Comparison
Agora Card vs. UglyCash Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Agora CardAgora Cards
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ugly.cash30 Oct 2026
Image source
Source
ugly.cash
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
UglyCash CardUglyCash
In short
- Agora Card has the best score (6.5).
| Attribute |
Agora CardAgora Cards
|
UglyCash CardUglyCash
|
|---|---|---|
| Overview | No KYC Virtual Physical | No KYC KYC free (limited) Private |
| Score | average | average |
| CostsWeight 25 % | 8.3 | 0.5 |
| TrustWeight 20 % | 1.6 | 6.4 |
| KYC and privacyWeight 15 % | 10.0 | 10.0 |
| FeaturesWeight 15 % | 5.5 | 10.0 |
| AvailabilityWeight 10 % | 10.0 | 10.0 |
| RewardsWeight 10 % | not scored | 7.8 |
| CommunityWeight 5 % | not scored | 5.9 |
| KYC | KYC: No ID | KYC: No ID KYC: No ID, ID document for higher volumes |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
prepaid
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card refers to the UGLYCASH's Visa Prepaid Card, which is issued by BFF Cards, LLC in the name of the CardholderChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card typessame for all |
virtual, physical
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Virtual or physical, both offer complete privacy and securityChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
virtual, physical
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Access to the physical card is conditional upon first applying for the virtual card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
not published
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Accepted worldwide wherever major card networks are supported.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
 
Visa
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card refers to the UGLYCASH's Visa Prepaid Card, which is issued by BFF Cards, LLCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora supports a segmented custody strategy, not self-custody of the card balance. Assets stay under the user's keys while they remain in a personal wallet. Once loaded to a card, funds are held by li...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
When you deposit funds into your UGLYCASH Account, you are purchasing stablecoins (eUSD) that are held in custody on your behalf by the Company, BFF Prime, LLC, or one of its affiliated entities.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora Cards provides virtual and physical cards funded with USDT or USDC. The purpose is straightforward: let users keep long-term holdings in their own wallets, then move an appropriate amount into a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Your Account balance is denominated and reflected in eUSD. The eUSD reflected in your Account is backed by stablecoins, a type of stable digital currency denominated in U.S. dollars.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Issued in USD and automatically converts to any local currency at competitive rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Your account balance is backed by stablecoins, a type of stable digital currency denominated in U.S. dollars. Although the price of stablecoins may fluctuate on various exchange platforms, the Company...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
The Card is solely for your use, and you may not request an additional card for another person.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Issuer / BIN sponsorsame for all |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
We describe the service as privacy-focused because we collect only what is strictly necessary. That does not mean card use is anonymous. Stablecoin transfers occur on blockchains, and card transaction...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
BFF Cards, LLC
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card refers to the UGLYCASH's Visa Prepaid Card, which is issued by BFF Cards, LLC in the name of the CardholderChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
plan
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Everything in Basic and higher limits for maximum freedom.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Not available in 24 countries and regions
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Unsupported Regions Due to regulatory requirements, we cannot currently serve the following regions ### Africa Somalia Central African Republic DR Congo Guinea-Bissau Libya Mali South Sudan Suda...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assetssame for all |
USDT, USDC
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
E U S D
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Your Account balance is denominated and reflected in eUSD. The eUSD reflected in your Account is backed by stablecoinsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all |
Yes
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Bank transfers in USD (send/receive) $2 USD fixed per ACH transaction $12 USD fixed per WIRE transactionChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Apple Pay and Google Wallet support is offered for both cards, subject to the wallet provider's country, device and issuer eligibility requirements.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
Apple Pay
Google Pay
 
Samsung Pay
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
A Card can be added to a mobile wallet by following the instructions of the mobile wallet provider (Apple Pay, Google Pay, Samsung Pay, etc.).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
### Virtual Card Basic $90 one-time $10 includes credit Instant issuance for immediate online and in-person spending. - Instant activation - Google & Apple Pay - ATM withdrawals - USDT & US...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
Yes
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
### Physical Card $500 one-time Premium card for in-person transactions. Use anywhere. - Fast shipping - Google & Apple Pay - ATM withdrawals - USDT & USDC - Global acceptance - 4 year vali...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
ATM withdrawal (with UGLYCASH's For users located in El Salvador and Ecuador: $2.5 USD fixed Visa Prepaid Card) + 2% per transactionChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown | |
