Comparison
Agora Card vs. uCards Virtual Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Agora CardAgora Cards
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
uCards Virtual CarduCards
In short
- Agora Card has the best score (6.5).
| Attribute |
Agora CardAgora Cards
|
uCards Virtual CarduCards
|
|---|---|---|
| Overview | No KYC Virtual Physical | No KYC Private Virtual |
| Score | average | weak with variant Visa Ads Card: 4.8 |
| CostsWeight 25 % | 8.3 | 4.5 |
| TrustWeight 20 % | 1.6 | 2.3 |
| KYC and privacyWeight 15 % | 10.0 | 10.0 |
| FeaturesWeight 15 % | 5.5 | 3.1 |
| AvailabilityWeight 10 % | 10.0 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
prepaid
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card types (differs)same for all |
virtual, physical
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Virtual or physical, both offer complete privacy and securityChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
not published
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Accepted worldwide wherever major card networks are supported.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Custodysame for all |
custodial
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora supports a segmented custody strategy, not self-custody of the card balance. Assets stay under the user's keys while they remain in a personal wallet. Once loaded to a card, funds are held by li...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora Cards provides virtual and physical cards funded with USDT or USDC. The purpose is straightforward: let users keep long-term holdings in their own wallets, then move an appropriate amount into a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Issued in USD and automatically converts to any local currency at competitive rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| uCards | From $0 | $0/$0 | Unlimited | None | Yes (USDT multi-chain) | Visa/Mastercard | Crypto users, privacy |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Best for: Crypto users who want instant, private virtual cards without submitting personal documents. Ideal for online shopping, subscriptions, and digital services.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Issuer / BIN sponsorsame for all |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
We describe the service as privacy-focused because we collect only what is strictly necessary. That does not mean card use is anonymous. Stablecoin transfers occur on blockchains, and card transaction...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
plan
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Everything in Basic and higher limits for maximum freedom.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Cards per accountsame for all |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
- Unlimited card issuance — No cap on card quantity, issue separate cards for subscriptions, shopping, and adsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Availability | ||
| Available insame for all |
Not available in 24 countries and regions
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Unsupported Regions Due to regulatory requirements, we cannot currently serve the following regions ### Africa Somalia Central African Republic DR Congo Guinea-Bissau Libya Mali South Sudan Suda...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assetssame for all |
USDT, USDC
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USDT, USDC
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards currently supports cryptocurrency recharge. You can recharge your card with USDT or USDC.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networkssame for all |
Ethereum, Tron, BNB Smart Chain
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
No
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Apple Pay and Google Wallet support is offered for both cards, subject to the wallet provider's country, device and issuer eligibility requirements.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Some card types support adding to Apple Pay or Google Pay wallets. Supported card types are marked on the card details page.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
### Virtual Card Basic $90 one-time $10 includes credit Instant issuance for immediate online and in-person spending. - Instant activation - Google & Apple Pay - ATM withdrawals - USDT & US...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
Yes
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
### Physical Card $500 one-time Premium card for in-person transactions. Use anywhere. - Fast shipping - Google & Apple Pay - ATM withdrawals - USDT & USDC - Global acceptance - 4 year vali...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
No
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuancesame for all |
1.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Opening Fee | $1.00 | $0.00 | $1.00 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Opening Fee | $1.00 | $0.00 | $1.00 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Physical card issuancesame for all |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | ||
| Shippingsame for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly fee (differs)same for all |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| uCards | From $0 | $0/$0 | Unlimited | None | Yes (USDT multi-chain) | Visa/Mastercard | Crypto users, privacy |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual fee (differs)same for all |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| uCards | From $0 | $0/$0 | Unlimited | None | Yes (USDT multi-chain) | Visa/Mastercard | Crypto users, privacy |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
2 %
ucards.uk checked 30 Oct 2026
Two sources, two values
Shown2 %
ucards.ukchecked 30 Oct 2026
| Recharge Fee | 2% | 2% | 2% |Differingfree ucards.ukfetched 30 Oct 2026 Crypto recharge network fees are charged by the blockchain network — uCards doesn't charge additional recharge fees.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Crypto deposit feesame for all | ||
| Crypto conversion feesame for all | ||
| Foreign currency feesame for all |
1.5 %
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| FX Fee | 1.5% | 1.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction fee (differs)same for all |
1.5 % + 0.35 USD
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| Transaction Fee | $0.35 + 1.5% | $0.10 + 1.5% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
1.5 % + 0.10 USD
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| Transaction Fee | $0.35 + 1.5% | $0.10 + 1.5% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.20 USD (Payments of $50.00 or less)
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Micro Payment Fee | ≤$50.00: $0.20/tx | ≤$50.00: $0.20/tx | ≤$50.00: $0.20/tx |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all |
2 %
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Cross-Region Fee | 2% | 2% | 2% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Withdrawal | Not Supported | Not Supported | Not Supported |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all | ||
| Account closure feesame for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
ucards.uk checked 31 Oct 2026
Source and check
Source
ucards.uk
Checked
Verified
Check overdue · last 31 Oct 2026
Add this value?
Unchanged since 31 Oct 2026
What does [s] mean?
|
| Dispute feesame for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
ucards.uk checked 31 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Monthly Fee | None | None | None | | Annual Fee | None | None | None | | Refund | Not Supported | Not Supported | Not Supported |Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
10.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| First Recharge | $10.00 | $10.00 | $20.00 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
20.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| First Recharge | $10.00 | $10.00 | $20.00 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Declined payment feesame for all | ||
| Refund feesame for all |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| Refund | Not Supported | Not Supported | Not Supported |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity fee (differs)same for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
- 0 monthly fee, 0 annual fee — Permanently zero holding cost; idle cards are never chargedChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all | ||
| Unknown for all | Free cards · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Activation fee · Declined payment fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all |
30 USD
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Receive a fixed bonus for every card sale made through your referral. Virtual card sale $5 fixed bonus per sale Physical card sale $30 fixed bonus per saleChecked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Agora Card · uCards Virtual Card: promotions and bonuses as well as warnings and incidents.