Comparison
Fiat24 Card vs. Zebec Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Fiat24 CardFiat24
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zebec.io30 Oct 2026
Image source
Source
zebec.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Zebec CardZebec
In short
- Zebec Card has the best score (7.5).
| Attribute |
Fiat24 CardFiat24
|
Zebec CardZebec
|
|---|---|---|
| Overview | Requires KYC Private Virtual | KYC unknown Private Virtual |
| Score | good | good with variant Black (waitlist): 6.9 |
| CostsWeight 25 % | 7.0 | 7.5 |
| TrustWeight 20 % | 7.2 | 7.8 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | 5.4 | 7.0 |
| AvailabilityWeight 10 % | 7.7 | 10.0 |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | not scored | 7.4 |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
debit
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Non-custodial prepaid card, supported worldwide by global Mastercard® networkChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Debit Card is a virtual card only without PIN.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |  
Mastercard
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Non-custodial prepaid card, supported worldwide by global Mastercard® networkChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
You are responsible for your own Fiat24 Account Token and Fiat24 Cash Tokens, which are not safe kept in our Fiat24 Web-App or Website. Please refer the security guide of your own Ethereum wallet wher...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Unless explicitly stated otherwise in Module-Specific Terms, Zebec does not hold custody of user digital assets. Users retain control of their wallets and private keys.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Fiat24 offers its Live account-holders the possibility of topping up their account using cryptocurrencies converted into fiat currency.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Rates applied to your transactions may differ from those available on other platforms at the time of conversion. By using Zebec card products, you acknowledge and accept the applicable conversion rate...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
CHF, CNY, EUR, USD
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Card is a MasterCard Debit card that you can top up through the Fiat24 dApp. The card is issued to you in multiple currencies (EUR, USD, CHF and RMB) and your card balances will be shown in...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
EUR, GBP, USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Silver Single load, no fees Spend in USD, EURO or GBPChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Fiat24 is your all-in-one solution for seamless daily payments and spending.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Activate your card in seconds, fund from a wallet and start spending for your everyday purchases right away.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
SR Saphirstein AG
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
SR Saphirstein AG, based in Switzerland, owns the Fiat24 brand and serves as the principal issuer of MasterCard. The first 8 digits of the Fiat24 card, known as the BIN, are 5481 0849.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs)same for all |
account tier
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The transaction limit varies depending on the length of the NFT.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
plan
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card accommodates various spending needs with generous limits. You can load between $5 and $1,000 per card. Additionally, you can order multiple cards and spend up to $10,000 within 2...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in 60 countries and regions
info.fiat24.com checked 30 Oct 2026
Source and check
Source
info.fiat24.com
Wording at the source
Countries with a monthly transaction limit of $30,000 Australia (AUS) Austria (AUT) Belgium (BEL) Canada (CAN) Cyprus (CYP) Czech Republic (CZE) Denmark (DNK) Estonia (EST) Faroe Islands (FRO...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assetssame for all |
USDC
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Since USDC is the only cryptocurrency accepted by Fiat24 — a strict legal requirement that cannot be violated — it is therefore critical to ensure that the new blockchain has sufficient USDC circulati...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Number of supported assetssame for all |
150
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Originally built on Solana, our multi-chain platform now supports 150+ tokens across 18 major blockchainsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up networks (differs)same for all |
Arbitrum
fiat24.com checked 30 Oct 2026
Source and check
Source
fiat24.com
Wording at the source
Please make sure your wallet has been connected to Ethereum Arbitrum network.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Base, Stellar, Sui, XRP Ledger
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
18+ Chains Supported Originally built on Solana, our multi-chain platform now supports 150+ tokens across 18 major blockchains BNB Smart Chain Solana Ethereum Ripple Tron Sui Stellar baseChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
docs.fiat24.com checked 29 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
Your Fiat24 Account allows you to top-up your cash account with a bank wire transfer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets (differs)same for all |  
Apple Pay
 
Google Pay
 
Samsung Pay
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
We support Apple Pay, Google Pay, Samsung Pay and most other digital wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Absolutely! The Zebec Silver Card is activated in seconds and is perfect for all your online shopping needs. Use it anywhere Mastercard is accepted online or connect it to Apple Pay or Google Pay with...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
