Comparison
Kem Card vs. UglyCash Card: fees, limits & KYC
-
kemapp.io30 Oct 2026
Image source
Source
kemapp.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Kem CardKem
-
ugly.cash30 Oct 2026
Image source
Source
ugly.cash
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
UglyCash CardUglyCash
In short
- Kem Card has the lowest monthly fee (0.00 USD).
- Fewest documents: UglyCash Card (No ID).
- UglyCash Card has the best score (6.5).
| Attribute |
Kem CardKem
|
UglyCash CardUglyCash
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | No KYC KYC free (limited) Private |
| Score | average | average |
| CostsWeight 25 % | 4.7 | 0.5 |
| TrustWeight 20 % | 8.2 | 6.4 |
| KYC and privacyWeight 15 % | 1.5 | 10.0 |
| FeaturesWeight 15 % | 7.5 | 10.0 |
| AvailabilityWeight 10 % | 10.0 | 10.0 |
| RewardsWeight 10 % | 9.2 | 7.8 |
| CommunityWeight 5 % | 0.1 | 5.9 |
| KYC | KYC: Full verification | KYC: No ID KYC: No ID, ID document for higher volumes |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card form (differs)same for all |
debit
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is a Visa-network debit card connected to your Kem app wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card refers to the UGLYCASH's Visa Prepaid Card, which is issued by BFF Cards, LLC in the name of the CardholderChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is a free Visa card that lets you spend USDT — the world's most liquid stablecoin — at any Visa merchant worldwide. No bank account needed. No issuance fee. No monthly charges. Apply in t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
virtual, physical
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Access to the physical card is conditional upon first applying for the virtual card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
 
Visa
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is a Visa-network debit card connected to your Kem app wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
Visa
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card refers to the UGLYCASH's Visa Prepaid Card, which is issued by BFF Cards, LLCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Client digital assets may be held: • in segregated blockchain wallet addresses; or • through regulated or approved third-party custodial service providers.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
When you deposit funds into your UGLYCASH Account, you are purchasing stablecoins (eUSD) that are held in custody on your behalf by the Company, BFF Prime, LLC, or one of its affiliated entities.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
kemapp.io checked 30 Oct 2026
Two sources, two values
Shownstablecoin balance
kemapp.iochecked 30 Oct 2026
The Kem Card is a Visa-network debit card connected to your Kem app wallet. It draws from your USDT balance and lets you spend at any Visa-accepting merchant — online, in-store, or while traveling — a...Differingcredit line kemapp.iofetched 30 Oct 2026 Issuer is the creditor responsible for funding your payments for goods and services your purchase at a merchant through your Kem Card and based on information provided by Partner.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
stablecoin balance
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Your Account balance is denominated and reflected in eUSD. The eUSD reflected in your Account is backed by stablecoins, a type of stable digital currency denominated in U.S. dollars.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Your account balance is backed by stablecoins, a type of stable digital currency denominated in U.S. dollars. Although the price of stablecoins may fluctuate on various exchange platforms, the Company...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The primary purpose of your Account is for personal expenses.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
The Card is solely for your use, and you may not request an additional card for another person.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
BFF Cards, LLC
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card refers to the UGLYCASH's Visa Prepaid Card, which is issued by BFF Cards, LLC in the name of the CardholderChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Your spending limit is generally set by Kem pursuant to the terms of the Kem Terms. Issuer may additionally set spending limits on each Kem Card or an aggregate spending limit across all Kem Cards, at...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We or the Issuer may decide not to grant requests for Kem Cards or limit the number of physical or virtual Kem Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
USDT
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is funded by USDT (Tether). You can also hold USD, gold, and crypto in the Kem app, all convertible to USDT for spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
E U S D
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Your Account balance is denominated and reflected in eUSD. The eUSD reflected in your Account is backed by stablecoinsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all |
Ethereum, Polygon, Arbitrum, Optimism
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of the Issu...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
Yes
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Kem supports Apple Pay, Debit and Credit card, your wallet balance, and deposits from external crypto wallets.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Bank transfers in USD (send/receive) $2 USD fixed per ACH transaction $12 USD fixed per WIRE transactionChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is accepted at all merchants that accept Apple Pay in physical stores, and the card number works on any e-commerce or digital purchase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
Apple Pay
 
