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Comparison

uCards Virtual Card vs. UglyCash Card: fees, limits & KYC

In short

  • uCards Virtual Card has the lowest monthly fee (0.00 USD).
  • UglyCash Card has the best score (6.5).
Show

differs best value same for all

Attribute Illustration: Visa AI Card uCards Virtual CarduCards UglyCash Card UglyCash CardUglyCash
Overview No KYC Private Virtual No KYC KYC free (limited) Private
Score weak average
CostsWeight 25 % 4.5 0.5
TrustWeight 20 % 2.3 6.4
KYC and privacyWeight 15 % 10.0 10.0
FeaturesWeight 15 % 3.1 10.0
AvailabilityWeight 10 % not scored 10.0
RewardsWeight 10 % not scored 7.8
CommunityWeight 5 % not scored 5.9
KYC KYC: No ID KYC: No ID KYC: No ID, ID document for higher volumes
Limits (entry level) no limits captured no limits captured
Basics
Card formsame for all
prepaid ucards.uk checked 30 Oct 2026
prepaid docs.ugly.cash checked 30 Oct 2026
Card types
virtual ucards.uk checked 30 Oct 2026
Standard: unknown
Card network
unknown
Standard: unknown
Custodysame for all
custodial ucards.uk checked 30 Oct 2026
custodial docs.ugly.cash checked 30 Oct 2026
Funding modelsame for all
stablecoin balance ucards.uk checked 30 Oct 2026
stablecoin balance docs.ugly.cash checked 30 Oct 2026
Card currenciessame for all
USD ucards.uk checked 30 Oct 2026
USD docs.ugly.cash checked 31 Oct 2026
Usagesame for all
personal ucards.uk checked 30 Oct 2026
personal docs.ugly.cash checked 30 Oct 2026
Issuer / BIN sponsor
unknown
Standard: unknown
Limits depend on
unknown
unknown
Cards per account
not applicable ucards.uk checked 30 Oct 2026
unknown
Unknown for allLimits depend on
Availability
Available in
unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets
USDT, USDC ucards.uk checked 30 Oct 2026
Standard: unknown
Number of supported assets
unknown
unknown
Top-up networks
Ethereum, Tron, BNB Smart Chain ucards.uk checked 30 Oct 2026
unknown
Fiat top-up (differs)
No ucards.uk checked 30 Oct 2026
Yes docs.ugly.cash checked 30 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile wallets
Apple Pay Google Pay ucards.uk checked 30 Oct 2026
Standard: unknown
ATM withdrawals (differs)
No ucards.uk checked 30 Oct 2026
Yes docs.ugly.cash checked 31 Oct 2026
Contactless
No ucards.uk checked 30 Oct 2026
unknown
Fees
Virtual card issuance
1.00 USD ucards.uk checked 30 Oct 2026
Standard: unknown
Physical card issuance
not applicable ucards.uk checked 30 Oct 2026
Standard: unknown
Free cards
unknown
unknown
Shipping
not applicable ucards.uk checked 30 Oct 2026
unknown
Monthly fee (differs)
0.00 USD ucards.uk checked 30 Oct 2026
20.00 USD ugly.cash checked 30 Oct 2026
Annual fee
0.00 USD ucards.uk checked 30 Oct 2026
Standard: unknown
Top-up fee (differs)
2 % ucards.uk checked 30 Oct 2026
0 % + 0.00 USD (First load only) docs.ugly.cash checked 30 Oct 2026
Crypto deposit fee
unknown
0 % + 0.00 USD docs.ugly.cash checked 30 Oct 2026
Crypto conversion fee
unknown
unknown
Foreign currency fee
unknown
unknown
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
not applicable ucards.uk checked 30 Oct 2026
Standard: unknown
Transaction fee
0.20 USD (Payments of $50.00 or less) ucards.uk checked 30 Oct 2026
Standard: unknown
Cross-border fee
2 % ucards.uk checked 30 Oct 2026
unknown
Withdrawal fee
not applicable ucards.uk checked 30 Oct 2026
unknown
Activation fee
unknown
unknown
Account closure feesame for all
not published ucards.uk checked 31 Oct 2026
not published docs.ugly.cash checked 31 Oct 2026
Dispute feesame for all
not published ucards.uk checked 31 Oct 2026
not published docs.ugly.cash checked 31 Oct 2026
Minimum top-up
10.00 USD ucards.uk checked 30 Oct 2026
unknown
Declined payment fee
unknown
unknown
Refund fee
not applicable ucards.uk checked 30 Oct 2026
unknown
Inactivity feesame for all
0.00 USD ucards.uk checked 30 Oct 2026
0.00 USD docs.ugly.cash checked 30 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
The card may be canceled and become unusable after 90 days without use. docs.ugly.cash checked 30 Oct 2026
Card replacement
unknown
0 % + 5.00 USD (After the first replacement) docs.ugly.cash checked 30 Oct 2026
Unknown for allFree cards · Crypto conversion fee · Foreign currency fee · FX free allowance · Minimum FX fee · Activation fee · Declined payment fee · Minimum monthly spend
Rewards
Cashback
unknown
1 % (Ridiculously Exclusive membership); 2 % (spend from 1,000/month); 4 % (spend from 10,000/month); 6 % (spend from 20,000/month) · in RSR
Referral bonus (invited friend)
unknown
only in the app docs.ugly.cash checked 30 Oct 2026
Referral bonus (you)
unknown
+1 % interest on savings docs.ugly.cash checked 30 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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One mail when something changes at uCards Virtual Card · UglyCash Card: promotions and bonuses as well as warnings and incidents.

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