Availability
    OKX Plans U.S. Card Launch as Functionality Details Remain Limited

    Assessment: OKX plans a US card launch but has not disclosed how the card will work.

  4. Traders Union Notable Positive Availability
    OKX unveils US rollout plan for Mastercard OKX Card with tiered cashback

    Assessment: OKX announces a US early-access waitlist for its Mastercard card with tiered cashback and no transaction fees on stablecoin spend.

  5. Traders Union Notable Positive Launch
    OKX announces OKX Card and Shield launch in US, Grid Bots and ZEC X-Drops in Europe

    Assessment: Reports the OKX Card launch in the US with new security features; regional availability changes for the card.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at OKX Card and OKX, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • New card image.

  • New logo.

  • Score changed from 57.29 to 58.79.

  • Changes to licences.

  • Score changed from 56.87 to 57.29.

  • Company name changed from OKX Europe Limited to OKX.

  • Score changed from 56.54 to 56.87.

  • Changes to licences.

  • Score changed from 57.64 to 56.87.

  • Changes to KYC levels and requirements.

  • Score changed from 54.64 to 57.64.

  • Changes to licences.

  • Score changed from 73.73 to 54.64.

  • Changes to KYC levels and requirements.

  • Score changed from 66.39 to 73.73.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 57.5 to 66.39.

Apply for OKX Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To OKX