Comparison
Airtm USD Virtual Prepaid Card vs. Tuyo Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Airtm USD Virtual Prepaid CardAirtm
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tuyo.com29 Oct 2026
Image source
Source
tuyo.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Tuyo CardTuyo
In short
- Tuyo Card has the best score (61.39).
| Attribute |
Airtm USD Virtual Prepaid CardAirtm
|
Tuyo CardTuyo
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual |
| Score | average | average |
| CostsWeight 25 % | 67 | 92 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 53 | 74 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 84 | 54 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
prepaid
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The daily spending limit is $2,000 USD. Keep in mind this is a prepaid card — you need to have funds loaded before you can use it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card typessame for all |
virtual
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Coming soon. Until then, it lives in your phone.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
### It's a Visa cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all | unknown |
smart wallet
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
Independent access is possible when your signer is authorized and the required contracts and transaction infrastructure are available on the network. Tuyo uses ZeroDev Kernel smart accounts; the versi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Tuyo Card has no issuance, monthly or yearly fee. A 1% FX fee applies to purchases in a currency other than USD, and the card provider charges a 1% fee on purchases outside the US. Both can apply toge...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The promotion applies to individual accounts only and will be void where prohibited by local law.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The Tuyo card cannot be issued to consumers residing in these U.S. states and territories:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Lead Bank
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Fiat services, including conversions and virtual account numbers, are provided through Bridge. Tuyo works with Rain for card issuance services, with cards issued by licensed partner institutions. Brid...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all |
not published
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The USD Virtual Prepaid Card is a dollar card you can use for local and international purchases. Available to users with verified residence in 15+ countries.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assetssame for all |
USDC
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDC
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| Compatible tokens | USDC on Base (convert inside Tuyo) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown |
Ethereum, BNB Smart Chain, Polygon, Arbitrum, Base
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown | unknown |
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. Go to the card dashboard in the app and follow the instructions to add it to Apple Wallet or Google Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| Mobile wallets | Apple Pay & Google Pay |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown |
Yes
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| ATM withdrawals | Supported at Visa ATMs — up to $250 per withdrawal (details) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown |
Yes
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Add it to your phone and pay with a tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No. Creating your first USD Virtual Prepaid Card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Not yet. A physical card is in the works and will be available soon.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. A variable fee applies to the gross amount you load. If you load more than $200 USD in a calendar month, no additional fee is charged on the amount above that threshold. You can check the exact p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown |
1 %
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| FX fee | 1% when you spend in a currency other than USD |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown | unknown |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all |
If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically.
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. If your card has no balance and you haven't made any loads in 180 days, it gets deleted automatically. No worries — you can create a new one right away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · Shipping · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Airtm USD Virtual Prepaid Card · Tuyo Card: promotions and bonuses as well as warnings and incidents.