Google Pay
 
Samsung Pay
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card can be added to a mobile wallet by following the instructions of the mobile wallet provider (Apple Pay, Google Pay, Samsung Pay, etc.).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
- Physical card — available for in-store, ATM, and tap-to-pay useChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
ATM withdrawal (with UGLYCASH's For users located in El Salvador and Ecuador: $2.5 USD fixed Visa Prepaid Card) + 2% per transactionChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
- Physical card — available for in-store, ATM, and tap-to-pay useChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is a free Visa card that lets you spend USDT — the world's most liquid stablecoin — at any Visa merchant worldwide. No bank account needed. No issuance fee. No monthly charges. Apply in t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Initial Value Load $0 Fee for the first load made to the prepaid cardChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
0.00 USD
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
The Kem Card is a free Visa card that lets you spend USDT — the world's most liquid stablecoin — at any Visa merchant worldwide. No bank account needed. No issuance fee. No monthly charges. Apply in t...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Card Replacement $0-$5,00 $0.00 for the first replacement; $5.00 after the first replacementChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs)same for all |
0.00 USD
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Yes. There is no card issuance fee and no monthly or annual fee for the Kem Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
20.00 USD
ugly.cash checked 30 Oct 2026
Source and check
Source
ugly.cash
Wording at the source
Now $20/monthChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Yes. There is no card issuance fee and no monthly or annual fee for the Kem Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Monthly Fee $0 Fee for monthly maintenance to the Account.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up fee (differs)same for all |
not published
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
3.2 Fees and pricing will be disclosed in-app or on the platform prior to transaction confirmation.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0 % + 0.00 USD (First load only)
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Initial Value Load $0 Fee for the first load made to the prepaid cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit fee (differs)same for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
3.2 Fees and pricing will be disclosed in-app or on the platform prior to transaction confirmation.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0 % + 0.00 USD
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Crypto Deposits Free (subsidized by UGLYCASH)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all |
3 %
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Foreign Exchange Fee (non USD): up to 3%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM feesame for all |
only in the app
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
- ATM withdrawals: Available (check app for current limits and any applicable fees)Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
rest of world:
1 % + 2.50 USD
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
ATM withdrawal (with UGLYCASH's For users located in El Salvador and Ecuador: $2.5 USD fixed Visa Prepaid Card) + 2% per transaction For users located in México: $2.5 USD fixed + 1.35% per transact...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? El Salvador: 2 % + 2.50 USD docs.ugly.cash checked 31 Oct 2026 Source and check Source docs.ugly.cash Wording at the source ATM withdrawal (with UGLYCASH's For users located in El Salvador and Ecuador: $2.5 USD fixed Visa Prepaid Card) + 2% per transaction For users located in México: $2.5 USD fixed + 1.35% per transact...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
1 %
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
There is a 1% transaction fee on all purchases for physical and digital purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
0 % + 0.00 USD
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Use of UGLYCASH's Visa Prepaid Card No cost (subsidized by UGLYCASH), with exception of ATM transactionsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all |
up to 3 %
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Cross Border Fee: up to 3%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal feesame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
3.2 Fees and pricing will be disclosed in-app or on the platform prior to transaction confirmation.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Activation feesame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Account closure feesame for all |
not published
kemapp.io checked 31 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
All related closing fees will be deducted from the final balance.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
kemapp.io checked 31 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Inactivity $0 Fee for each month after you have not completed a purchase or withdrawal with your card for 1 year.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund feesame for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity fee (differs)same for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Inactivity $0 Fee for each month after you have not completed a purchase or withdrawal with your card for 1 year.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rule (differs)same for all |
The account remains active after a long period without use; no inactivity period is specified.
kemapp.io checked 29 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Your account would still be active for whenever you'd like to come back.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
The card may be canceled and become unusable after 90 days without use.
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
If you do not use your Card for 90 days, or we believe the Card may be lost, stolen, or used improperly, it may be canceled for security reasons and will be unusable. This may occur without prior noti...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacement (differs)same for all |
not published
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
We will disclose any Fees to you when you are approved for a Kem Card through your Kem Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days' n...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0 % + 5.00 USD (After the first replacement)
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Card Replacement $0-$5,00 $0.00 for the first replacement; $5.00 after the first replacementChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Crypto conversion fee · FX free allowance · Minimum top-up · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all |
2–5 %
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Food delivery is where Kem's cashback rates are highest: - Talabat — 5% cashback on every order - Keeta — 5% cashback on every order - Noon — 5% cashback on qualifying purchasesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
1 % (Ridiculously Exclusive membership); 2 % (spend from 1,000/month); 4 % (spend from 10,000/month); 6 % (spend from 20,000/month) · in RSR |
| Referral bonus (invited friend)same for all | unknown |
only in the app
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Referred User Condition: The new user who registers with a referral code will automatically receive a certain increase, displayed inside the UGLYCASH app, in the rewards rate that applies toChecked Verified Add this value? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs)same for all |
up to 500 USD
kemapp.io checked 30 Oct 2026
Source and check
Source
kemapp.io
Wording at the source
Referral rewards — earn up to $500 by inviting friends to KemChecked Verified Value wrong? No earlier versions What does [s] mean? |
+1 % interest on savings
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
If you share your referral code with a new user who registers after May 28, 2025, the Company will automatically credit to your account, every Friday, a reward in RSR tokens equal to the weekly port...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Kem Card · UglyCash Card: promotions and bonuses as well as warnings and incidents.