Comparison
Exodus Card vs. Gnosis Pay Card: fees, limits & KYC
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exodus.com31 Oct 2026
Image source
Source
exodus.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Exodus CardExodus
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gnosispay.com31 Oct 2026
Image source
Source
gnosispay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Gnosis Pay CardGnosis Pay
In short
- Fewest documents: Exodus Card (ID document).
- Exodus Card has the best score (7.6).
| Attribute |
Exodus CardExodus
|
Gnosis Pay CardGnosis Pay
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual Physical |
| Score | good | good |
| CostsWeight 25 % | 8.5 | 9.0 |
| TrustWeight 20 % | 9.2 | 8.5 |
| KYC and privacyWeight 15 % | 6.5 | 1.5 |
| FeaturesWeight 15 % | 6.9 | 7.7 |
| AvailabilityWeight 10 % | 6.8 | 3.8 |
| RewardsWeight 10 % | not scored | 8.9 |
| CommunityWeight 5 % | 6.4 | not scored |
| KYC | KYC: ID document | KYC: Full verification |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
debit
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The Exodus Card is a virtual debit card in Exodus Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Card types (differs)same for all |
virtual
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Launch virtual cards in minutes, physical cards in daysChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Card networksame for all | unknown |
 
Visa
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Two years ago Gnosis Pay was crypto's first self-custodial visa card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Custodysame for all |
self-custody
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Because it's self-custodial, you retain full control of your funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Two years ago Gnosis Pay was crypto's first self-custodial visa card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The Exodus Card uses your Exodus Pay Cash balance in XO Cash, USDC, and USDT, which are USD-backed stablecoins.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
When an account is provisioned, it's configured with the **token** that the account will spend from. This token, along with a linked **Safe**, defines the account's spending source: the Safe is author...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Card currencies (differs)same for all |
USD
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
When you use your card in a different currency, the transaction is converted from USD using the exchange rate set by the card network and payment processor.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR, GBP, USD
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Setup multi-currency accounts in EUR, USD, and GBP available.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Usagesame for all |
personal
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The words "you," "your," and "yours" mean each person who holds a self-custodial wallet on the Exodus Wallet application, who has enrolled in Exodus Pay, and who participates in the Rewards Program (e...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
personal
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Over the next few months we will complete the transition and begin to close the chapter on our early 'consumer' era.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Issuer / BIN sponsorsame for all | unknown |
Standard:
unknown
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Checked
Verified
Check overdue · last 30 Oct 2026
Add this value?
History
What does [s] mean?
EEA:
unknown
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Checked
Verified
Check overdue · last 30 Oct 2026
Add this value?
History
What does [s] mean?
UK:
Monavate Limited (FCA-authorised electronic money institution, FRN 901097)
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
user setting
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Gnosis Pay accounts support configurable spending limits at two levels: * **User-configured limits** : users can set their own account limit, giving them direct control over how much they spend, indep...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in 42 countries and regions
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Currently, the Exodus Card is supported only in the following countries. | Andorra Argentina Austria Belgium Bosnia and Herzegovina Brazil Bulgaria Canada Colombia Croatia Cyprus Denmark Finland Fran...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, XO
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card draws from these assets on the Solana network, usually in this order: 1. Tether USD (USDT) 2. USD Coin (USDC) 3. XO Cash (XO)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDT, USDC, EURe, GBPe, USDCe
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Gnosis Pay accounts can be provisioned with tokens across the following chains. ## Celo | Token | Contract Address | | - | - | | USDC | `0xceba9300f2b948710...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networks (differs)same for all |
Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The following networks are supported for USDC, USDT, and XO deposits in Exodus Pay: USDC (USDC): - Solana (SOL) - Ethereum (ETH) - Arbitrum One (ARB1) - Base (BASE) - BNB Smart Chain (BSC) - Polygon...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Gnosis, Celo
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Gnosis Pay accounts can be provisioned with tokens across the following chains. ## CeloChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
You can also purchase XO by depositing via Apple Pay or debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Use your Exodus Card in-store with a digital wallet (Apple Pay or Google Pay).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Once issued, a virtual card can be added to following with help of push provisioning: * **Apple Pay** * **Google Pay**Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all |
Yes
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Use your Exodus Card in-store with a digital wallet (Apple Pay or Google Pay). Hold your device near the payment terminal to complete your purchase.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
This lets the user tap to pay with their phone or watch, without needing a physical card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
With Exodus Pay, you can send payments instantly to friends, spend with your free Exodus Card, and earn rewards, all in one app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
not applicable
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all | unknown | unknown |
| Annual feesame for all | unknown | unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown |
0 %
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all |
not applicable
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown gnosispay.com checked 30 Oct 2026 Source and check Source gnosispay.com Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Account closure feesame for all | unknown | unknown |
| Dispute feesame for all | unknown | unknown |
| Minimum top-upsame for all |
only in the app
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Some deposit methods have a minimum amount which is shown in Exodus Pay.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown gnosispay.com checked 30 Oct 2026 Source and check Source gnosispay.com Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
| Unknown for all | Free cards · Monthly fee · Annual fee · Top-up fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Account closure fee · Dispute fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
only in the app
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
You will earn Earned Points for each Qualified Transaction available to Users in your jurisdiction, calculated at a rate, and subject to any caps, category limits, or exclusions, disclosed to you from...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
5 %
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all |
1 point for each day the wallet has been active, awarded once per wallet
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
- When you join Exodus Rewards, you get a one-time welcome bonus of 1 point for each day your wallet has been active. - The bonus is added to your points when you join. It's given once per wallet, so...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) | |
Early warning
Watch both cards
One mail when something changes at Exodus Card · Gnosis Pay Card: promotions and bonuses as well as warnings and incidents.