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Comparison

Karma Card vs. Solid Card: fees, limits & KYC

In short

  • Karma Card has the lowest foreign currency fee (1 % + 0.30 USD).
  • Fewest documents: Karma Card (ID document).
  • Solid Card has the best score (7.4).
Show

differs best value same for all

Attribute Illustration: Karma Card Karma CardKarma Illustration: Core Solid CardSolid
Overview Requires KYC Private Virtual Physical Requires KYC Private Virtual
Score average good
CostsWeight 25 % 7.7 7.5
TrustWeight 20 % 5.0 7.5
KYC and privacyWeight 15 % 6.5 4.5
FeaturesWeight 15 % 7.1 8.8
AvailabilityWeight 10 % not scored 10.0
RewardsWeight 10 % not scored 7.2
CommunityWeight 5 % not scored 6.9
KYC KYC: ID document KYC: ID + proof of address
Limits (entry level)
  • Spending per day: not published
  • Single payment per transaction: 750,000 USD
Basics
Card formsame for all credit karmapay.xyz checked 29 Oct 2026
credit support.solid.xyz checked 30 Oct 2026
Card types (differs) virtual, physical karmapay.xyz checked 30 Oct 2026
virtual support.solid.xyz checked 30 Oct 2026
Card networksame for all Visa karmapay.xyz checked 29 Oct 2026
Visa support.solid.xyz checked 30 Oct 2026
Custodysame for all self-custody karmapay.xyz checked 29 Oct 2026
self-custody solid.xyz checked 30 Oct 2026
Funding modelsame for all stablecoin balance karmapay.xyz checked 29 Oct 2026
stablecoin balance support.solid.xyz checked 30 Oct 2026
Card currencies (differs) USD karmapay.xyz checked 29 Oct 2026
EUR, USD support.solid.xyz checked 30 Oct 2026
Usagesame for all personal karmapay.xyz checked 29 Oct 2026
personal support.solid.xyz checked 30 Oct 2026
Issuer / BIN sponsorsame for all Third National karmapay.xyz checked 29 Oct 2026
Third National support.solid.xyz checked 31 Oct 2026
Limits depend on unknown
unknown
Cards per account unknown
unknown
Unknown for allLimits depend on · Cards per account
Availability
Available in unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs) USDC docs.karmapay.xyz checked 29 Oct 2026
ETH, USDT, USDC, EURC, WBTC, WETH, So U S D, VOLT, WFUSE, So E T H, FUSE support.solid.xyz checked 30 Oct 2026
Number of supported assets unknown
unknown
Top-up networks Ethereum, Polygon, Arbitrum, Optimism karmapay.xyz checked 30 Oct 2026
unknown
Fiat top-up unknown
Yes support.solid.xyz checked 30 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile wallets (differs) Apple Pay docs.karmapay.xyz checked 29 Oct 2026
Apple Pay Google Pay support.solid.xyz checked 30 Oct 2026
ATM withdrawals Yes docs.karmapay.xyz checked 29 Oct 2026
unknown
Contactless Yes docs.karmapay.xyz checked 30 Oct 2026
unknown
Fees
Virtual card issuance unknown
0.00 USD support.solid.xyz checked 30 Oct 2026
Physical card issuance unknown
unknown
Free cards unknown
unknown
Shipping not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Monthly feesame for all 0.00 USD docs.karmapay.xyz checked 30 Oct 2026
0.00 USD solid.xyz checked 30 Oct 2026
Annual fee unknown
not published support.solid.xyz checked 31 Oct 2026
Top-up fee unknown
free support.solid.xyz checked 30 Oct 2026
Crypto deposit fee not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Crypto conversion fee unknown
unknown
Foreign currency fee (differs) 1 % + 0.30 USD docs.karmapay.xyz checked 30 Oct 2026
1.5 % support.solid.xyz checked 30 Oct 2026
FX free allowance not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Minimum FX fee not published docs.karmapay.xyz checked 30 Oct 2026
unknown
ATM feesame for all not published docs.karmapay.xyz checked 30 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Transaction fee (differs) 0.5 % docs.karmapay.xyz checked 29 Oct 2026
free support.solid.xyz checked 30 Oct 2026
Cross-border feesame for all 0 % karmapay.xyz checked 30 Oct 2026
0 % support.solid.xyz checked 30 Oct 2026
Withdrawal fee unknown
unknown
Activation fee not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Account closure feesame for all not published karmapay.xyz checked 31 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Dispute feesame for all not published karmapay.xyz checked 31 Oct 2026
not published support.solid.xyz checked 31 Oct 2026
Minimum top-up (differs) not published docs.karmapay.xyz checked 30 Oct 2026
10.00 USD support.solid.xyz checked 30 Oct 2026
Declined payment fee not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Refund fee not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Inactivity fee not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Minimum monthly spend not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Inactivity rule unknown
unknown
Card replacement not published docs.karmapay.xyz checked 30 Oct 2026
unknown
Unknown for allPhysical card issuance · Free cards · Crypto conversion fee · Withdrawal fee · Inactivity rule
Rewards
Cashback (differs) not published docs.karmapay.xyz checked 30 Oct 2026
3 % (cap 50.00 USD/month) · in USDC · requires token holding or staking
Referral bonus (invited friend) unknown
$25 worth of FUSE support.solid.xyz checked 30 Oct 2026
Referral bonus (you) (differs) not published docs.karmapay.xyz checked 29 Oct 2026
$25 worth of FUSE support.solid.xyz checked 30 Oct 2026
Welcome bonus unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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