Comparison
Moon Card vs. Spritz Card: fees, limits & KYC
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paywithmoon.com29 Oct 2026
Image source
Source
paywithmoon.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Moon CardMoon
-
Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Spritz CardSpritz Finance
In short
- Fewest documents: Moon Card (No ID).
- Moon Card has the best score (6.8).
| Attribute |
Moon CardMoon
|
|
|---|---|---|
| Overview | KYC free (limited) Private Virtual | Requires KYC Private Virtual Physical |
| Score | good with variant Moon 1X Card: 6.7 | average |
| CostsWeight 25 % | 10.0 | 5.3 |
| TrustWeight 20 % | 6.6 | 3.7 |
| KYC and privacyWeight 15 % | 10.0 | 6.5 |
| FeaturesWeight 15 % | 3.1 | 8.6 |
| AvailabilityWeight 10 % | not scored | 4.4 |
| RewardsWeight 10 % | not scored | 9.3 |
| CommunityWeight 5 % | 0.0 | not scored |
| KYC | KYC: No ID | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
credit
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
We're excited to officially launch the upgraded Spritz Card—a fully-collateralized premium Visa credit card that lets you use your crypto instantly, without lockups or staking requirements.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card types (differs)same for all |
virtual
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon Cards are virtual cards you can buy with cryptocurrency.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all | Buy Moon Visa® Cards with crypto and shop online seamlessly! Use Bitcoin or USDT to get secure virtual cards accepted by millions of merchants worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
All data is encrypted and Moon is not a custodial service.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card offers something different: A high-limit, non-custodial, real-time spending experience, directly powered by your crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Cards are loaded in USD and ready to use instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
- SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Cards are loaded in USD and ready to use instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
- SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
● Attempting to register, registering, or using more than a single Account per individual end user. Users must be eligible individual persons, rather than organizations or groups, and are only allowed...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
On June 1, we're launching the Spritz Card: a premium Visa credit card designed specifically for people who live onchain and want a better way to spend their crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not published
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
The Moon Visa® Card is issued by our partner Financial Institutions, pursuant to a license from Visa.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
SPRITZ SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, OR CLAIMS ARISING OUT OF OR RELATED TO SERVICES PROVIDED BY THIRD-PARTY PARTNERS, INCLUDING BUT NOT LIMITED TO FIAT ONRAMPS, OFFRAMPS, PAYMENT PROCE...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | |
| Cards per accountsame for all | unknown | |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all |
not published
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Not all Moon products are available in all countries. Please see the terms and conditions of the product for more details.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC
paywithmoon.com checked 30 Oct 2026
Two sources, two values
ShownBTC, ETH, USDT, USDC
paywithmoon.comchecked 30 Oct 2026
Buy Moon Cards with Bitcoin (BTC), Lightning, Tether (USDT TRC-20), USDC (ERC-20), or Ether (ETH). Pay easily from your favorite wallet, whether on-chain or via the Lightning Network.Differingvalue not recorded paywithmoon.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
ETH, USDC, SOL
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card connects to your wallet and accepts 50,000+ tokens across multiple chains. ETH on mainnet. USDC on Base. SOL if that's what you're holding today.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all |
50,000
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card connects to your wallet and accepts 50,000+ tokens across multiple chains. ETH on mainnet. USDC on Base. SOL if that's what you're holding today.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up networks (differs)same for all |
Bitcoin, Lightning, Tron, Polygon
paywithmoon.com checked 29 Oct 2026
Two sources, two values
ShownBitcoin, Lightning, Tron, Polygon
paywithmoon.comchecked 29 Oct 2026
We currently accept USDT on Tron, USDC on Polygon and BTC via on-chain and lightning network. More payment methods are on the way!Differingvalue not recorded paywithmoon.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Sui
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
| Arbitrum One | All Tokens | All Tokens | USDC | USDT, USDC, agEUR | All Tokens | | Avalanche C-Chain | All Tokens | All Tokens | USDC | x | All Tokens | | Base | All Tokens | All Tokens | Coming Soo...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown | |
| Unknown for all | Fiat top-up | |
| Payments | ||
| Mobile wallets (differs)same for all |
–
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon cards do not currently support Apple Pay, Google Pay or Samsung Pay mobile wallets. Mobile wallet support is on the way!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
● Manual Cash Disbursements ● Automated Cash DisbursementsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all |
Yes
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The physical card handles everything else. Tap at retail. Swipe at restaurants. Insert at gas pumps.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuancesame for all |
1.49 USD
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon 1X Cards can be purchased for $1.49 for each card. There are no transaction fees on the Moon 1X Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not applicable
