Comparison
Tuyo Card vs. Wirex One Card (EEA): fees, limits & KYC
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tuyo.com29 Oct 2026
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Source
tuyo.com
Retrieved on
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Tuyo CardTuyo
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Wirex One Card (EEA)Wirex
In short
- Wirex One Card (EEA) has the lowest foreign currency fee (0 %).
- Tuyo Card has the best score (61.39).
| Attribute |
Tuyo CardTuyo
|
Wirex One Card (EEA)Wirex
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual Physical Metal |
| Score | average | average with variant Premium: 60 with variant Elite: 60.75 with variant Private: 61.5 with variant Bespoke: 62.63 |
| CostsWeight 25 % | 92 | 75 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 74 | 90 |
| AvailabilityWeight 10 % | not scored | 48 |
| RewardsWeight 10 % | not scored | 10 |
| TrustWeight 10 % | 54 | 83 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all | unknown |
debit
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.9. The Wirex Card does not provide any credit facility.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Coming soon. Until then, it lives in your phone.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
wirexone.freshdesk.com checked 29 Oct 2026
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Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical, metal
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical, metal
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
### It's a Visa cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
Wirex One's crypto-enabled card is available to any user, and offers up to 8% cashback on any purchase, anywhere Visa is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
smart wallet
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
Independent access is possible when your signer is authorized and the required contracts and transaction infrastructure are available on the network. Tuyo uses ZeroDev Kernel smart accounts; the versi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
smart wallet
wirexapp.com checked 30 Oct 2026
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Source
wirexapp.com
Wording at the source
3.3. The Self-Custodial Wallet is a non-custodial smart contract account that enables you to directly access and manage your digital assets and interact with on-chain functionality on Wirex One.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
- Stablecoin-funded card with up to 8% cashback in USD** instantly spendable in everyday lifeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Tuyo Card has no issuance, monthly or yearly fee. A 1% FX fee applies to purchases in a currency other than USD, and the card provider charges a 1% fee on purchases outside the US. Both can apply toge...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR
help.wirexapp.com checked 29 Oct 2026
Source and check
Source
help.wirexapp.com
Wording at the source
The billing currency for the European Economic Area is EUR, GBP for the United Kingdom, AUD for Australia, SGD for the APAC region, and USD for the United States.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The Tuyo card cannot be issued to consumers residing in these U.S. states and territories:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
has today launched Wirex One, the first stablecoin neobank built for the growing segment of mass affluent consumers, to the public.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
not published
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Fiat services, including conversions and virtual account numbers, are provided through Bridge. Tuyo works with Rain for card issuance services, with cards issued by licensed partner institutions. Brid...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Wirex Limited
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
Card-based Regulated Services is provided by Wirex Limited, a company incorporated in England and Wales (company number 09334596), authorised and regulated by the Financial Conduct Authority as an ele...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
KYC level
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Your Wirex One card comes with spending and withdrawal limits designed to keep your account secure. Some limits can be increased through additional verification.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown |
Available in 73 countries and regions
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Below is the current list of countries where Wirex One Card is available. Availability changes as we roll out new markets. If your country isn't listed yet, check back — we're expanding coverage regu...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
USDC
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| Compatible tokens | USDC on Base (convert inside Tuyo) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Select your token — compatible networks appear automatically.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networks (differs)same for all |
Ethereum, BNB Smart Chain, Polygon, Arbitrum, Base
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Which networks are supported?Supported networks are shown in the app when you select a token.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown |
Yes
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
- Bank Transfer (SEPA) — Fund your EUR account directly from any SEPA-supported bank.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| Mobile wallets | Apple Pay & Google Pay |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for cont...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawalssame for all |
Yes
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| ATM withdrawals | Supported at Visa ATMs — up to $250 per withdrawal (details) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.3. To set up your Personal Identification Number (PIN), you must follow the instructions available within your Profile. Your PIN is required to complete certain transactions, including ATM withdrawa...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Add it to your phone and pay with a tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.4. A transaction is authorised when you enter your PIN, use contactless functionality, provide card credentials online, or confirm the transaction in-app.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Not yet. A physical card is in the works and will be available soon.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown |
Standard:
unknown
1 more country/regionEEA: 5.00 EUR – 15.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| European Economic Area | DHLWorldMail (not trackable) | 5 EUR | | | European Economic Area | DHL Express ( trackable) | 15 EUR | |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Wirex One membership is a tiered programme that links your benefits to your portfolio structure. From the moment you open a Wirex One account, you start benefiting from the membership. There is no sub...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all | unknown |
only in the app
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Is there a fee?Fees are shown in full on the Review screen before you confirm.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
1 %
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| FX fee | 1% when you spend in a currency other than USD |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 %
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Foreign Exchange Fee | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown |
not applicable
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown |
not published
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
- Paying abroad — Many payments abroad come with no extra fees. Depending on your card type, a payment processed by a merchant in another country may include an additional charge, even when no currenc...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · Minimum FX fee · ATM fee · Transaction fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at Tuyo Card · Wirex One Card (EEA): promotions and bonuses as well as warnings and incidents.