Comparison
Spritz Card vs. Zebec Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Spritz CardSpritz Finance
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zebec.io30 Oct 2026
Image source
Source
zebec.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Zebec CardZebec
In short
- Zebec Card has the best score (7.5).
| Attribute |
Spritz CardSpritz Finance
|
Zebec CardZebec
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | KYC unknown Private Virtual |
| Score | average | good with variant Black (waitlist): 6.9 |
| CostsWeight 25 % | 5.3 | 7.5 |
| TrustWeight 20 % | 3.7 | 7.8 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | 8.6 | 7.0 |
| AvailabilityWeight 10 % | 4.4 | 10.0 |
| RewardsWeight 10 % | 9.3 | not scored |
| CommunityWeight 5 % | not scored | 7.4 |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
credit
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
We're excited to officially launch the upgraded Spritz Card—a fully-collateralized premium Visa credit card that lets you use your crypto instantly, without lockups or staking requirements.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Non-custodial prepaid card, supported worldwide by global Mastercard® networkChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual, physical
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
 
Visa
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
 
Mastercard
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Non-custodial prepaid card, supported worldwide by global Mastercard® networkChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card offers something different: A high-limit, non-custodial, real-time spending experience, directly powered by your crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Unless explicitly stated otherwise in Module-Specific Terms, Zebec does not hold custody of user digital assets. Users retain control of their wallets and private keys.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
- SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Rates applied to your transactions may differ from those available on other platforms at the time of conversion. By using Zebec card products, you acknowledge and accept the applicable conversion rate...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
- SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR, GBP, USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Silver Single load, no fees Spend in USD, EURO or GBPChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
On June 1, we're launching the Spritz Card: a premium Visa credit card designed specifically for people who live onchain and want a better way to spend their crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Activate your card in seconds, fund from a wallet and start spending for your everyday purchases right away.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not published
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
SPRITZ SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, OR CLAIMS ARISING OUT OF OR RELATED TO SERVICES PROVIDED BY THIRD-PARTY PARTNERS, INCLUDING BUT NOT LIMITED TO FIAT ONRAMPS, OFFRAMPS, PAYMENT PROCE...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all | unknown |
plan
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card accommodates various spending needs with generous limits. You can load between $5 and $1,000 per card. Additionally, you can order multiple cards and spend up to $10,000 within 2...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
ETH, USDC, SOL
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card connects to your wallet and accepts 50,000+ tokens across multiple chains. ETH on mainnet. USDC on Base. SOL if that's what you're holding today.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Number of supported assets (differs)same for all |
50,000
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card connects to your wallet and accepts 50,000+ tokens across multiple chains. ETH on mainnet. USDC on Base. SOL if that's what you're holding today.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
150
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Originally built on Solana, our multi-chain platform now supports 150+ tokens across 18 major blockchainsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up networks (differs)same for all |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Sui
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
| Arbitrum One | All Tokens | All Tokens | USDC | USDT, USDC, agEUR | All Tokens | | Avalanche C-Chain | All Tokens | All Tokens | USDC | x | All Tokens | | Base | All Tokens | All Tokens | Coming Soo...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Base, Stellar, Sui, XRP Ledger
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
18+ Chains Supported Originally built on Solana, our multi-chain platform now supports 150+ tokens across 18 major blockchains BNB Smart Chain Solana Ethereum Ripple Tron Sui Stellar baseChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown | |
| Unknown for all | Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Absolutely! The Zebec Silver Card is activated in seconds and is perfect for all your online shopping needs. Use it anywhere Mastercard is accepted online or connect it to Apple Pay or Google Pay with...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown |
No
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The physical card handles everything else. Tap at retail. Swipe at restaurants. Insert at gas pumps.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Use it anywhere Mastercard is accepted online or connect it to Apple Pay or Google Pay with just a few taps.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card is a no-fee card, meaning there are no sign-up or transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
free
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Single load, no feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
2 %
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all | unknown |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD. You may make international purchases in other currencies and will be charged local exchange and conversion rates a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM fee (differs)same for all |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card is a no-fee card, meaning there are no sign-up or transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown |
1.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Account closure feesame for all |
not published
help.spritz.finance checked 31 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
## Fees * No sign-up fee * No transaction fee * Variable FX fees may apply when spending outside the card currency * Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
help.spritz.finance checked 31 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
## Fees * No sign-up fee * No transaction fee * Variable FX fees may apply when spending outside the card currency * Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown |
10.00 USD
docs.zebec.io checked 31 Oct 2026
Two sources, two values
Shown10.00 USD
docs.zebec.iochecked 31 Oct 2026
Load between $10 and $1,000.Differing5.00 USD zebec.iofetched 30 Oct 2026 You can load between $5 and $1,000 per card.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 31 Oct 2026 Value wrong? History What does [s] mean? |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
5 %
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
During those three days, every purchase at airlines, hotels, restaurants, and travel agencies earns 5% back as Spritz CreditsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Spritz Card · Zebec Card: promotions and bonuses as well as warnings and incidents.