Comparison
Exodus Card vs. THORWallet Card: fees, limits & KYC
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exodus.com31 Oct 2026
Image source
Source
exodus.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Exodus CardExodus
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thorwallet.org29 Oct 2026
Image source
Source
thorwallet.org
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
THORWallet CardTHORWallet
In short
- Exodus Card has the best score (7.6).
| Attribute |
Exodus CardExodus
|
THORWallet CardTHORWallet
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private & business Virtual Physical |
| Score | good | good with variant Premium: 6.4 |
| CostsWeight 25 % | 8.5 | 8.0 |
| TrustWeight 20 % | 9.2 | 6.3 |
| KYC and privacyWeight 15 % | 6.5 | 8.5 |
| FeaturesWeight 15 % | 6.9 | 5.3 |
| AvailabilityWeight 10 % | 6.8 | 10.0 |
| RewardsWeight 10 % | not scored | 2.9 |
| CommunityWeight 5 % | 6.4 | 3.9 |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
debit
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The Exodus Card is a virtual debit card in Exodus Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card typessame for all |
virtual
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
### Basic For getting started. Free$5with an invite code · otherwise $5 one-off Invite waives the fee Card typeVirtualChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
virtual, physical
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
### Premium For people who spend. $99$124with an invite code · one-off, no subscription 20% off with invite Card typePhysical + VirtualChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all | unknown |  
Mastercard
thorwallet.org checked 29 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Because it's self-custodial, you retain full control of your funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
thorwallet.org checked 29 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The Exodus Card uses your Exodus Pay Cash balance in XO Cash, USDC, and USDT, which are USD-backed stablecoins.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
faqs.thorwallet.org checked 29 Oct 2026
Source and check
Source
faqs.thorwallet.org
Wording at the source
Users can top up the card with USDC.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
When you use your card in a different currency, the transaction is converted from USD using the exchange rate set by the card network and payment processor.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
thorwallet.org checked 29 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
CurrenciesUSDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Usage (differs)same for all |
personal
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The words "you," "your," and "yours" mean each person who holds a self-custodial wallet on the Exodus Wallet application, who has enrolled in Exodus Pay, and who participates in the Rewards Program (e...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
personal, business
thorwallet.org checked 29 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
The Service is made available to both individual and business users.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | unknown |
not published
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
where you apply for and use our payment card (the "Card") issued through our third-party card issuing partnerChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
KYC level, plan
faqs.thorwallet.org checked 29 Oct 2026
Source and check
Source
faqs.thorwallet.org
Wording at the source
THORWallet offers different card plans with different benefits, limits, and fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in 42 countries and regions
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Currently, the Exodus Card is supported only in the following countries. | Andorra Argentina Austria Belgium Bosnia and Herzegovina Brazil Bulgaria Canada Colombia Croatia Cyprus Denmark Finland Fran...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, XO
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card draws from these assets on the Solana network, usually in this order: 1. Tether USD (USDT) 2. USD Coin (USDC) 3. XO Cash (XO)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDC
faqs.thorwallet.org checked 30 Oct 2026
Source and check
Source
faqs.thorwallet.org
Wording at the source
The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown |
20,000
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
You can fund the card from your THORWallet balance across all supported chains and 20,000+ tokens.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up networkssame for all |
Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
The following networks are supported for USDC, USDT, and XO deposits in Exodus Pay: USDC (USDC): - Solana (SOL) - Ethereum (ETH) - Arbitrum One (ARB1) - Base (BASE) - BNB Smart Chain (BSC) - Polygon...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
Yes
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
You can also purchase XO by depositing via Apple Pay or debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Use your Exodus Card in-store with a digital wallet (Apple Pay or Google Pay).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM withdrawals (differs)same for all |
No
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
thorwallet.org checked 29 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
ATM withdrawals cost $1 (domestic) or $5 (international) on Basic and PremiumChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Use your Exodus Card in-store with a digital wallet (Apple Pay or Google Pay). Hold your device near the payment terminal to complete your purchase.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
