Comparison
Mercuryo Card vs. Nebeus Card: fees, limits & KYC
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mercuryo.io29 Oct 2026
Image source
Source
mercuryo.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Mercuryo CardMercuryo
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Nebeus CardNebeus
In short
- Fewest documents: Nebeus Card (ID document).
- Nebeus Card has the best score (45.83).
| Attribute |
Mercuryo CardMercuryo
|
Nebeus CardNebeus
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual |
| Score | very weak | weak with variant Plus: 36.47 with variant Pro: 36.65 |
| CostsWeight 25 % | 25 | 33 |
| KYC and privacyWeight 20 % | 0 | 35 |
| FeaturesWeight 15 % | 46 | 90 |
| AvailabilityWeight 10 % | 23 | 23 |
| RewardsWeight 10 % | not scored | 40 |
| TrustWeight 10 % | 62 | 53 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | Only for nationals of: European Economic Area | – |
| KYC | KYC: Full verification | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
debit
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
A multi-chain debit card for instant, contactless crypto payments—anywhere, anytimeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
The Nebeus Card is a Mastercard that pays straight from your Nebeus current accounts. There is nothing to top up: each payment is taken from your accounts automatically.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
virtual
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
Nebeus doesn't issue physical cards: Apple Pay and Google Pay take their place.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
Mastercard
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
Mercuryo Spend Card is a virtual EUR debit Mastercard that users can fund with cryptocurrency and use for payments worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
The Nebeus Card is a virtual Mastercard. You can pay with it online and in apps straight away, and in shops once you add it to Apple Pay or Google Pay on your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all | unknown |
custodial
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
\| BitGo Europe GmbH \| Crypto Wallet and Custody providerChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Users can top it up with DOT, and the funds are automatically converted at the time of payment.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
converted on spend
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
The card has no balance of its own. It pays from your Nebeus current accounts: a payment in a currency you hold comes from that account first. If that is not enough, the rest comes from your other cur...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR
widget.docs.mercuryo.io checked 29 Oct 2026
Source and check
Source
widget.docs.mercuryo.io
Wording at the source
Mercuryo Spend Card is a virtual EUR debit Mastercard that users can fund with cryptocurrency and use for payments worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Usagesame for all |
personal
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
It was designed to give customers the ability to pay with their crypto assets for everyday purchases.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
The card is available for personal accounts. You need to complete your verification first: it takes a few minutes, and then you can order your card in Cards.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Quicko Sp. z o.o.
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
The Spend Card is a virtual card issued by Quicko Sp. z o.o.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
These services are available exclusively to EEA residents and are delivered through authorized financial institutions. The specific provider responsible will be disclosed at the time of service activa...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
user setting
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
Limits cap how much your card can spend, so a lost card or a fraudster can't empty your accounts. You can change them yourself.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in: European Economic Area
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Currently available in the European Economic Area, with plans to expand to more regions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
DOT
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
With the Nova x Mercuryo Mastercard Debit Card, users can top up their cards using Polkadot (DOT) tokens, providing a unique way of spending for everyday purchases using DOT tokens that are converted...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDC, XRP, DOGE, ADA, LTC, AVAX, LINK, BCH, MATIC, XLM
nebeus.com checked 30 Oct 2026
Source and check
Source
nebeus.com
Wording at the source
Nebeus currently supports the following coins: Bitcoin, Ethereum, USD Coin, Ripple, Litecoin, Bitcoin Cash, Polygon, Doge, Cardano, Chainlink, Uniswap, Avalanche, Stellar, Algorand, Aave, Fantom, The...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? + 17 moreBTCETHUSDCXRPDOGEADALTCAVAXLINKBCHMATICXLMSHIBUNIAAVE1INCHALGOAPEBONKCELOCHZEOSEUROCFLOKIFTMGRTPEPESANDXTZ |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Polkadot
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
With the Nova x Mercuryo Mastercard Debit Card, users can top up their cards using Polkadot (DOT) tokens, providing a unique way of spending for everyday purchases using DOT tokens that are converted...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all | unknown |
Yes
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
- ✓ If a purchase is paid partly from a euro account and partly from crypto, only the crypto part counts.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
Apple Pay & Google Pay Tap to pay with cryptoChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
The Nebeus Card is a virtual Mastercard. You can pay with it online and in apps straight away, and in shops once you add it to Apple Pay or Google Pay on your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
spend.docs.mercuryo.io checked 30 Oct 2026
Source and check
Source
spend.docs.mercuryo.io
Wording at the source
No, ATM withdrawals are not possible.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
- Cash per month: all cash withdrawals in a month.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
mercuryo.io checked 29 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
A multi-chain debit card for instant, contactless crypto payments—anywhere, anytimeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuancesame for all |
0.00 EUR
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
The Spend card, compatible with LEDGER™, comes with no issuance fee, allowing users to use it immediately without any upfront costs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuancesame for all |
not applicable
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
Nebeus doesn't issue physical cards: Apple Pay and Google Pay take their place.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
- Apply for the Card. Complete the KYC process and get your virtual card activated.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all | unknown |
0.00 EUR
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
| Monthly fee | Free |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown | |
| Top-up fee (differs)same for all |
not published
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
9.1. All applicable fees, exchange rates, charges, spreads and transaction details will be disclosed to you before you confirm the relevant transaction, to the extent required by applicable law and te...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
The Nebeus Card is a Mastercard that pays straight from your Nebeus current accounts. There is nothing to top up: each payment is taken from your accounts automatically.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
not published
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
9.1. All applicable fees, exchange rates, charges, spreads and transaction details will be disclosed to you before you confirm the relevant transaction, to the extent required by applicable law and te...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
| Payments from an account in another currency | Converted at the Nebeus sell rate |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
not published
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
9.1. All applicable fees, exchange rates, charges, spreads and transaction details will be disclosed to you before you confirm the relevant transaction, to the extent required by applicable law and te...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
| Payments from an account in another currency | Converted at the Nebeus sell rate |Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
not applicable
spend.docs.mercuryo.io checked 30 Oct 2026
Source and check
Source
spend.docs.mercuryo.io
Wording at the source
No, ATM withdrawals are not possible.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | unknown |
free
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
| Card payments in your account's currency | Free |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
1.00 EUR
mercuryo.io checked 30 Oct 2026
Source and check
Source
mercuryo.io
Wording at the source
There are no hidden fees to worry about, and the only charge is a €1 monthly maintenance fee, which applies only after three consecutive months of inactivity.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Annual fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | |
| Referral bonus (invited friend)same for all | unknown |
up to 20 USDC
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
| 2 | Level 1 completed and cumulative exchange volume of at least €1,000 within the Qualifying Period | An additional 15 USDC (20 USDC in total) | 20 USDC, or 40 USDC if the Referred User registered...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you)same for all | unknown |
20 USDC
help.nebeus.com checked 30 Oct 2026
Source and check
Source
help.nebeus.com
Wording at the source
| 2 | Level 1 completed and cumulative exchange volume of at least €1,000 within the Qualifying Period | An additional 15 USDC (20 USDC in total) | 20 USDC, or 40 USDC if the Referred User registered...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at Mercuryo Card · Nebeus Card: promotions and bonuses as well as warnings and incidents.