Basicsmercuryo-card
- Card form
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debit
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
A multi-chain debit card for instant, contactless crypto payments—anywhere, anytime
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card types
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virtual
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.
Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? - Card network
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Mastercard
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
Mercuryo Spend Card is a virtual EUR debit Mastercard that users can fund with cryptocurrency and use for payments worldwide.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Funding model
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converted on spend
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Users can top it up with DOT, and the funds are automatically converted at the time of payment.
Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? - Card currencies
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EUR
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
Mercuryo Spend Card is a virtual EUR debit Mastercard that users can fund with cryptocurrency and use for payments worldwide.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Usage
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personal
mercuryo.io checked 29 Oct 2026
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Source
mercuryo.io
Wording at the source
It was designed to give customers the ability to pay with their crypto assets for everyday purchases.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Mobile wallets
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Apple Pay
Google Pay
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Apple Pay & Google Pay Tap to pay with crypto
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - ATM withdrawals
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No
spend.docs.mercuryo.io checked 30 Oct 2026
Source and check
Source
spend.docs.mercuryo.io
Wording at the source
No, ATM withdrawals are not possible.
Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Contactless
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Yes
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
A multi-chain debit card for instant, contactless crypto payments—anywhere, anytime
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees and cashback
| Attribute | Value |
|---|---|
| Fees | |
| Virtual card issuance |
0.00 EUR
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
The Spend card, compatible with LEDGER™, comes with no issuance fee, allowing users to use it immediately without any upfront costs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance |
not applicable
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Shipping |
not applicable
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee | unknown |
| Annual fee | unknown |
| Top-up fee |
not published
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
9.1. All applicable fees, exchange rates, charges, spreads and transaction details will be disclosed to you before you confirm the relevant transaction, to the extent required by applicable law and te...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown |
| Crypto conversion fee |
not published
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
9.1. All applicable fees, exchange rates, charges, spreads and transaction details will be disclosed to you before you confirm the relevant transaction, to the extent required by applicable law and te...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum conversion | unknown |
| Foreign currency fee |
not published
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
9.1. All applicable fees, exchange rates, charges, spreads and transaction details will be disclosed to you before you confirm the relevant transaction, to the extent required by applicable law and te...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum FX fee | unknown |
| ATM fee |
not applicable
spend.docs.mercuryo.io checked 30 Oct 2026
Source and check
Source
spend.docs.mercuryo.io
Wording at the source
No, ATM withdrawals are not possible.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Merchant-specific fee | unknown |
| Transaction fee | unknown |
| Cross-border fee | unknown |
| Withdrawal fee | unknown |
| Activation fee | unknown |
| Minimum top-up | unknown |
| Declined payment fee | unknown |
| Refund fee | unknown |
| Inactivity fee |
1.00 EUR
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
There are no hidden fees to worry about, and the only charge is a €1 monthly maintenance fee, which applies only after three consecutive months of inactivity.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown |
| Inactivity rule | unknown |
| Card replacement | unknown |
| Plan waivers | unknown |
| Cashback & rewards | |
| Cashback | unknown |
Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of
KYC and limits
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Full verification
additionally proof of the source of funds
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KYC complete at Mercuryo
spend.docs.mercuryo.io checked 30 Oct 2026 Source and check Source spend.docs.mercuryo.io Wording at the source
The end-user must 1) be signed in, 2) successfully complete KYC procedures (valid KYC), 3) have a mobile phone number specified, and 4) complete the SPEND_EEA questionnaire.
Checked Verified Value wrong? No earlier versions What does [s] mean?Requires: E-mail, Phone number, Name and date of birth, ID document, Selfie / liveness, Source of funds
In some cases: Proof of address (conditional: Required documents depend on the end-user's country of citizenship.)
Identity documents must be unexpired, scanned or photographed, show all corners and sides, and be clear and readable. Proof of address, when required, must be issued within the last three months.
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| Limits | Value |
|---|---|
| Spending per day |
10,000 EUR
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Daily transaction limit: €10,000Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Spending per month |
40,000 EUR
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Monthly transaction limit: €40,000Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Single payment per transaction |
5,000 EUR
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Single transaction limit: €5,000Checked Verified Value wrong? No earlier versions What does [s] mean? |
KYC: Full verification Identity verification is required from the first level.
When is KYC needed?
- Risk reviewAfter a risk review at its own discretion, Mercuryo may request additional documents such as proof of source of funds.
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
4.6. Moneychurros may refuse registration, suspend access, require additional documents, or decline to process an Order where information is incomplete, inconsistent, unverifiable, out of date, or whe...
Checked Verified Value wrong? History What does [s] mean?