| Unknown for all | Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
Standard:
unknown
United States:
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Initial Value Load $0 Fee for the first load made to the prepaid cardChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Physical card issuancesame for all |
Standard:
unknown
United States:
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Card Replacement $0-$5,00 $0.00 for the first replacement; $5.00 after the first replacementChecked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | unknown | |
| Shippingsame for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs)same for all |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
20.00 USD
ugly.cash checked 30 Oct 2026
Source and check
Source
ugly.cash
Wording at the source
Now $20/monthChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Monthly Fee $0 Fee for monthly maintenance to the Account.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
0 % + 0.00 USD (First load only)
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Initial Value Load $0 Fee for the first load made to the prepaid cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto deposit feesame for all |
0 % + 0.00 USD
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Crypto Deposits Free (subsidized by UGLYCASH)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all | unknown | |
| Foreign currency feesame for all |
1.5 %
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| FX Fee | 1.5% | 1.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
Standard:
unknown
rest of world:
1 % + 2.50 USD
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
ATM withdrawal (with UGLYCASH's For users located in El Salvador and Ecuador: $2.5 USD fixed Visa Prepaid Card) + 2% per transaction For users located in México: $2.5 USD fixed + 1.35% per transact...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? El Salvador: 2 % + 2.50 USD docs.ugly.cash checked 31 Oct 2026 Source and check Source docs.ugly.cash Wording at the source ATM withdrawal (with UGLYCASH's For users located in El Salvador and Ecuador: $2.5 USD fixed Visa Prepaid Card) + 2% per transaction For users located in México: $2.5 USD fixed + 1.35% per transact...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
1.5 % + 0.35 USD
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| Transaction Fee | $0.35 + 1.5% | $0.10 + 1.5% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
1.5 % + 0.10 USD
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| Transaction Fee | $0.35 + 1.5% | $0.10 + 1.5% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
United States:
0 % + 0.00 USD
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Use of UGLYCASH's Visa Prepaid Card No cost (subsidized by UGLYCASH), with exception of ATM transactionsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Account closure feesame for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
All related closing fees will be deducted from the final balance.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
docs.ugly.cash checked 31 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Inactivity $0 Fee for each month after you have not completed a purchase or withdrawal with your card for 1 year.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity fee (differs)same for all |
not published
agora.cards checked 31 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Transparent Pricing No hidden fees. All you need in one place. | Fee Type | Virtual Card | Physical Card | |---|---|---| | Top-up Fee | 2% (2.5% with Plus) | 2% | | Transaction Fee | $0.35 + 1.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 USD
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Inactivity $0 Fee for each month after you have not completed a purchase or withdrawal with your card for 1 year.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
The card may be canceled and become unusable after 90 days without use.
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
If you do not use your Card for 90 days, or we believe the Card may be lost, stolen, or used improperly, it may be canceled for security reasons and will be unusable. This may occur without prior noti...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
0 % + 5.00 USD (After the first replacement)
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Card Replacement $0-$5,00 $0.00 for the first replacement; $5.00 after the first replacementChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Crypto conversion fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | 1 % (Ridiculously Exclusive membership); 2 % (spend from 1,000/month); 4 % (spend from 10,000/month); 6 % (spend from 20,000/month) · in RSR | |
| Referral bonus (invited friend)same for all |
only in the app
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
Referred User Condition: The new user who registers with a referral code will automatically receive a certain increase, displayed inside the UGLYCASH app, in the rewards rate that applies toChecked Verified Add this value? No earlier versions What does [s] mean? |
|
| Referral bonus (you) (differs)same for all |
30 USD
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Receive a fixed bonus for every card sale made through your referral. Virtual card sale $5 fixed bonus per sale Physical card sale $30 fixed bonus per saleChecked Verified Value wrong? No earlier versions What does [s] mean? |
+1 % interest on savings
docs.ugly.cash checked 30 Oct 2026
Source and check
Source
docs.ugly.cash
Wording at the source
If you share your referral code with a new user who registers after May 28, 2025, the Company will automatically credit to your account, every Friday, a reward in RSR tokens equal to the weekly port...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Agora Card · UglyCash Card: promotions and bonuses as well as warnings and incidents.