Comparison
Solid Card vs. Vield Non-Custodial Mastercard: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Solid CardSolid
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Vield Non-Custodial MastercardVield
In short
- Fewest documents: Vield Non-Custodial Mastercard (ID document).
- Solid Card has the best score (7.4).
| Attribute |
Solid CardSolid
|
Vield Non-Custodial MastercardVield
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual |
| Score | good with variant Prime: 7.5 with variant Ultra: 7.5 | average |
| CostsWeight 25 % | 7.5 | 8.2 |
| TrustWeight 20 % | 7.5 | 7.1 |
| KYC and privacyWeight 15 % | 4.5 | 6.5 |
| FeaturesWeight 15 % | 8.8 | 4.0 |
| AvailabilityWeight 10 % | 10.0 | 0.1 |
| RewardsWeight 10 % | 7.2 | not scored |
| CommunityWeight 5 % | 6.9 | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
credit
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
This Account is a secured Account. Either your primary Linked Wallet or any Additional Wallets may provide the collateral that will secure the Charges made by you on any Card (the "Collateral").Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Once verification is approved, your free virtual Visa card is activated automatically. There is no order step and no deposit required to activate it.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Virtual card: Currently digital-only (no physical card yet)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |  
Visa
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Everything you need to know about ordering, activating, funding, and using your Solid Visa Card: spending, limits, and troubleshooting.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
 
Mastercard
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Accepted everywhere: Use anywhere Mastercard is acceptedChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
solid.xyz checked 30 Oct 2026
Source and check
Source
solid.xyz
Wording at the source
Self-custodial by design You hold the keys, secured by passkeys and audited key infrastructure. Not even Solid can move your funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Non-custodial: You retain full control of your cryptoChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Your card only spends its Spendable balance, shown at the top of the card screen. The total balance in the app also counts your Wallet and Savings, so it can be higher than what the card can use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
1. USDC is deducted from your Vield card balance 2. The amount is instantly converted at the USDC/AUD market rate 3. The transaction is completed in merchant currencyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
EUR, USD
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
In short: getting the card is free, adding money is free, and spending in US dollars is free.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
2. The amount is instantly converted at the USDC/AUD market rateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- You will use the Solid Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card is available only to individuals. It is designed for personal use and must not be used for any commercial purposes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Third National
support.solid.xyz checked 31 Oct 2026
Two sources, two values
ShownThird National
support.solid.xyzchecked 31 Oct 2026
"Issuer" refers to Third National, including its affiliates, successors, and assigns.DifferingRain or Wirex, depending on country of residence support.solid.xyzfetched 30 Oct 2026 The Solid Card is issued by one of our two card program partners, Rain or Wirex, depending on your country of residence. The program is assigned automatically when you order.The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 31 Oct 2026 Value wrong? History What does [s] mean? |
Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925)
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | |
| Cards per accountsame for all | unknown | |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
ETH, USDT, USDC, EURC, WBTC, WETH, So U S D, VOLT, WFUSE, So E T H, FUSE
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- USD Coin (USDC – Stargate) - Tether USD (USDT – Stargate) - Wrapped Ether (WETH – Stargate) - Solid USD (soUSD) - Wrapped Bitcoin V2 (WBTC) - Voltage Finance (VOLT) - Wrapped FUSE (WFUSE) - Solid ET...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDC
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Polygon
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs)same for all |
Yes
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
And you can fund your card balance in 16 local currencies straight from your bank or mobile money wallet (Pix, bKash, GCash, SPEI, SEPA, M-Pesa and more), powered by TransFi.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Available Balance may only be comprised of USDC which is loaded on the Card via your Smart Contract Account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
From the card screen you can view your card details, freeze the card, and add it to Apple Pay or Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Digital wallets (Apple Pay, Google Pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- ATM withdrawals: Not supported (virtual card only)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all |
Yes
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Physical purchases: Cannot insert at point of sale (no physical card yet), however payWave is available via Apple Pay and Google WalletChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Getting your card is free and takes most people under 3 minutes.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published vield.io checked 30 Oct 2026 Source and check Source vield.io Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 USD
solid.xyz checked 30 Oct 2026
Source and check
Source
solid.xyz
Wording at the source
