Comparison
Oobit Crypto Card vs. RedotPay Card: fees, limits & KYC
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Oobit Crypto CardOobit
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on RedotPay CardRedotPay
In short
- RedotPay Card has the lowest foreign currency fee (1.2 %).
- Fewest documents: RedotPay Card (ID document).
- Oobit Crypto Card has the best score (66.34).
| Attribute |
|
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual Physical |
| Score | good | average with variant Pro (monthly): 59.99 with variant Pro (annual): 59.99 |
| CostsWeight 25 % | 80 | 70 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 88 | 98 |
| AvailabilityWeight 10 % | 65 | 74 |
| RewardsWeight 10 % | 100 | not scored |
| TrustWeight 10 % | 81 | 67 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | – | Not for nationals of: United States, Ukraine, Russia, Syria +39 more |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
credit
oobit.com checked 29 Oct 2026
Source and check
Source
oobit.com
Wording at the source
The Oobit Crypto Card is a credit card that uses your digital assets as collateral for everyday spending. Transactions run over the Visa network and settle in local currency, so merchants are paid the...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
The RedotPay card is a stablecoin-based card that lets you spend crypto like a regular card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? |
| Card types (differs)same for all |
virtual
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Oobit, the crypto payments platform, has launched contactless crypto ATM cash withdrawals, allowing KYC-verified users globally to withdraw physical cash by tapping their phones at any supported NFC-e...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Stablecoin-based cards: Issue virtual and physical cards for global spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card network (differs)same for all |
Visa
oobit.com checked 29 Oct 2026
Source and check
Source
oobit.com
Wording at the source
The Oobit Crypto Card is a credit card that uses your digital assets as collateral for everyday spending. Transactions run over the Visa network and settle in local currency, so merchants are paid the...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
It works at any merchant that accepts major card networks, including online, in-store, and at ATMs (with a physical card).Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? |
| Custody (differs)same for all |
self-custody
oobit.com checked 30 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Oobit doesn't hold your funds. Connect MetaMask, Trust Wallet, Phantom, or Base, and your crypto stays in your wallet until the exact moment you tap to pay. No pre-funding, no custodial balance sittin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
redotpay.com checked 28 Oct 2026
Source and check
Source
redotpay.com
Wording at the source
As part of the Custodian's custodial services in relation to the Custodian Account(s), the Custodian shall store certain supported Digital Assets on the user's behalfChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Funding modelsame for all |
converted on spend
oobit.com checked 29 Oct 2026
Source and check
Source
oobit.com
Wording at the source
A crypto card is a payment card that lets you use USDT, Bitcoin, Ethereum, and other stablecoins as easily as cash. With Oobit, you stay in crypto until the point of purchase. When you pay, your crypt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Spend instantly: No need to manually sell your crypto; we convert it to local currency the moment you pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card currenciessame for all |
USD
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
From January 21, 2026, all new cards are issued in USD.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Usagesame for all |
personal
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
You will use the Oobit Card for personal, family, or household useChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
One Account: Only one verified account is allowed per person.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
ThirdNational
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is ThirdNational.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
redotpay.com checked 28 Oct 2026
Source and check
Source
redotpay.com
Wording at the source
is an actual issuer of the RedotPay CardChecked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
| Limits depend onsame for all | unknown | |
| Cards per accountsame for all | unknown | |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all |
Available in 74 countries and regions
oobit.com checked 30 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Oobit is available in 80+ countries across six continents, and we add new markets regularly.Europe: Albania, Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czechia, Denm...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Oobit supports USDC, USDT, BNB, USDR, EURR, BTC, DOGE, ETH, SOL, TRX, XRP, XTZ, TON, VET, XAUT, LTC, XLM, TRUMP, ADA, BCH, and SHIB for payments and transfers.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? + 3 moreBTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCBCHXLMSHIB |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, SUI
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
- BTC - ETH - BNB - SOL - S - SUI - TRX - XRP - USDT - USDCChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networks (differs)same for all |
Ethereum, Polygon, Arbitrum, Optimism
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
"Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
helpcenter.redotpay.com checked 28 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Each one is only accepted on specific networks shown on the Deposit page in your app.Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
| Fiat top-upsame for all |
Yes
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
You can buy crypto in the Oobit app with a credit card starting from 10 USD or transfer supported cryptocurrencies from your existing wallet or exchange.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
You can add local currency to your RedotPay account by opening a personal funding account in USD, GBP, or EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
oobit.com checked 29 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Connect your wallet or top up with stablecoins, then add your card to Apple Pay or Google Wallet. Simple as that.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
redotpay.com checked 29 Oct 2026
Source and check
Source
redotpay.com
Wording at the source
Apple Pay/Google Pay IntegrationChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawalssame for all |
Yes
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
KYC-verified users can now tap their phones at supported NFC-enabled ATMs to withdraw cash from their Oobit balance, without a physical card or linked bank account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Yes. You can withdraw cash with your physical RedotPay card at any ATM that supports major card networks.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Contactlesssame for all |
Yes
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Oobit, the crypto payments platform, has launched contactless crypto ATM cash withdrawals, allowing KYC-verified users globally to withdraw physical cash by tapping their phones at any supported NFC-e...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
redotpay.com checked 29 Oct 2026
Source and check
Source
redotpay.com
Wording at the source
Simply tap or swipe to payChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Yes. With Oobit, creating and holding a card is free. If a fee applies, it will always be shown clearly in your receipt or confirmation.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
10.00 USD
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Virtual card: 10 USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Physical card issuancesame for all | unknown |
100.00 USD
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Physical card: 100 USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 USD
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Yes. With Oobit, creating and holding a card is free. If a fee applies, it will always be shown clearly in your receipt or confirmation.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
No. RedotPay doesn't charge any card management, monthly, or annual fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
12.90 USD
helpcenter.redotpay.com checked 28 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Monthly Membership: $12.90 / monthChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Annual feesame for all |
0.00 USD
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Yes. With Oobit, creating and holding a card is free. If a fee applies, it will always be shown clearly in your receipt or confirmation.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
redotpay.com checked 29 Oct 2026
Source and check
Source
redotpay.com
Wording at the source
### Physical Card ## Tap Into Everyday Spending Shop, withdraw, and manage your money globally with our stablecoin-based card. No annual feesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
129.00 USD
helpcenter.redotpay.com checked 28 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Annual Membership: $129.00 / yearChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown |
free
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
RedotPay doesn't charge any fees to deposit funds into your account.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto conversion feesame for all | unknown |
1 %
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
| Crypto conversion | 1% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Foreign currency fee (differs)same for all |
1.5 %
oobit.com checked 30 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Foreign Transaction Fees up to 1.5%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
1.2 %
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
| Transaction in another currency | 1.2% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
2.5 %
oobit.com checked 30 Oct 2026
Source and check
Source
oobit.com
Wording at the source
ATM withdrawals There’s a 2.5% fee on ATM withdrawals. 2.5%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown |
0.00 USD
helpcenter.redotpay.com checked 29 Oct 2026
Source and check
Source
helpcenter.redotpay.com
Wording at the source
Are There Any Fees if I Don't Use My RedotPay Card for a Month? July 28, 2026 No. RedotPay doesn't charge any card management, monthly, or annual fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Shipping · Top-up fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
10 %
oobit.com checked 28 Oct 2026
Source and check
Source
oobit.com
Wording at the source
Token Rewards: Users will receive 10% token rewards on eligible transactions paid with OOB tokens, capped at a maximum spend of USD 5,000;Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Oobit Crypto Card · RedotPay Card: promotions and bonuses as well as warnings and incidents.