Comparison
Karta Card vs. Solid Card: fees, limits & KYC
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karta.io29 Oct 2026
Image source
Source
karta.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Karta CardKarta.io
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Solid CardSolid
In short
- Karta Card has the lowest foreign currency fee (1 % above the network rate).
- Fewest documents: Karta Card (ID document).
- Karta Card has the best score (7.8).
| Attribute |
Karta CardKarta.io
|
Solid CardSolid
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical Metal | Requires KYC Private Virtual |
| Score | good | good with variant Prime: 7.5 with variant Ultra: 7.5 |
| CostsWeight 25 % | 8.0 | 7.5 |
| TrustWeight 20 % | 7.6 | 7.5 |
| KYC and privacyWeight 15 % | 6.5 | 4.5 |
| FeaturesWeight 15 % | 8.9 | 8.8 |
| AvailabilityWeight 10 % | 7.7 | 10.0 |
| RewardsWeight 10 % | 10.0 | 7.2 |
| CommunityWeight 5 % | not scored | 6.9 |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs)same for all |
debit
karta.io checked 29 Oct 2026
Two sources, two values
Showndebit
karta.iochecked 29 Oct 2026
- Debit card (Visa Signature) accepted at 150 million merchantsDifferingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
credit
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
This Account is a secured Account. Either your primary Linked Wallet or any Additional Wallets may provide the collateral that will secure the Charges made by you on any Card (the "Collateral").Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual, physical, metal
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Step 4: Consider upgrading to Karta's physical metal card (from 100 USDT) if you prefer having a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
virtual
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Once verification is approved, your free virtual Visa card is activated automatically. There is no order step and no deposit required to activate it.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
 
Visa
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Everything you need to know about ordering, activating, funding, and using your Solid Visa Card: spending, limits, and troubleshooting.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Only you control your wallet. Secure by design — send, receive, and manage your crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
solid.xyz checked 30 Oct 2026
Source and check
Source
solid.xyz
Wording at the source
Self-custodial by design You hold the keys, secured by passkeys and audited key infrastructure. Not even Solid can move your funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
karta.io checked 30 Oct 2026
Two sources, two values
Shownstablecoin balance
karta.iochecked 30 Oct 2026
a Visa card funded from your stablecoin balance.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 The shown value comes from the source checked more recently. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
stablecoin balance
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Your card only spends its Spendable balance, shown at the top of the card screen. The total balance in the app also counts your Wallet and Savings, so it can be higher than what the card can use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, USD
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
In short: getting the card is free, adding money is free, and spending in US dollars is free.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
The primary purpose of your Account is for personal expenses.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- You will use the Solid Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
"Karta Finance Inc" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
support.solid.xyz checked 31 Oct 2026
Two sources, two values
ShownThird National
support.solid.xyzchecked 31 Oct 2026
"Issuer" refers to Third National, including its affiliates, successors, and assigns.DifferingRain or Wirex, depending on country of residence support.solid.xyzfetched 30 Oct 2026 The Solid Card is issued by one of our two card program partners, Rain or Wirex, depending on your country of residence. The program is assigned automatically when you order.The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 31 Oct 2026 Value wrong? History What does [s] mean? |
| Limits depend onsame for all |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Your spending limit is generally set by Karta pursuant to the terms of the Karta Terms. Karta may additionally set spending limits on each Karta Card or an aggregate spending limit across all Karta Ca...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cards per accountsame for all |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
We may decide not to grant requests for Karta Cards or limit the number of physical or virtual Karta Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Availability | ||
| Available insame for all |
Not available in 21 countries and regions
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Karta Accounts are not available in the following jurisdictions: - Bangladesh - Belarus - Brazil - Cuba - Democratic People's Republic of Korea - Egypt - Iran - Iraq - India - Israel - Myanmar - Chin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
ETH, USDT, USDC, EURC, WBTC, WETH, So U S D, VOLT, WFUSE, So E T H, FUSE
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- USD Coin (USDC – Stargate) - Tether USD (USDT – Stargate) - Wrapped Ether (WETH – Stargate) - Solid USD (soUSD) - Wrapped Bitcoin V2 (WBTC) - Voltage Finance (VOLT) - Wrapped FUSE (WFUSE) - Solid ET...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
Yes
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Fiat transfers: ACH (USD), SWIFT (USD), Domestic Wire (USD), SEPA (EUR), PIX (BRL), Bank Transfer (COP), and SPEI (MXN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
And you can fund your card balance in 16 local currencies straight from your bank or mobile money wallet (Pix, bKash, GCash, SPEI, SEPA, M-Pesa and more), powered by TransFi.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
From the card screen you can view your card details, freeze the card, and add it to Apple Pay or Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all |
Yes
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
For in-store contactless payments, add your Karta virtual card to your mobile wallet:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all | 5.00 USDT promotion, no end date stated
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? , regular 30.00 USDT karta.io checked 30 Oct 2026 Source and check Source karta.io Wording at the source Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