$0 monthly feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Monthly fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Transaction Fee Foreign Purchases - Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3% Penalty Fees - Late payment: Up to $40 - Returned payment: Up to $29Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Account Closure Fee: | $0 | |---|---| | Card Replacement Fee | $0 | | Disputed Transaction | $0 | | Currency Conversion Fee: payable and deducted from the Card at the same time you make a transactio...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
free
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- Solid top-up fee: 0%. Solid does not take a cut for loading funds: the full amount that reaches your card is available to spend.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Vield does not charge top-up feesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Load Fee: deducted from the Card at the same time the load transaction is credited (added) to your Card. | $0 |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all | unknown | |
| Foreign currency feesame for all |
1.5 %
support.solid.xyz checked 30 Oct 2026
Two sources, two values
Shown1.5 %
support.solid.xyzchecked 30 Oct 2026
- 1.5% FX cost, built into the exchange rate. Your card provider (Rain or Wirex) converts the purchase to USD.Differingup to 3 % support.solid.xyzfetched 30 Oct 2026 - Foreign Exchange Fee (non USD): up to 3%Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.5 %
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM fee (differs)same for all |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
In short: getting the card is free, adding money is free, and spending in US dollars is free. The only cost is on purchases in a currency other than USD, where a 1.5% FX cost is built into the exchang...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- No fee. If a purchase is settled in US dollars, neither your card provider nor Solid charges anything, whatever country the merchant is in.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
free
vield.io checked 30 Oct 2026
Two sources, two values
Shownfree
vield.iochecked 30 Oct 2026
| Purchase Transaction Fee: deducted from the Card at the same time you successfully use your Card at an eftpos terminal to make a payment. | $0 for domestic and international transactions |Differing1.5 % vield.iofetched 30 Oct 2026 - Transaction fee: 1.5% charged on each purchaseThe shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border fee (differs)same for all |
0 %
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Solid covers for you - Maintenance fee: none. - Cross-border fee: absorbed by Solid, not charged to you. - International transaction fee: covered by Solid, not passed through to you.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Purchase Transaction Fee: deducted from the Card at the same time you successfully use your Card at an eftpos terminal to make a payment. | $0 for domestic and international transactions |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Load Fee: deducted from the Card at the same time the load transaction is credited (added) to your Card. | $0 | |---|---| | Purchase Transaction Fee: deducted from the Card at the same time you succ...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
The following standard fees and charges apply to the Card. All fees and charges that are set out in this section 15 are inclusive of GST. All fees and charges are payable to Immersve.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Account closure fee (differs)same for all |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Transaction Fee Foreign Purchases - Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3% Penalty Fees - Late payment: Up to $40 - Returned payment: Up to $29Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 AUD
vield.io checked 31 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Account Closure Fee: | $0 | |---|---| | Card Replacement Fee | $0 | | Disputed Transaction | $0 |Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute fee (differs)same for all |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Transaction Fee Foreign Purchases - Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3% Penalty Fees - Late payment: Up to $40 - Returned payment: Up to $29Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
free
vield.io checked 31 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Account Closure Fee: | $0 | |---|---| | Card Replacement Fee | $0 | | Disputed Transaction | $0 |Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-up (differs)same for all |
10.00 USD
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Card deposits must be at least $10.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Minimum: No minimum limitChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Declined payment feesame for all |
0.00 AUD
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| No Funds Fee: deducted from the Card at the same time you attempt to use the Card at an eftpos terminal, but that transaction is declined because there are insufficient funds available on the Card....Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all |
not published
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Account Closure Fee: | $0 | |---|---| | Card Replacement Fee | $0 | | Disputed Transaction | $0 |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity feesame for all |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Inactivity fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all |
free
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Card Replacement Fee | $0 |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Crypto conversion fee · FX free allowance · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashbacksame for all | unknown | |
| Referral bonus (invited friend)same for all |
$25 worth of FUSE
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- Your friend earns $25 in FUSE after signing up with your referral link, activating their card, spending $150 on everyday purchases at 3 or more different shops with $10 or more at each within 30 day...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
$25 worth of FUSE
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- You earn $25 in FUSE for each friend who completes those steps, up to 50 rewards in total.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Solid Card · Vield Non-Custodial Mastercard: promotions and bonuses as well as warnings and incidents.