Availability
| Attribute | Value |
|---|---|
| Available in |
|
| Residency requirement |
EEA citizen or EU resident
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
- Be an EEA citizen or EU resident — see the full list of eligible countriesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Key countries
- Germany available
- Austria available
- Switzerland not available
- United States not available
- United Kingdom not available
- France available
- Spain available
- Italy available
- Netherlands available
- Türkiye not available
- Brazil not available
- Nigeria not available
- India not available
- United Arab Emirates not available
- Singapore not available
✓ available · ✗ not available · ? not known from the sources
Point at or tap a country.
Crypto
| Attribute | Value |
|---|---|
| Supported assets |
DOT
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
With the Nova x Mercuryo Mastercard Debit Card, users can top up their cards using Polkadot (DOT) tokens, providing a unique way of spending for everyday purchases using DOT tokens that are converted...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown |
| Top-up networks |
Polkadot
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
With the Nova x Mercuryo Mastercard Debit Card, users can top up their cards using Polkadot (DOT) tokens, providing a unique way of spending for everyday purchases using DOT tokens that are converted...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Spending order | unknown |
| Fiat top-up | unknown |
Bonuses and promotions
What Mercuryo offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.
No referral bonus, welcome bonus or promotion documented yet.
Trust
| Attribute | Value |
|---|---|
| Issuer / BIN sponsor |
Quicko Sp. z o.o.
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
The Spend Card is a virtual card issued by Quicko Sp. z o.o.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Program manager | unknown |
| Headquarters | unknown |
| Support channels | unknown |
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Brand on record since 04/2019
web.archive.org checked 30 Oct 2026
Source and check
Source
web.archive.org
Wording at the source
archived capture: 2019-04-16
Checked Verified
Issuer
The Spend Card is a virtual card issued by Quicko Sp. z o.o.Checked Verified Issues 1 card programme in our catalogue
Transparency
Transparency 30 %
3 of 17 key values not published
- Imprint / company details: no
- Public fee schedule: no
- Cardholder agreement: no
- Terms and conditions: no
- Terms with version or date: unknown
Sources last checked 2026-10-30
Licences
No licences captured yet.
What users report
No community reports evaluated yet.
How the score is made up
31.59 of 100 · very weak
Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.
Methodology and weights-
CostsWeight 25 %6.3 of 25 points
monthly/annual fee, top-up, FX and ATM fees
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KYC and privacyWeight 20 %0.0 of 20 points
KYC class needed, KYC-free allowance
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FeaturesWeight 15 %6.9 of 15 points
wallets, physical card, ATM, assets, chains
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AvailabilityWeight 10 %2.3 of 10 points
number of countries, EU/US/UK
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RewardsWeight 10 %not scored counts neutral (5.0)
cashback considering caps and staking requirements
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TrustWeight 10 %6.2 of 10 points
licences, incidents, company and card age, issuer, ownership, security, transparency
Trust in detail
- LicencesWeight 15 % not scored
- Company age (up to 5 years)Weight 10 % not scored
- Card on the market (up to 3 years)Weight 10 % not scored
- IssuerWeight 15 % 44
- OwnershipWeight 10 % not scored
- Security evidenceWeight 15 % not scored
- TransparencyWeight 10 % 30
- Incidents (12 months)Weight 15 % 100
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CommunityWeight 10 %not scored counts with the median (5.0)
ratings and reports, damped, neutral with too little data
News
Recent news about Mercuryo from the press and the provider's own channels, rated automatically. · last 90 days: 2 positive, 2 neutral, 0 negative
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CoinTrust Positive FeatureMercuryo Launches Swaps With 1,400 Crypto Conversion Routes
Assessment: Mercuryo launches Swaps with about 1,400 conversion routes; a product feature, not a card change.
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The Paypers Neutral LaunchMercuryo launches Swaps for token conversions
Assessment: Mercuryo launches a Swaps product for token conversions; excludes US, UK and EEA users; not a card change.
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CoinTrust Neutral PartnershipTRON Adds Mercuryo Support for Cross-Chain Swaps Across 21 Networks
Assessment: TRON adds Mercuryo cross-chain swap support; this is an integration, with no card terms affected.
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PR Newswire Positive FeatureMercuryo Launches Swaps for Seamless Movement Between Digital Tokens
Assessment: Mercuryo launches in-app token swaps with reported 1,400 routes; this is an app feature, not a card term change.
Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.
Early warning
Alerts for this card
We tell you what changes at Mercuryo Card and Mercuryo, with evidence for every alert.
Changelog
Score changed from 33.7 to 31.59.
Score changed from 37.89 to 33.7.
Score changed from 50.42 to 37.89.
Discontinued on: July 11, 2026.
Changes to limits.
Score changed from 41.75 to 50.42.
Changes to limits.
Changes to KYC levels and requirements.
Score changed from 53.13 to 41.75.
Changes to KYC levels and requirements.
Score changed from 59.83 to 53.13.
New card image.
New logo.
Changes to licences.
Apply for Mercuryo Card directly with the provider.
All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.