Comparison
Karma Card vs. Karta Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Karma CardKarma
-
karta.io29 Oct 2026
Image source
Source
karta.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Karta CardKarta.io
In short
- Karta Card has the best score (7.8).
| Attribute |
Karma CardKarma
|
Karta CardKarta.io
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | Requires KYC Private Virtual Physical Metal |
| Score | average | good |
| CostsWeight 25 % | 7.7 | 8.0 |
| TrustWeight 20 % | 5.0 | 7.6 |
| KYC and privacyWeight 15 % | 6.5 | 6.5 |
| FeaturesWeight 15 % | 7.1 | 8.9 |
| AvailabilityWeight 10 % | not scored | 7.7 |
| RewardsWeight 10 % | not scored | 10.0 |
| CommunityWeight 5 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
credit
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
Cards are issued either by the issuer identified on the back of the Karma Card issued to you, as identified in these Card Terms, or any other agreements or materials provided to you (in each case, the...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
karta.io checked 29 Oct 2026
Two sources, two values
Showndebit
karta.iochecked 29 Oct 2026
- Debit card (Visa Signature) accepted at 150 million merchantsDifferingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card types (differs)same for all |
virtual, physical
karmapay.xyz checked 30 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
We or the Issuer may decide not to grant requests for Karma Cards or limit the number of physical or virtual Karma Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical, metal
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Step 4: Consider upgrading to Karta's physical metal card (from 100 USDT) if you prefer having a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card networksame for all |
 
Visa
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
4. Your Karma wallet is non-custodial. You alone hold and control your assets, and balances are not pooled or commingled with Karma funds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Only you control your wallet. Secure by design — send, receive, and manage your crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
Trade across chains, spend with a crypto card, and receive euros, dollars, and pounds. Self-custodial, one stablecoin balance.Self-custodial, settled to one stablecoin balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
karta.io checked 30 Oct 2026
Two sources, two values
Shownstablecoin balance
karta.iochecked 30 Oct 2026
a Visa card funded from your stablecoin balance.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 The shown value comes from the source checked more recently. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Card currenciessame for all |
USD
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
You will use the Karma Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
The primary purpose of your Account is for personal expenses.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
karmapay.xyz checked 29 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
"Karta Finance Inc" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Your spending limit is generally set by Karta pursuant to the terms of the Karta Terms. Karta may additionally set spending limits on each Karta Card or an aggregate spending limit across all Karta Ca...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
We may decide not to grant requests for Karta Cards or limit the number of physical or virtual Karta Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Availability | ||
| Available insame for all | unknown |
Not available in 21 countries and regions
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Karta Accounts are not available in the following jurisdictions: - Bangladesh - Belarus - Brazil - Cuba - Democratic People's Republic of Korea - Egypt - Iran - Iraq - India - Israel - Myanmar - Chin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
USDC
docs.karmapay.xyz checked 29 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Eligible Ethereum USDC balances now appear alongside other Cash balances when topping up a Karma card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDT, USDC
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networks (differs)same for all |
Ethereum, Polygon, Arbitrum, Optimism
karmapay.xyz checked 30 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown |
Yes
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Fiat transfers: ACH (USD), SWIFT (USD), Domestic Wire (USD), SEPA (EUR), PIX (BRL), Bank Transfer (COP), and SPEI (MXN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
 
Apple Pay
docs.karmapay.xyz checked 29 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Apple Wallet support — add your Karma card to Apple Wallet for tap-to-payChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
 
