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Comparison

0fiat Card vs. Rizon Card: fees, limits & KYC

In short

  • 0fiat Card has the lowest foreign currency fee (0 % above the market rate).
  • Fewest documents: 0fiat Card (No ID).
  • Rizon Card has the best score (6.5).
Show

differs best value same for all

Attribute Illustration: 0fiat Card 0fiat Card0fiat Metal Premium Cards Rizon CardRizon
Overview No KYC Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 10.0 8.1
TrustWeight 20 % 2.7 4.7
KYC and privacyWeight 15 % 8.5 6.5
FeaturesWeight 15 % 4.3 8.7
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % 0.0 4.7
CommunityWeight 5 % not scored 7.3
KYC KYC: No ID KYC: ID document
Limits (entry level) no limits captured
  • Top-up in total: no limit
  • Spending in total: no limit
Basics
Card form (differs) not applicable 0fiat.com checked 30 Oct 2026
debit getrizon.com checked 29 Oct 2026
Card types (differs) not applicable 0fiat.com checked 30 Oct 2026
virtual, physical getrizon.com checked 30 Oct 2026
Card network (differs) not applicable 0fiat.com checked 30 Oct 2026
Visa getrizon.com checked 30 Oct 2026
Custodysame for all self-custody 0fiat.com checked 30 Oct 2026
self-custody getrizon.com checked 30 Oct 2026
Funding modelsame for all converted on spend 0fiat.com checked 30 Oct 2026
converted on spend getrizon.com checked 29 Oct 2026
Card currencies (differs) not applicable 0fiat.com checked 30 Oct 2026
USD getrizon.com checked 30 Oct 2026
Usage (differs) not applicable 0fiat.com checked 30 Oct 2026
personal getrizon.com checked 30 Oct 2026
Issuer / BIN sponsor not applicable 0fiat.com checked 30 Oct 2026
unknown
Limits depend on (differs) – 0fiat.com checked 30 Oct 2026
user setting getrizon.com checked 29 Oct 2026
Cards per account not applicable 0fiat.com checked 30 Oct 2026
unknown
Availability
Available in unknown
unknown
Unknown for allAvailable in
Crypto
Supported assetssame for all USDT, USDC 0fiat.com checked 30 Oct 2026
USDT, USDC getrizon.com checked 30 Oct 2026
Number of supported assets unknown
unknown
Top-up networks (differs) Ethereum, Tron, BNB Smart Chain, Solana 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Fiat top-up (differs) not applicable 0fiat.com checked 30 Oct 2026
Yes getrizon.com checked 30 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile wallets (differs) not applicable 0fiat.com checked 30 Oct 2026
Apple Pay Google Pay getrizon.com checked 30 Oct 2026
ATM withdrawals (differs) not applicable 0fiat.com checked 30 Oct 2026
Yes getrizon.com checked 30 Oct 2026
Contactless (differs) not applicable 0fiat.com checked 30 Oct 2026
Yes getrizon.com checked 30 Oct 2026
Fees
Virtual card issuance (differs) not applicable 0fiat.com checked 30 Oct 2026
only in the app getrizon.com checked 30 Oct 2026
Physical card issuance (differs) not applicable 0fiat.com checked 30 Oct 2026
only in the app getrizon.com checked 30 Oct 2026
Free cards not applicable 0fiat.com checked 30 Oct 2026
unknown
Shipping (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Monthly feesame for all 0.00 USD 0fiat.com checked 30 Oct 2026
0.00 USD getrizon.com checked 30 Oct 2026
Annual fee not applicable 0fiat.com checked 30 Oct 2026
unknown
Top-up fee (differs) not applicable 0fiat.com checked 30 Oct 2026
free getrizon.com checked 30 Oct 2026
Crypto deposit fee unknown
free getrizon.com checked 30 Oct 2026
Crypto conversion fee 0 % 0fiat.com checked 30 Oct 2026
unknown
Foreign currency fee (differs) 0 % above the market rate 0fiat.com checked 30 Oct 2026
1.7 % + 0.10 USD getrizon.com checked 30 Oct 2026
FX free allowance (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Minimum FX fee (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
ATM fee not applicable 0fiat.com checked 30 Oct 2026
unknown
Transaction fee (differs) free 0fiat.com checked 30 Oct 2026
1.7 % + 0.10 USD (Non-USD card transactions without Rizon Emerald; USD card transactions are free.) getrizon.com checked 31 Oct 2026
Cross-border fee (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Withdrawal fee not applicable 0fiat.com checked 30 Oct 2026
unknown
Activation fee (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Account closure fee (differs) not applicable 0fiat.com checked 31 Oct 2026
not published getrizon.com checked 31 Oct 2026
Dispute fee (differs) not applicable 0fiat.com checked 31 Oct 2026
not published getrizon.com checked 31 Oct 2026
Minimum top-up not applicable 0fiat.com checked 30 Oct 2026
unknown
Declined payment fee (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Refund fee (differs) not applicable 0fiat.com checked 30 Oct 2026
not published getrizon.com checked 31 Oct 2026
Inactivity fee not applicable 0fiat.com checked 30 Oct 2026
unknown
Minimum monthly spend not applicable 0fiat.com checked 30 Oct 2026
unknown
Inactivity rule not applicable 0fiat.com checked 30 Oct 2026
unknown
Card replacement (differs) not applicable 0fiat.com checked 30 Oct 2026
only in the app getrizon.com checked 30 Oct 2026
Rewards
Cashback (differs) not applicable 0fiat.com checked 30 Oct 2026
0 % (Basic); 1 % (Silver); 2 % (Gold); 3 % (Emerald); 5 % (Diamond) · in USD
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) Rewards for inviting new users; amount not stated. 0fiat.com checked 30 Oct 2026
unknown
Welcome bonus unknown
unknown
Unknown for allReferral bonus (invited friend) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

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One mail when something changes at 0fiat Card · Rizon Card: promotions and bonuses as well as warnings and incidents.

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