Comparison
Oppi Wallet Card vs. Zebec Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Oppi Wallet CardOppi Wallet
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zebec.io30 Oct 2026
Image source
Source
zebec.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Zebec CardZebec
In short
- Zebec Card has the best score (7.5).
| Attribute |
Oppi Wallet CardOppi Wallet
|
Zebec CardZebec
|
|---|---|---|
| Overview | KYC free (limited) Private & business Virtual Physical | KYC unknown Private Virtual |
| Score | average with variant Physical Card: 6.1 | good with variant Black (waitlist): 6.9 |
| CostsWeight 25 % | 7.7 | 7.5 |
| TrustWeight 20 % | 5.8 | 7.8 |
| KYC and privacyWeight 15 % | 10.0 | not scored |
| FeaturesWeight 15 % | 7.5 | 7.0 |
| AvailabilityWeight 10 % | not scored | 10.0 |
| RewardsWeight 10 % | 0.0 | not scored |
| CommunityWeight 5 % | 5.2 | 7.4 |
| KYC | KYC: No ID, ID + proof of address for higher volumes | KYC unknown |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card formsame for all |
prepaid
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Top-up model | pre-funded non-custodial |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Non-custodial prepaid card, supported worldwide by global Mastercard® networkChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual, physical
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |  
Mastercard
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Your virtual card runs on the Mastercard network. Which means that it works at any online store, subscription services, or payment platform that accepts Mastercard globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Mastercard
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Non-custodial prepaid card, supported worldwide by global Mastercard® networkChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Oppi does not hold your funds at any point. Your crypto stays in your self-custody wallet until you choose to load the card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Unless explicitly stated otherwise in Module-Specific Terms, Zebec does not hold custody of user digital assets. Users retain control of their wallets and private keys.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Rates applied to your transactions may differ from those available on other platforms at the time of conversion. By using Zebec card products, you acknowledge and accept the applicable conversion rate...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The foreign exchange charge is only 2 to 2.5 percent when purchasing in a currency other than USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR, GBP, USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Silver Single load, no fees Spend in USD, EURO or GBPChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal, business
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Manage spending by setting up virtual cards to use on subscriptions, travel, daily purchases, or business.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Activate your card in seconds, fund from a wallet and start spending for your everyday purchases right away.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | ||
| Limits depend on (differs)same for all |
KYC level
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
plan
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card accommodates various spending needs with generous limits. You can load between $5 and $1,000 per card. Additionally, you can order multiple cards and spend up to $10,000 within 2...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Issuer / BIN sponsor · Cards per account | |
| Availability | ||
| Available insame for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The Oppi virtual crypto card is available in 210+ countries and works wherever Mastercard is accepted. Some countries may have restrictions for card features based on local rules, so eligibility is ch...Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
|
| Crypto | ||
| Supported assetssame for all |
BTC, ETH, USDT, USDC
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Number of supported assets (differs)same for all |
40
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The platform supports 40+ digital assets across Ethereum, BSC, Polygon, TRON and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
150
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Originally built on Solana, our multi-chain platform now supports 150+ tokens across 18 major blockchainsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up networks (differs)same for all |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Multi-chain support | Ethereum, BSC, Polygon, TRON, Solana |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Base, Stellar, Sui, XRP Ledger
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
18+ Chains Supported Originally built on Solana, our multi-chain platform now supports 150+ tokens across 18 major blockchains BNB Smart Chain Solana Ethereum Ripple Tron Sui Stellar baseChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
No
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate. No need to manually exchange or convert your c...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Absolutely! The Zebec Silver Card is activated in seconds and is perfect for all your online shopping needs. Use it anywhere Mastercard is accepted online or connect it to Apple Pay or Google Pay with...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Now, turn your digital assets into purchasing power. Shop, pay bills or withdraw cash worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Use it anywhere Mastercard is accepted online or connect it to Apple Pay or Google Pay with just a few taps.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
5.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Card issuance fee | $5 for virtual card, $100 for physical card |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card is a no-fee card, meaning there are no sign-up or transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
100.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shipping (differs)same for all |
free
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
free
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Single load, no feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
2 %
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Crypto deposit feesame for all | ||
| Crypto conversion feesame for all |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all |
2–2.5 %
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The foreign exchange charge is only 2 to 2.5 percent when purchasing in a currency other than USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
not applicable
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
Instant access to your virtual cardChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
free
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The Zebec Silver Card is a no-fee card, meaning there are no sign-up or transaction fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | ||
| Withdrawal feesame for all | ||
| Activation feesame for all |
10.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.00 USD
zebec.io checked 30 Oct 2026
Source and check
Source
zebec.io
Wording at the source
The black card has the following fees: activation $1; a top up fee of approximately 2%: 30 cents per transaction fee and $1 monthly fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Account closure feesame for all |
not published
oppiwallet.com checked 31 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
## Frequently Asked Questions About the Oppi Wallet Virtual Card Oppi charges a one-time $10 activation fee and credits $5 back to your card balance. There are no monthly or annual fees. A 2% to 2.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
## Fees * No sign-up fee * No transaction fee * Variable FX fees may apply when spending outside the card currency * Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
oppiwallet.com checked 31 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
## Frequently Asked Questions About the Oppi Wallet Virtual Card Oppi charges a one-time $10 activation fee and credits $5 back to your card balance. There are no monthly or annual fees. A 2% to 2.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.zebec.io checked 31 Oct 2026
Source and check
Source
docs.zebec.io
Wording at the source
## Fees * No sign-up fee * No transaction fee * Variable FX fees may apply when spending outside the card currency * Crypto-to-fiat conversion rates vary by token/currencyChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-up (differs)same for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Initial recharge refers to the minimum deposit required for card creation to cover the card creation fees and ensure you have funds available for transactions. ### What can I buy with the remaining $...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
10.00 USD
docs.zebec.io checked 31 Oct 2026
Two sources, two values
Shown10.00 USD
docs.zebec.iochecked 31 Oct 2026
Load between $10 and $1,000.Differing5.00 USD zebec.iofetched 30 Oct 2026 You can load between $5 and $1,000 per card.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 31 Oct 2026 Value wrong? History What does [s] mean? |
| Declined payment feesame for all | ||
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all | ||
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
not applicable
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The top alternative for this is Oppi Wallet which is available worldwide, though you cannot earn cashbacks with Oppi Card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have a refer and earn program for Oppi users. You earn rewards when you refer someone using your referral code.Checked Verified Add this value? History What does [s] mean? |
|
| Welcome bonussame for all | ||
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Oppi Wallet Card · Zebec Card: promotions and bonuses as well as warnings and incidents.