Comparison
Bitmama Virtual Crypto Card vs. Bitrefill Card: fees, limits & KYC
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bitmama.io30 Oct 2026
Image source
Source
bitmama.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitmama Virtual Crypto CardBitmama
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitrefill CardBitrefill
In short
- Fewest documents: Bitmama Virtual Crypto Card (No ID).
- Bitmama Virtual Crypto Card has the best score (63.68).
| Attribute |
Bitmama Virtual Crypto CardBitmama
|
Bitrefill CardBitrefill
|
|---|---|---|
| Overview | KYC free (limited) Private Virtual | Requires KYC Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 100 | 70 |
| KYC and privacyWeight 20 % | 53 | 35 |
| FeaturesWeight 15 % | 40 | 82 |
| AvailabilityWeight 10 % | not scored | 22 |
| RewardsWeight 10 % | not scored | 40 |
| TrustWeight 10 % | 72 | 70 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | – | Not for nationals of: United States, Russia |
| KYC | KYC: No ID, ID document for higher volumes | KYC: ID document |
| Limits (entry level) | Level 1
|
Starter
|
| Basics | ||
| Card form (differs)same for all |
debit
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Bitmama virtual Crypto debit cards are protected with multiple layers of globally accepted security standards delivered by our card partners and Mastercard to ensure that your funds are protected from...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Use your own walletKeep your crypto where you feel safe and deposit to your card only when you want to turn it into euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
After funding your card, you are ready to use it anywhere Mastercard is accepted. Use the Bitmama virtual Crypto Card to make payment for international transactions in USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Pay anywhere with VISAPay online or in-store anywhere VISA is accepted** with Google Pay support.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Company maintains full custody of the assets, funds, and user data/information which may be turned over to Governmental Authorities in the event of your Account's suspension or termination arising...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
The custody and exchange of your crypto assets is handled by Striga Technology OÜ, a VASP licensed in Estonia. The card is issued, and payments are provided, by Wallester AS, licensed in Estonia.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
But, instead of using funds from a bank account, you will fund the card from your crypto (stable coins) wallet on Bitmama. The stablecoins will be converted to US dollars in your card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Use your own walletKeep your crypto where you feel safe and deposit to your card only when you want to turn it into euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
With the card, You make payments in Us dollars, not in crypto. Use it to buy things from your favorite brands, buy gift cards, invest, etcChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Use your own walletKeep your crypto where you feel safe and deposit to your card only when you want to turn it into euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Terms form a binding agreement between the Company and you, as an individual user ("you", "your" or "User") for your individual usage of the App and Platform.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Individuals aged 18 or older who passed an identity verification process (managed by our card partner) and are residents of the following countries are eligible to apply for the Bitrefill Card:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Standard:
unknown
1 more country/regionNigeria: Odoakpu Microfinance Bank Nigeria Limited bitmama.io checked 30 Oct 2026 Source and check Source bitmama.io Wording at the sourceIt is important to note that the card is marketed to you by Odoakpu Microfinance Bank Nigeria Limited (Odoakpu MfB), a financial institution licensed by the Central Bank of Nigeria (CBN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Wallester AS
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
The custody and exchange of your crypto assets is handled by Striga Technology OÜ, a VASP licensed in Estonia. The card is issued, and payments are provided, by Wallester AS, licensed in Estonia.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
plan
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Card Variations Various card designs with assigned limited based on your preferred colorChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, CUSD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Currently, Bitmama virtual Card accepts stablecoins, this gives you the opportunity to fund your crypto card with USDC (Usd Coin), USDT (Tether), and cUSD (Celo dollar).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDC, SOL, BNB, POL
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
USDCEthereum Network Polygon Network (ERC20) Solana Network (SPL)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
BitcoinBitcoin Network Lightning NetworkChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all | unknown | |
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Google Pay
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Pay anywhere with VISAPay online or in-store anywhere VISA is accepted** with Google Pay support.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| ATM withdrawalssame for all |
Yes
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Turn crypto into cashWithdraw any funds on your card at all ATMs accepting VISA globally.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all | unknown | |
| Unknown for all | Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
bitmama.io checked 30 Oct 2026
Two sources, two values
Shown0.00 USD
bitmama.iochecked 30 Oct 2026
Card Cost Get it for FREEDiffering1.00 USD bitmama.iofetched 30 Oct 2026 Virtual Card creation fee: $1Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Annual feesame for all | unknown | |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all |
free
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You may fund the Account as you choose to. No fees are charged by the Platform for funding the Account however, third parties, such as your bank, may charge transactions and other fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all |
not published
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
A variable spread reflecting the crypto to fiat exchange cost applies. The final amount to be charged will be visible for your approval before deposit confirmation.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all | unknown | |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
2.49 %
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
ATM Withdrawal2.49%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
0.50 USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Transaction processing fee per transaction: $0.5Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
10.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
12 Month Inactivity fee€10/monthlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
Card is inactive after 12 continuous months without spending or cash-out; then €10/month is charged (only from available balance) after 1-month and 1-week e-mail notice; at €0 balance the card and card account are deactivated.
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
A card is considered to be inactive if you do not spend or cash-out money for a continuous period of 12 months. Both a 1-month and 1-week prior notice will be sent by e-mail to you before charging any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Shipping · Annual fee · Top-up fee · Foreign currency fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all | 1 % (spend from 0/month) · in EUR | |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You earn commission in crypto every time the people you introduce to Bitmama complete a transaction in trade, swap crypto, buy crypto and pay later or use their Bitmama crypto cards.Checked Verified Add this value? No earlier versions What does [s] mean? |
not published
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Please refer to the Terms & Conditions of the Website before proceeding. The "Refer a Friend" campaign aims at expanding Bitrefill Customer network through the referral of friends.Checked Verified Add this value? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at Bitmama Virtual Crypto Card · Bitrefill Card: promotions and bonuses as well as warnings and incidents.