Comparison
Oppi Wallet Card vs. Spritz Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Oppi Wallet CardOppi Wallet
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Spritz CardSpritz Finance
In short
- Fewest documents: Oppi Wallet Card (No ID).
- Oppi Wallet Card has the best score (6.4).
| Attribute |
Oppi Wallet CardOppi Wallet
|
Spritz CardSpritz Finance
|
|---|---|---|
| Overview | KYC free (limited) Private & business Virtual Physical | Requires KYC Private Virtual Physical |
| Score | average with variant Physical Card: 6.1 | average |
| CostsWeight 25 % | 7.7 | 5.3 |
| TrustWeight 20 % | 5.8 | 3.7 |
| KYC and privacyWeight 15 % | 10.0 | 6.5 |
| FeaturesWeight 15 % | 7.5 | 8.6 |
| AvailabilityWeight 10 % | not scored | 4.4 |
| RewardsWeight 10 % | 0.0 | 9.3 |
| CommunityWeight 5 % | 5.2 | not scored |
| KYC | KYC: No ID, ID + proof of address for higher volumes | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs)same for all |
prepaid
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Top-up model | pre-funded non-custodial |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
credit
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
We're excited to officially launch the upgraded Spritz Card—a fully-collateralized premium Visa credit card that lets you use your crypto instantly, without lockups or staking requirements.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |  
Mastercard
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Your virtual card runs on the Mastercard network. Which means that it works at any online store, subscription services, or payment platform that accepts Mastercard globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
 
Visa
spritz.finance checked 30 Oct 2026
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Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Oppi does not hold your funds at any point. Your crypto stays in your self-custody wallet until you choose to load the card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card offers something different: A high-limit, non-custodial, real-time spending experience, directly powered by your crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
- SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The foreign exchange charge is only 2 to 2.5 percent when purchasing in a currency other than USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
- SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal, business
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Manage spending by setting up virtual cards to use on subscriptions, travel, daily purchases, or business.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
On June 1, we're launching the Spritz Card: a premium Visa credit card designed specifically for people who live onchain and want a better way to spend their crypto.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not published
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
SPRITZ SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, OR CLAIMS ARISING OUT OF OR RELATED TO SERVICES PROVIDED BY THIRD-PARTY PARTNERS, INCLUDING BUT NOT LIMITED TO FIAT ONRAMPS, OFFRAMPS, PAYMENT PROCE...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
KYC level
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The Oppi virtual crypto card is available in 210+ countries and works wherever Mastercard is accepted. Some countries may have restrictions for card features based on local rules, so eligibility is ch...Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
ETH, USDC, SOL
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card connects to your wallet and accepts 50,000+ tokens across multiple chains. ETH on mainnet. USDC on Base. SOL if that's what you're holding today.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assets (differs)same for all |
40
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The platform supports 40+ digital assets across Ethereum, BSC, Polygon, TRON and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
50,000
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The Spritz Card connects to your wallet and accepts 50,000+ tokens across multiple chains. ETH on mainnet. USDC on Base. SOL if that's what you're holding today.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up networks (differs)same for all |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Multi-chain support | Ethereum, BSC, Polygon, TRON, Solana |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Sui
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
| Arbitrum One | All Tokens | All Tokens | USDC | USDT, USDC, agEUR | All Tokens | | Avalanche C-Chain | All Tokens | All Tokens | USDC | x | All Tokens | | Base | All Tokens | All Tokens | Coming Soo...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
No
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate. No need to manually exchange or convert your c...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
- Virtual or Physical Visa Signature — works with Apple Pay and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Now, turn your digital assets into purchasing power. Shop, pay bills or withdraw cash worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
The physical card handles everything else. Tap at retail. Swipe at restaurants. Insert at gas pumps.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
5.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Card issuance fee | $5 for virtual card, $100 for physical card |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
100.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
free
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all | unknown | |
| Foreign currency fee (differs)same for all |
2–2.5 %
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The foreign exchange charge is only 2 to 2.5 percent when purchasing in a currency other than USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
SpritzCard: all funds added to the SpritzCard will be denominated and stored in $USD. You may make international purchases in other currencies and will be charged local exchange and conversion rates a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
not published
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account! The base fee for card loading/top-ups is 1% (base of 0.5% + 0.5% virtual card load) with a minimum fee of $2Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
free
help.spritz.finance checked 30 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all |
10.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Account closure feesame for all |
not published
oppiwallet.com checked 31 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
## Frequently Asked Questions About the Oppi Wallet Virtual Card Oppi charges a one-time $10 activation fee and credits $5 back to your card balance. There are no monthly or annual fees. A 2% to 2.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 31 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
oppiwallet.com checked 31 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
## Frequently Asked Questions About the Oppi Wallet Virtual Card Oppi charges a one-time $10 activation fee and credits $5 back to your card balance. There are no monthly or annual fees. A 2% to 2.5%...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
help.spritz.finance checked 31 Oct 2026
Source and check
Source
help.spritz.finance
Wording at the source
There are no fees to spend on your SpritzCard or to maintain your Spritz account!Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Initial recharge refers to the minimum deposit required for card creation to cover the card creation fees and ensure you have funds available for transactions. ### What can I buy with the remaining $...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
not applicable
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The top alternative for this is Oppi Wallet which is available worldwide, though you cannot earn cashbacks with Oppi Card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
5 %
spritz.finance checked 30 Oct 2026
Source and check
Source
spritz.finance
Wording at the source
During those three days, every purchase at airlines, hotels, restaurants, and travel agencies earns 5% back as Spritz CreditsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have a refer and earn program for Oppi users. You earn rewards when you refer someone using your referral code.Checked Verified Add this value? History What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Oppi Wallet Card · Spritz Card: promotions and bonuses as well as warnings and incidents.