support.ur.app checked 30 Oct 2026
Source and check
Source
support.ur.app
Wording at the source
No. ATM cash withdrawals aren't supported because virtual cards don't have the physical chip or magnetic stripe required for ATM access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
2.5 When using the Card, the Cardholder is required to use Strong Authentication, except for the limits prescribed for Operations performed with a Near Field Communication device.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Use it anywhere Mastercard is accepted online or connect it to Apple Pay or Google Pay with just a few taps.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card is a no-fee card, meaning there are no sign-up or transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Physical card issuancesame for all |
not applicable
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Debit Card is a virtual card only without PIN.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shippingsame for all |
not applicable
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
The Fiat24 Debit Card is a virtual card only without PIN.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
1.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Annual feesame for all |
not published
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all |
free
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Single load, no feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
2 %
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Crypto deposit feesame for all | ||
| Crypto conversion feesame for all |
not published
support.ur.app checked 30 Oct 2026
Source and check
Source
support.ur.app
Wording at the source
Card payments funded by USDe are converted using the prevailing USDe/USDC market rate sourced from major centralized exchanges. To help protect users from abnormal market pricing, the conversion rate...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
1–2 % · 0 % same-currency balance; 1 % settled from another supported currency; 2 % unsupported currency from another balance
support.ur.app checked 30 Oct 2026
Source and check
Source
support.ur.app
Wording at the source
| FX Fees | Explanations | |---|---| | No Fee | Your purchase is made in a supported currency, and you have a sufficient available balance in that same currency. The payment is deducted directly from...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | ||
| Minimum FX feesame for all |
not published
support.ur.app checked 30 Oct 2026
Source and check
Source
support.ur.app
Wording at the source
| FX Fees | Explanations | |---|---| | No Fee | Your purchase is made in a supported currency, and you have a sufficient available balance in that same currency. The payment is deducted directly from...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM feesame for all |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction fee (differs)same for all |
free (When the card is used in a Digital Wallet; the Digital Wallet provider may charge its own fees.)
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
5.2 Fiat24 will not charge the Client any additional fees for adding the Card to the Digital Wallet or using the Card in the Digital Wallet. The Digital Wallet provider may charge additional fees for...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card is a no-fee card, meaning there are no sign-up or transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | ||
| Withdrawal feesame for all | ||
| Activation feesame for all |
1.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Account closure fee (differs)same for all |
0.00 CHF
docs.fiat24.com checked 31 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
6.2 Fiat24 has the right to unilaterally amend the Payment Card Terms and Conditions. The Client has the right to terminate the Payment Card Terms and Conditions with immediate effect and free of char...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
## Fees * No sign-up fee * No transaction fee * Variable FX fees may apply when spending outside the card currency * Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
docs.fiat24.com checked 31 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
8 digits NFT FREE Swiss IBAN $30,000/Mth limit Standard Debit Card 1.0% Crypto topup feeChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
## Fees * No sign-up fee * No transaction fee * Variable FX fees may apply when spending outside the card currency * Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
10.00 USD
docs.zebec.io checked 31 Oct 2026
Two sources, two values
Shown10.00 USD
docs.zebec.iochecked 31 Oct 2026
Load between $10 and $1,000.Differing5.00 USD zebec.iofetched 30 Oct 2026 You can load between $5 and $1,000 per card.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 31 Oct 2026 Value wrong? History What does [s] mean? |
|
| Declined payment feesame for all | ||
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all |
A card that has not been used in the 6 months before its expiration will not be renewed.
docs.fiat24.com checked 30 Oct 2026
Source and check
Source
docs.fiat24.com
Wording at the source
All MasterCard card is valid for 5 years. Your card will automatically be renewed under the same terms. However, if your card has not been used in the 6 months before its' expiration, your card will n...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all | ||
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Cross-border fee · Withdrawal fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all | ||
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Fiat24 Card · Zebec Card: promotions and bonuses as well as warnings and incidents.