Google Pay
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
docs.karmapay.xyz checked 29 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Implemented an updated fee collection mechanism for Karma card transactions, covering pass-through costs and service fees. Fees are automatically calculated and collected alongside each transaction wi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
- Apple Wallet support — add your Karma card to Apple Wallet for tap-to-payChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
For in-store contactless payments, add your Karta virtual card to your mobile wallet:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown | 5.00 USDT promotion, no end date stated
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? , regular 30.00 USDT karta.io checked 30 Oct 2026 Source and check Source karta.io Wording at the source Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Physical card issuancesame for all | unknown | unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Card payments - Karma service fee: 0.5% per transaction - FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all |
0.00 USD
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
- No subscriptions: No signup, monthly, or hidden feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta alternative: Zero monthly fees. Your account remains active as long as you use it, with no minimum balance requirements and no hidden maintenance charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown | unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Bank transfers - On-ramp fee: 1%* - Off-ramp fee: 0.5% - SEPA transfer: $1.45 - ACH transfer: $0.95Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all | unknown |
0 % above the market rate
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
While competitors charge 2-5% just to load your card, Karta offers 0% commission on crypto deposits. Your 100 USDT becomes $100 in spending power—no hidden conversion spreads, no "processing fees," no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
1 % + 0.30 USD
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
- FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
1 % above the network rate
karta.io checked 29 Oct 2026
Two sources, two values
Shown1 % above the network rate
karta.iochecked 29 Oct 2026
💡 Visa network charge: Visa applies a standard 1% international transaction fee on payments made in currencies other than USD. This is a Visa network standard separate from Karta's fees.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
- FX fee: 1% on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum FX feesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
- FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM fee (differs)same for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Implemented an updated fee collection mechanism for Karma card transactions, covering pass-through costs and service fees. Fees are automatically calculated and collected alongside each transaction wi...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
2.5 % + 1.00 USDT
karta.io checked 29 Oct 2026
Two sources, two values
Shown2.5 % + 1.00 USDT
karta.iochecked 29 Oct 2026
| ATM withdrawal (successful) | 1 USDT + 2.5% |Differingvalue not recorded karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee (differs)same for all |
0.5 %
docs.karmapay.xyz checked 29 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Karma service fee: 0.5% per transactionChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.5 %
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
| Card payment fee | 1.5% per transaction |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee (differs)same for all |
0 %
karmapay.xyz checked 30 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
- Cross Border Fee: up to 3%, currently 0%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
up to 3 %
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
- Foreign Exchange Fee (non USD): up to 3% - Cross Border Fee: up to 3%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Card payments - Karma service fee: 0.5% per transaction - FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Account closure feesame for all |
not published
karmapay.xyz checked 31 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
#### Transaction Fees Foreign Purchases: - Foreign Exchange Fee (non USD): up to 3%, currently 1% (Charged by Visa. There is no markup from Karma) - Cross Border Fee: up to 3%, currently 0% #### Pe...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
karta.io checked 31 Oct 2026
Source and check
Source
karta.io
Wording at the source
### Card & Spending Fees | Operation | Fee | |---|---| | Card issuance | 5 USDT (was 30 USDT) | | Card reissuance | 15 USDT | | Card payment fee | 1.5% per transaction | | ATM withdrawal (success...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
karmapay.xyz checked 31 Oct 2026
Source and check
Source
karmapay.xyz
Wording at the source
Charges relating to disputed Charges and Chargebacks that are pending resolution may still be due and owing as of the date that payment is due as provided in the applicable Periodic Statement. Chargeb...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
karta.io checked 31 Oct 2026
Source and check
Source
karta.io
Wording at the source
### Card & Spending Fees | Operation | Fee | |---|---| | Card issuance | 5 USDT (was 30 USDT) | | Card reissuance | 15 USDT | | Card payment fee | 1.5% per transaction | | ATM withdrawal (success...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Card payments - Karma service fee: 0.5% per transaction - FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Card payments - Karma service fee: 0.5% per transaction - FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund feesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Card payments - Karma service fee: 0.5% per transaction - FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity feesame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
General - No subscriptions: No signup, monthly, or hidden feesChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
General - No subscriptions: No signup, monthly, or hidden feesChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity rulesame for all | unknown |
Virtual Account Services may be suspended or terminated after more than 1 year without Orders or account access.
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
3.2. We may immediately reject transactions to or from, suspend or terminate, your Virtual Account Services and/or freeze any funds in the possession of our Third-Party Providers without prior notice...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacementsame for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Card payments - Karma service fee: 0.5% per transaction - FX fee: 1% on non-USD transactions - International transaction fee: $0.30 flat network fee charged by Visa on non-USD transactionsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Physical card issuance · Free cards · Annual fee · Top-up fee · Withdrawal fee | |
| Rewards | ||
| Cashback (differs)same for all |
not published
docs.karmapay.xyz checked 30 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Karma Points earned on swaps and card purchases. KP determine your rewards tier (Seed / Rising / Elite / Black) and its cashback rate, so a higher multiplier compounds: you earn KP faster, climb tiers...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
25 % (spend from 0/month) · in KARAT |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you) (differs)same for all |
not published
docs.karmapay.xyz checked 29 Oct 2026
Source and check
Source
docs.karmapay.xyz
Wording at the source
Referrals — invite friends with your own custom invite code.Checked Verified Add this value? No earlier versions What does [s] mean? |
5 USD
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta pays $5 for every friend who activates a card through your referral link.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Karma Card · Karta Card: promotions and bonuses as well as warnings and incidents.