Comparison
Exodus Card vs. Karta Card: fees, limits & KYC
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exodus.com31 Oct 2026
Image source
Source
exodus.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Exodus CardExodus
-
karta.io29 Oct 2026
Image source
Source
karta.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Karta CardKarta.io
In short
- Karta Card has the best score (7.8).
| Attribute |
Exodus CardExodus
|
Karta CardKarta.io
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual Physical Metal |
| Score | good | good |
| CostsWeight 25 % | 8.5 | 8.0 |
| TrustWeight 20 % | 9.2 | 7.6 |
| KYC and privacyWeight 15 % | 6.5 | 6.5 |
| FeaturesWeight 15 % | 6.9 | 8.9 |
| AvailabilityWeight 10 % | 6.8 | 7.7 |
| RewardsWeight 10 % | not scored | 10.0 |
| CommunityWeight 5 % | 6.4 | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
debit
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The Exodus Card is a virtual debit card in Exodus Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
karta.io checked 29 Oct 2026
Two sources, two values
Showndebit
karta.iochecked 29 Oct 2026
- Debit card (Visa Signature) accepted at 150 million merchantsDifferingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card types (differs)same for all |
virtual
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical, metal
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Step 4: Consider upgrading to Karta's physical metal card (from 100 USDT) if you prefer having a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card networksame for all | unknown |
 
Visa
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Because it's self-custodial, you retain full control of your funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Only you control your wallet. Secure by design — send, receive, and manage your crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The Exodus Card uses your Exodus Pay Cash balance in XO Cash, USDC, and USDT, which are USD-backed stablecoins.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
karta.io checked 30 Oct 2026
Two sources, two values
Shownstablecoin balance
karta.iochecked 30 Oct 2026
a Visa card funded from your stablecoin balance.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 The shown value comes from the source checked more recently. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Card currenciessame for all |
USD
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
When you use your card in a different currency, the transaction is converted from USD using the exchange rate set by the card network and payment processor.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The words "you," "your," and "yours" mean each person who holds a self-custodial wallet on the Exodus Wallet application, who has enrolled in Exodus Pay, and who participates in the Rewards Program (e...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
personal
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
The primary purpose of your Account is for personal expenses.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | unknown |
Third National
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
"Karta Finance Inc" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Your spending limit is generally set by Karta pursuant to the terms of the Karta Terms. Karta may additionally set spending limits on each Karta Card or an aggregate spending limit across all Karta Ca...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
We may decide not to grant requests for Karta Cards or limit the number of physical or virtual Karta Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Availability | ||
| Available in (differs)same for all |
Available in 42 countries and regions
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Currently, the Exodus Card is supported only in the following countries. | Andorra Argentina Austria Belgium Bosnia and Herzegovina Brazil Bulgaria Canada Colombia Croatia Cyprus Denmark Finland Fran...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Not available in 21 countries and regions
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Karta Accounts are not available in the following jurisdictions: - Bangladesh - Belarus - Brazil - Cuba - Democratic People's Republic of Korea - Egypt - Iran - Iraq - India - Israel - Myanmar - Chin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, XO
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card draws from these assets on the Solana network, usually in this order: 1. Tether USD (USDT) 2. USD Coin (USDC) 3. XO Cash (XO)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDT, USDC
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networks (differs)same for all |
Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The following networks are supported for USDC, USDT, and XO deposits in Exodus Pay: USDC (USDC): - Solana (SOL) - Ethereum (ETH) - Arbitrum One (ARB1) - Base (BASE) - BNB Smart Chain (BSC) - Polygon...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
You can also purchase XO by depositing via Apple Pay or debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Fiat transfers: ACH (USD), SWIFT (USD), Domestic Wire (USD), SEPA (EUR), PIX (BRL), Bank Transfer (COP), and SPEI (MXN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Use your Exodus Card in-store with a digital wallet (Apple Pay or Google Pay).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Use your Exodus Card in-store with a digital wallet (Apple Pay or Google Pay). Hold your device near the payment terminal to complete your purchase.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
For in-store contactless payments, add your Karta virtual card to your mobile wallet:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
With Exodus Pay, you can send payments instantly to friends, spend with your free Exodus Card, and earn rewards, all in one app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
5.00 USDT promotion, no end date stated
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? , regular 30.00 USDT karta.io checked 30 Oct 2026 Source and check Source karta.io Wording at the source Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Physical card issuancesame for all |
not applicable
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all | unknown |
0.00 USD
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta alternative: Zero monthly fees. Your account remains active as long as you use it, with no minimum balance requirements and no hidden maintenance charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown | unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown |
0 % above the market rate
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
While competitors charge 2-5% just to load your card, Karta offers 0% commission on crypto deposits. Your 100 USDT becomes $100 in spending power—no hidden conversion spreads, no "processing fees," no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all | unknown |
1 % above the network rate
karta.io checked 29 Oct 2026
Two sources, two values
Shown1 % above the network rate
karta.iochecked 29 Oct 2026
💡 Visa network charge: Visa applies a standard 1% international transaction fee on payments made in currencies other than USD. This is a Visa network standard separate from Karta's fees.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM fee (differs)same for all |
not applicable
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
2.5 % + 1.00 USDT
karta.io checked 29 Oct 2026
Two sources, two values
Shown2.5 % + 1.00 USDT
karta.iochecked 29 Oct 2026
| ATM withdrawal (successful) | 1 USDT + 2.5% |Differingvalue not recorded karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown |
1.5 %
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
| Card payment fee | 1.5% per transaction |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown |
up to 3 %
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
- Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Account closure feesame for all | unknown |
not published
karta.io checked 31 Oct 2026
Source and check
Source
karta.io
Wording at the source
### Card & Spending Fees | Operation | Fee | |---|---| | Card issuance | 5 USDT (was 30 USDT) | | Card reissuance | 15 USDT | | Card payment fee | 1.5% per transaction | | ATM withdrawal (success...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all | unknown |
not published
karta.io checked 31 Oct 2026
Source and check
Source
karta.io
Wording at the source
### Card & Spending Fees | Operation | Fee | |---|---| | Card issuance | 5 USDT (was 30 USDT) | | Card reissuance | 15 USDT | | Card payment fee | 1.5% per transaction | | ATM withdrawal (success...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
only in the app
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Some deposit methods have a minimum amount which is shown in Exodus Pay.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown |
Virtual Account Services may be suspended or terminated after more than 1 year without Orders or account access.
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
3.2. We may immediately reject transactions to or from, suspend or terminate, your Virtual Account Services and/or freeze any funds in the possession of our Third-Party Providers without prior notice...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · Annual fee · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
only in the app
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
You will earn Earned Points for each Qualified Transaction available to Users in your jurisdiction, calculated at a rate, and subject to any caps, category limits, or exclusions, disclosed to you from...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
25 % (spend from 0/month) · in KARAT |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown |
5 USD
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta pays $5 for every friend who activates a card through your referral link.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all |
1 point for each day the wallet has been active, awarded once per wallet
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
- When you join Exodus Rewards, you get a one-time welcome bonus of 1 point for each day your wallet has been active. - The bonus is added to your points when you join. It's given once per wallet, so...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Unknown for all | Referral bonus (invited friend) | |
Early warning
Watch both cards
One mail when something changes at Exodus Card · Karta Card: promotions and bonuses as well as warnings and incidents.