With Exodus Pay, you can send payments instantly to friends, spend with your free Exodus Card, and earn rewards, all in one app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD promotion, no end date stated
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Basic is free with a valid invite code instead of the $5 one-off.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? , regular 5.00 USD thorwallet.org checked 30 Oct 2026 Source and check Source thorwallet.org Wording at the source ### Basic For getting started. Free$5with an invite code · otherwise $5 one-offChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? 99.00 USD promotion, no end date stated
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Enter a member's code at Premium checkout and 20% comes off on the spot - you pay $99 instead of $124.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? , regular 124.00 USD thorwallet.org checked 30 Oct 2026 Source and check Source thorwallet.org Wording at the source ### Premium For people who spend. $99$124with an invite code · one-off, no subscriptionChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
### Basic For getting started. Free$5with an invite code · otherwise $5 one-off Invite waives the fee Card typeVirtualChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? 99.00 USD promotion, no end date stated
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Premium is $124 one-off, $99 with a referral code (20% off).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? , regular 124.00 USD thorwallet.org checked 30 Oct 2026 Source and check Source thorwallet.org Wording at the source Premium is $124 one-off, $99 with a referral code (20% off).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all | unknown |
0.00 USD
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
### Basic For getting started. Free$5with an invite code · otherwise $5 one-off Invite waives the fee Card typeVirtual Cashback0% Card top-up fee0%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Annual feesame for all | unknown |
0.00 USD
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
### Basic For getting started. Free$5with an invite code · otherwise $5 one-off Invite waives the fee Card typeVirtual Cashback0% Card top-up fee0%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all | unknown | |
| Foreign currency feesame for all | unknown |
1.5 % · markup on top of network rates
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
FX markup is 1.5% on Basic and Premium, and 1% on Swiss IBAN.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown |
not published
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Crypto top-ups are 0% on Basic and Premium, and 0.25-1% on Swiss IBAN. FX markup is 1.5% on Basic and Premium, and 1% on Swiss IBAN. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM feesame for all |
not applicable
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Your Exodus Card is currently available only as a virtual card. ATM withdrawals aren't supported.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Account closure feesame for all | unknown |
not published
thorwallet.org checked 31 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Crypto top-ups are 0% on Basic and Premium, and 0.25-1% on Swiss IBAN. FX markup is 1.5% on Basic and Premium, and 1% on Swiss IBAN. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic a...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all | unknown |
not published
thorwallet.org checked 31 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Crypto top-ups are 0% on Basic and Premium, and 0.25-1% on Swiss IBAN. FX markup is 1.5% on Basic and Premium, and 1% on Swiss IBAN. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic a...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-up (differs)same for all |
only in the app
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
Some deposit methods have a minimum amount which is shown in Exodus Pay.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Crypto top-ups are 0% on Basic and Premium, and 0.25-1% on Swiss IBAN. FX markup is 1.5% on Basic and Premium, and 1% on Swiss IBAN. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
only in the app
exodus.com checked 31 Oct 2026
Source and check
Source
exodus.com
Wording at the source
You will earn Earned Points for each Qualified Transaction available to Users in your jurisdiction, calculated at a rate, and subject to any caps, category limits, or exclusions, disclosed to you from...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown |
Free Basic virtual card (otherwise $5) or Premium for $99 instead of $124 (20% off).
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
Your friend gets - Basic virtual cardOtherwise $5 one-off$5FreeSave 100% - Premium cardOne-off, no subscription$124$9920% offChecked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you)same for all | unknown |
Up to $25 per referred signup and up to 0.2% on referred card FX spend, paid monthly in USDC.
thorwallet.org checked 30 Oct 2026
Source and check
Source
thorwallet.org
Wording at the source
You earn - Per referred signupUp to $25 - On their card FX spendUp to 0.2% Your rewards activate when a referral funds their card and makes a first purchase - never on signup alone. Paid monthly in...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all |
1 point for each day the wallet has been active, awarded once per wallet
exodus.com checked 30 Oct 2026
Source and check
Source
exodus.com
Wording at the source
- When you join Exodus Rewards, you get a one-time welcome bonus of 1 point for each day your wallet has been active. - The bonus is added to your points when you join. It's given once per wallet, so...Checked Verified Value wrong? No earlier versions What does [s] mean? |
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Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Exodus Card · THORWallet Card: promotions and bonuses as well as warnings and incidents.