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon Cards are virtual cards you can buy with cryptocurrency.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon Cards are virtual cards you can buy with cryptocurrency.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all |
0.00 USD
paywithmoon.com checked 29 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon charges no monthly, membership, or access fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
paywithmoon.com checked 29 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon charges no monthly, membership, or access fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
free
paywithmoon.com checked 29 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon does not charge for load or topup of cards or credit, and our exchange rate is passed on from wholesale providers.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all |
not published
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Purchases made on Moon through Moon's check-out or through a third-party payment service available at check-out may be subject to handling fees and confirmation time. Moon may charge a purchase handli...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all |
0 %
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
No trading fees, no wait times, no hassle—just start using your card right away!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs)same for all |
0 %
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
There is a 1% fee on all purchases made with the Moon X Card, with a minimum of $1.00 fee per transaction. We do not charge any FX or foreign transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD. You may make international purchases in other currencies and will be charged local exchange and conversion rates a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all |
not applicable
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
We do not charge any FX or foreign transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum FX feesame for all |
0.00 USD
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
We do not charge any FX or foreign transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM fee (differs)same for all |
not applicable
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
● Manual Cash Disbursements ● Automated Cash DisbursementsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction fee (differs)same for all |
1 % (min. 1.00 USD)
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
There is a 1% fee on all purchases made with the Moon X Card, with a minimum of $1.00 fee per transaction.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
free
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
Moon 1X Cards can be purchased for $1.49 for each card. There are no transaction fees on the Moon 1X Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all |
0 %
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
We do not charge any FX or foreign transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all |
not published
paywithmoon.com checked 31 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
the Company charges certain fees for the management of underlying card products accessed via its platform. These specifically include: (1) for non-reloadable card products: $1.49 USD fee for a new car...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Account closure feesame for all |
not published
paywithmoon.com checked 31 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
the Company charges certain fees for the management of underlying card products accessed via its platform. These specifically include: (1) for non-reloadable card products: $1.49 USD fee for a new car...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 31 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute fee (differs)same for all |
17.50 USD (only assessed if the Company, at its sole discretion, decides to proceed with a consumer-requested dispute)
paywithmoon.com checked 31 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
$17.50 USD chargeback dispute fee, only assessed if the Company, at its sole discretion, decides to proceed with a consumer-requested dispute.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 31 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
5.00 USD
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
The minimum for a Moon 1X Card is $5. The maximum is $1,000.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all | unknown | |
| Refund feesame for all |
40.00 USD (per refund transaction, only if the card has more than 3 refunds, total refunded value exceeds $250 USD, and refunded value exceeds 15% of the value transacted on the card; additionally $0.50 USD per decline/reversal/refund transaction once the card exceeds 20 such transactions in a calendar month or 30-day period)
paywithmoon.com checked 30 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
$40.00 USD excessive refund fee for each refund transaction if the card has more than 3 refunds, total refunded value exceeds $250 USD, and the refunded value exceeds 15% of the value transacted on th...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity feesame for all |
not published
paywithmoon.com checked 31 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
the Company charges certain fees for the management of underlying card products accessed via its platform. These specifically include: (1) for non-reloadable card products: $1.49 USD fee for a new car...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all |
not published
paywithmoon.com checked 31 Oct 2026
Source and check
Source
paywithmoon.com
Wording at the source
the Company charges certain fees for the management of underlying card products accessed via its platform. These specifically include: (1) for non-reloadable card products: $1.49 USD fee for a new car...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Free cards · Withdrawal fee · Declined payment fee · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashbacksame for all |
5 %
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
During those three days, every purchase at airlines, hotels, restaurants, and travel agencies earns 5% back as Spritz CreditsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Moon Card · Spritz Card: promotions and bonuses as well as warnings and incidents.