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Comparison

Moon Card vs. Spritz Card: fees, limits & KYC

In short

  • Fewest documents: Moon Card (No ID).
  • Moon Card has the best score (6.8).
Show

differs best value same for all

Attribute Moon X Card Moon CardMoon Illustration: Spritz Card Spritz CardSpritz Finance
Overview KYC free (limited) Private Virtual Requires KYC Private Virtual Physical
Score good average
CostsWeight 25 % 10.0 5.3
TrustWeight 20 % 6.6 3.7
KYC and privacyWeight 15 % 10.0 6.5
FeaturesWeight 15 % 3.1 8.6
AvailabilityWeight 10 % not scored 4.4
RewardsWeight 10 % not scored 9.3
CommunityWeight 5 % 0.0 not scored
KYC KYC: No ID KYC: ID document
Limits (entry level)
  • Top-up per day: 10,000 USD
  • Top-up per month: 30,000 USD
  • Spending per month: 4,000 USD
  • Top-up per transaction: 5,000 USD
  • Top-up per day: no limit
  • Spending per transaction: no limit
+2
Basics
Card form
unknown
credit spritz.finance checked 30 Oct 2026
Card types (differs)
virtual paywithmoon.com checked 30 Oct 2026
virtual, physical spritz.finance checked 30 Oct 2026
Card networksame for all
Visa paywithmoon.com checked 30 Oct 2026
Visa spritz.finance checked 30 Oct 2026
Custodysame for all
self-custody paywithmoon.com checked 30 Oct 2026
self-custody spritz.finance checked 30 Oct 2026
Funding modelsame for all
fiat balance paywithmoon.com checked 30 Oct 2026
fiat balance help.spritz.finance checked 30 Oct 2026
Card currenciessame for all
USD paywithmoon.com checked 30 Oct 2026
USD help.spritz.finance checked 30 Oct 2026
Usagesame for all
personal paywithmoon.com checked 30 Oct 2026
personal spritz.finance checked 30 Oct 2026
Issuer / BIN sponsorsame for all
not published paywithmoon.com checked 30 Oct 2026
not published spritz.finance checked 30 Oct 2026
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Unknown for allLimits depend on · Cards per account
Availability
Available in
not published paywithmoon.com checked 30 Oct 2026
unknown
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC paywithmoon.com checked 30 Oct 2026
ETH, USDC, SOL spritz.finance checked 30 Oct 2026
Number of supported assets
unknown
50,000 spritz.finance checked 30 Oct 2026
Top-up networks (differs)
Bitcoin, Lightning, Tron, Polygon paywithmoon.com checked 29 Oct 2026
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Sui help.spritz.finance checked 30 Oct 2026
Fiat top-up
unknown
unknown
Unknown for allFiat top-up
Payments
Mobile wallets (differs)
– paywithmoon.com checked 30 Oct 2026
Apple Pay Google Pay spritz.finance checked 30 Oct 2026
ATM withdrawals
No paywithmoon.com checked 30 Oct 2026
unknown
Contactless
unknown
Yes spritz.finance checked 30 Oct 2026
Fees
Virtual card issuance
unknown
not published help.spritz.finance checked 30 Oct 2026
Physical card issuance (differs)
not applicable paywithmoon.com checked 30 Oct 2026
not published help.spritz.finance checked 30 Oct 2026
Free cards
unknown
unknown
Shipping
not applicable paywithmoon.com checked 30 Oct 2026
unknown
Monthly feesame for all
0.00 USD paywithmoon.com checked 29 Oct 2026
0.00 USD help.spritz.finance checked 30 Oct 2026
Annual feesame for all
0.00 USD paywithmoon.com checked 29 Oct 2026
0.00 USD help.spritz.finance checked 30 Oct 2026
Top-up fee
free paywithmoon.com checked 29 Oct 2026
unknown
Crypto deposit fee
not published paywithmoon.com checked 30 Oct 2026
unknown
Crypto conversion fee
0 % paywithmoon.com checked 30 Oct 2026
unknown
Foreign currency fee (differs)
0 % paywithmoon.com checked 30 Oct 2026
not published help.spritz.finance checked 30 Oct 2026
FX free allowance
not applicable paywithmoon.com checked 30 Oct 2026
unknown
Minimum FX fee
0.00 USD paywithmoon.com checked 30 Oct 2026
unknown
ATM fee (differs)
not applicable paywithmoon.com checked 30 Oct 2026
not published help.spritz.finance checked 30 Oct 2026
Transaction fee (differs)
1 % (min. 1.00 USD) paywithmoon.com checked 30 Oct 2026
free help.spritz.finance checked 30 Oct 2026
Cross-border fee
0 % paywithmoon.com checked 30 Oct 2026
unknown
Withdrawal fee
unknown
unknown
Activation fee
not published paywithmoon.com checked 31 Oct 2026
unknown
Account closure feesame for all
not published paywithmoon.com checked 31 Oct 2026
not published help.spritz.finance checked 31 Oct 2026
Dispute fee (differs)
17.50 USD (only assessed if the Company, at its sole discretion, decides to proceed with a consumer-requested dispute) paywithmoon.com checked 31 Oct 2026
not published help.spritz.finance checked 31 Oct 2026
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
40.00 USD (per refund transaction, only if the card has more than 3 refunds, total refunded value exceeds $250 USD, and refunded value exceeds 15% of the value transacted on the card; additionally $0.50 USD per decline/reversal/refund transaction once the card exceeds 20 such transactions in a calendar month or 30-day period) paywithmoon.com checked 30 Oct 2026
unknown
Inactivity fee
not published paywithmoon.com checked 31 Oct 2026
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
not published paywithmoon.com checked 31 Oct 2026
unknown
Unknown for allFree cards · Withdrawal fee · Declined payment fee · Minimum monthly spend · Inactivity rule
Rewards
Cashback
unknown
5 % spritz.finance checked 30 Oct 2026
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown
Unknown for allReferral bonus (invited friend) · Referral bonus (you) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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