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Comparison

Kem Card vs. Solid Card: fees, limits & KYC

In short

  • Solid Card has the lowest foreign currency fee (1.5 %).
  • Fewest documents: Solid Card (ID + proof of address).
  • Solid Card has the best score (7.4).
Show

differs best value same for all

Attribute Kem Card Kem CardKem Illustration: Core Solid CardSolid
Overview Requires KYC Private Virtual Physical Requires KYC Private Virtual
Score average good
CostsWeight 25 % 4.7 7.5
TrustWeight 20 % 8.2 7.5
KYC and privacyWeight 15 % 1.5 4.5
FeaturesWeight 15 % 7.5 8.8
AvailabilityWeight 10 % 10.0 10.0
RewardsWeight 10 % 9.2 7.2
CommunityWeight 5 % 0.1 6.9
KYC KYC: Full verification KYC: ID + proof of address
Limits (entry level) no limits captured
  • Single payment per transaction: 750,000 USD
Basics
Card form (differs) debit kemapp.io checked 29 Oct 2026
credit support.solid.xyz checked 30 Oct 2026
Card types (differs) virtual, physical kemapp.io checked 29 Oct 2026
virtual support.solid.xyz checked 30 Oct 2026
Card networksame for all Visa kemapp.io checked 29 Oct 2026
Visa support.solid.xyz checked 30 Oct 2026
Custody (differs) custodial kemapp.io checked 29 Oct 2026
self-custody solid.xyz checked 30 Oct 2026
Funding modelsame for all stablecoin balance kemapp.io checked 30 Oct 2026
stablecoin balance support.solid.xyz checked 30 Oct 2026
Card currencies (differs) USD kemapp.io checked 29 Oct 2026
EUR, USD support.solid.xyz checked 30 Oct 2026
Usagesame for all personal kemapp.io checked 29 Oct 2026
personal support.solid.xyz checked 30 Oct 2026
Issuer / BIN sponsorsame for all Third National kemapp.io checked 29 Oct 2026
Third National support.solid.xyz checked 31 Oct 2026
Limits depend on not published kemapp.io checked 30 Oct 2026
unknown
Cards per account not published kemapp.io checked 30 Oct 2026
unknown
Availability
Available in unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs) USDT kemapp.io checked 29 Oct 2026
ETH, USDT, USDC, EURC, WBTC, WETH, So U S D, VOLT, WFUSE, So E T H, FUSE support.solid.xyz checked 30 Oct 2026
Number of supported assets unknown
unknown
Top-up networks Ethereum, Polygon, Arbitrum, Optimism kemapp.io checked 30 Oct 2026
unknown
Fiat top-upsame for all Yes kemapp.io checked 29 Oct 2026
Yes support.solid.xyz checked 30 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile wallets (differs) Apple Pay kemapp.io checked 29 Oct 2026
Apple Pay Google Pay support.solid.xyz checked 30 Oct 2026
ATM withdrawals Yes kemapp.io checked 29 Oct 2026
unknown
Contactless Yes kemapp.io checked 29 Oct 2026
unknown
Fees
Virtual card issuancesame for all 0.00 USD kemapp.io checked 29 Oct 2026
0.00 USD support.solid.xyz checked 30 Oct 2026
Physical card issuance 0.00 USD kemapp.io checked 30 Oct 2026
unknown
Free cards unknown
unknown
Shipping not published kemapp.io checked 30 Oct 2026
unknown
Monthly feesame for all 0.00 USD kemapp.io checked 29 Oct 2026
0.00 USD solid.xyz checked 30 Oct 2026
Annual fee (differs) 0.00 USD kemapp.io checked 29 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Top-up fee (differs) not published kemapp.io checked 29 Oct 2026
free support.solid.xyz checked 30 Oct 2026
Crypto deposit fee not published kemapp.io checked 30 Oct 2026
unknown
Crypto conversion fee unknown
unknown
Foreign currency fee (differs) 3 % kemapp.io checked 29 Oct 2026
1.5 % support.solid.xyz checked 30 Oct 2026
FX free allowance unknown
unknown
Minimum FX fee not published kemapp.io checked 30 Oct 2026
unknown
ATM fee (differs) only in the app kemapp.io checked 29 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Transaction fee (differs) 1 % kemapp.io checked 30 Oct 2026
free support.solid.xyz checked 30 Oct 2026
Cross-border fee (differs) up to 3 % kemapp.io checked 30 Oct 2026
0 % support.solid.xyz checked 30 Oct 2026
Withdrawal fee not published kemapp.io checked 30 Oct 2026
unknown
Activation fee not published kemapp.io checked 30 Oct 2026
unknown
Account closure feesame for all not published kemapp.io checked 31 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Dispute feesame for all not published kemapp.io checked 31 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Minimum top-up unknown
10.00 USD support.solid.xyz checked 30 Oct 2026
Declined payment fee not published kemapp.io checked 30 Oct 2026
unknown
Refund fee not published kemapp.io checked 30 Oct 2026
unknown
Inactivity fee not published kemapp.io checked 30 Oct 2026
unknown
Minimum monthly spend unknown
unknown
Inactivity rule The account remains active after a long period without use; no inactivity period is specified. kemapp.io checked 29 Oct 2026
unknown
Card replacement not published kemapp.io checked 30 Oct 2026
unknown
Unknown for allFree cards · Crypto conversion fee · FX free allowance · Minimum monthly spend
Rewards
Cashback (differs) 2–5 % kemapp.io checked 30 Oct 2026
3 % (cap 50.00 USD/month) · in USDC · requires token holding or staking
Referral bonus (invited friend) unknown
$25 worth of FUSE support.solid.xyz checked 30 Oct 2026
Referral bonus (you) (differs) up to 500 USD kemapp.io checked 30 Oct 2026
$25 worth of FUSE support.solid.xyz checked 30 Oct 2026
Welcome bonus unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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