0.00 USD
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Getting your card is free and takes most people under 3 minutes.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown | |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 USD
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta alternative: Zero monthly fees. Your account remains active as long as you use it, with no minimum balance requirements and no hidden maintenance charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
solid.xyz checked 30 Oct 2026
Source and check
Source
solid.xyz
Wording at the source
$0 monthly feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Transaction Fee Foreign Purchases - Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3% Penalty Fees - Late payment: Up to $40 - Returned payment: Up to $29Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
free
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- Solid top-up fee: 0%. Solid does not take a cut for loading funds: the full amount that reaches your card is available to spend.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
0 % above the market rate
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
While competitors charge 2-5% just to load your card, Karta offers 0% commission on crypto deposits. Your 100 USDT becomes $100 in spending power—no hidden conversion spreads, no "processing fees," no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs)same for all |
1 % above the network rate
karta.io checked 29 Oct 2026
Two sources, two values
Shown1 % above the network rate
karta.iochecked 29 Oct 2026
💡 Visa network charge: Visa applies a standard 1% international transaction fee on payments made in currencies other than USD. This is a Visa network standard separate from Karta's fees.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.5 %
support.solid.xyz checked 30 Oct 2026
Two sources, two values
Shown1.5 %
support.solid.xyzchecked 30 Oct 2026
- 1.5% FX cost, built into the exchange rate. Your card provider (Rain or Wirex) converts the purchase to USD.Differingup to 3 % support.solid.xyzfetched 30 Oct 2026 - Foreign Exchange Fee (non USD): up to 3%Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM fee (differs)same for all |
2.5 % + 1.00 USDT
karta.io checked 29 Oct 2026
Two sources, two values
Shown2.5 % + 1.00 USDT
karta.iochecked 29 Oct 2026
| ATM withdrawal (successful) | 1 USDT + 2.5% |Differingvalue not recorded karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
In short: getting the card is free, adding money is free, and spending in US dollars is free. The only cost is on purchases in a currency other than USD, where a 1.5% FX cost is built into the exchang...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Transaction fee (differs)same for all |
1.5 %
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
| Card payment fee | 1.5% per transaction |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
free
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- No fee. If a purchase is settled in US dollars, neither your card provider nor Solid charges anything, whatever country the merchant is in.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border fee (differs)same for all |
up to 3 %
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
- Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0 %
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Solid covers for you - Maintenance fee: none. - Cross-border fee: absorbed by Solid, not charged to you. - International transaction fee: covered by Solid, not passed through to you.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Account closure feesame for all |
not published
karta.io checked 31 Oct 2026
Source and check
Source
karta.io
Wording at the source
### Card & Spending Fees | Operation | Fee | |---|---| | Card issuance | 5 USDT (was 30 USDT) | | Card reissuance | 15 USDT | | Card payment fee | 1.5% per transaction | | ATM withdrawal (success...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Transaction Fee Foreign Purchases - Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3% Penalty Fees - Late payment: Up to $40 - Returned payment: Up to $29Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
karta.io checked 31 Oct 2026
Source and check
Source
karta.io
Wording at the source
### Card & Spending Fees | Operation | Fee | |---|---| | Card issuance | 5 USDT (was 30 USDT) | | Card reissuance | 15 USDT | | Card payment fee | 1.5% per transaction | | ATM withdrawal (success...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
support.solid.xyz checked 31 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Fees Transaction Fee Foreign Purchases - Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3% Penalty Fees - Late payment: Up to $40 - Returned payment: Up to $29Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown |
10.00 USD
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
Card deposits must be at least $10.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
Virtual Account Services may be suspended or terminated after more than 1 year without Orders or account access.
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
3.2. We may immediately reject transactions to or from, suspend or terminate, your Virtual Account Services and/or freeze any funds in the possession of our Third-Party Providers without prior notice...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all | unknown | |
| Unknown for all | Physical card issuance · Free cards · Shipping · Crypto deposit fee · FX free allowance · Minimum FX fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all | 25 % (spend from 0/month) · in KARAT | |
| Referral bonus (invited friend)same for all | unknown |
$25 worth of FUSE
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- Your friend earns $25 in FUSE after signing up with your referral link, activating their card, spending $150 on everyday purchases at 3 or more different shops with $10 or more at each within 30 day...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs)same for all |
5 USD
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta pays $5 for every friend who activates a card through your referral link.Checked Verified Value wrong? No earlier versions What does [s] mean? |
$25 worth of FUSE
support.solid.xyz checked 30 Oct 2026
Source and check
Source
support.solid.xyz
Wording at the source
- You earn $25 in FUSE for each friend who completes those steps, up to 50 rewards in total.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Karta Card · Solid Card: promotions and bonuses as well as warnings and incidents.