Comparison
OrbitX Card vs. XPlace Card: fees, limits & KYC
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orbitxpay.com30 Oct 2026
Image source
Source
orbitxpay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
OrbitX CardOrbitX
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
XPlace CardXPlace
In short
- XPlace Card has the lowest monthly fee (unknown).
- XPlace Card has the lowest foreign currency fee (1 %).
- Fewest documents: OrbitX Card (ID document).
- XPlace Card has the best score (61.51).
| Attribute |
OrbitX CardOrbitX
|
XPlace CardXPlace
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical Metal | Requires KYC Private Virtual Physical |
| Score | average with variant OrbitX Lux: 61.73 | average with variant Silver: 57.6 with variant Gold: 52.51 with variant Platinum: 53.74 |
| CostsWeight 25 % | 54 | 83 |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 71 | 73 |
| AvailabilityWeight 10 % | 97 | 97 |
| RewardsWeight 10 % | not scored | 30 |
| TrustWeight 10 % | 81 | 85 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
credit
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX CARDHOLDER AGREEMENT – SET LINE OF CREDITChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
credit
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo $12/paid annually $12/paid annually Visa Platinum Visa Platinum 100$ (Plastic Card) 100$ (Plastic Card) YesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
virtual, metal
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux $30/paid annually $30/paid annually Visa Signature Visa Signature $350 (Metal Card) $350 (Metal Card) YesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Virtual card: minutes after sign-up. Physical card: 7–14 business days depending on the region. Silver physical cards are live. Gold and Platinum coming soon.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Featuring one of the most powerful crypto cards available today. Powered by Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Borrow against your assets. Spend anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody (differs)same for all |
smart wallet
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
The Collateral will be owned by you at all times and held in your custody within one or more smart contracts on the Supported Blockchains. OrbitX will only have access to the Collateral during or afte...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
No. Your funds sit in your self-custodial wallet. Yield assets are deployed into audited DeFi protocols (Kamino Finance), where you remain the on-chain owner. XPlace cannot freeze, seize, or move your...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
credit line
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
credit line
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
If you make a transaction in a foreign currency, the Payment Card Network will convert it into a U.S. dollar amount. The Payment Card Network will use its currency conversion procedures in effect when...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
docs.x.place checked 30 Oct 2026
Source and check
Source
docs.x.place
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
You will use the OrbitX Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
docs.x.place checked 30 Oct 2026
Source and check
Source
docs.x.place
Wording at the source
You will use the XPlace Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Third National
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
The XPlace Visa card is issued by Third National under a programme managed by Signify Holdings, Inc.; fiat services are provided by regulated third-party partners; borrowing is executed by the Kamino...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
plan
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux $0.00 $0.00 Unlimited Unlimited Unlimited Unlimited $1,000 $1,000Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
plan
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Basic Annual fee Free Monthly limit $2,000Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Not available in 17 countries and regions
docs.x.place checked 30 Oct 2026
Source and check
Source
docs.x.place
Wording at the source
XPlace accounts are not available in the following countries (this list may be updated at any time): 1. Belarus 2. China (Mainland) 3. Cuba 4. India 5. Iran 6. Iraq 7. Israel 8. Myanmar 9. Nepal 10....Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
USDT, USDC USDT, USDC Polygon, BaseChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
XPlace runs on Solana. Supported assets: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT, and xStocks (tokenized equities).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networks (differs)same for all |
Polygon, Base
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Polygon, Base Polygon, Base Solana, TronChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Solana
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
XPlace runs on Solana. Supported assets: BTC (cbBTC), ETH (wETH), SOL, JitoSOL, USDC, USDT, and xStocks (tokenized equities).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | ||
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Apple Pay T&CGoogle Pay T&CChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Anywhere Visa is accepted – online, offline. Apple Pay and Google Pay native.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo Global Global $0.00 $0.00Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all |
Yes
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Tap on your terms 03 Cash Mode for direct spending. Credit Mode borrows against your holdings – credit opens automatically the moment you tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuancesame for all | ||
| Physical card issuancesame for all |
100.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Visa Platinum Visa Platinum 100$ (Plastic Card) 100$ (Plastic Card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | ||
| Shippingsame for all | ||
| Monthly feesame for all | ||
| Annual fee (differs)same for all |
12.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo $12/paid annuallyChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
30.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux $30/paid annuallyChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Basic Free $2K 0,5% 1%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
99.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Silver $99/y $10K 1% 0,5%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
249.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Gold $249/y $200K 1,5% 0,25%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
999.00 USD
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Platinum $999/y $750K 2% 0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up feesame for all | ||
| Crypto deposit feesame for all |
free
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
2.00% 2.00% 0% 0% $2.00Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all |
unknown
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Checked
Verified
Check overdue · last 30 Oct 2026
Add this value?
Unchanged since 30 Oct 2026
What does [s] mean?
|
|
| Foreign currency fee (differs)same for all |
2 %
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo 20c 20c 2.00% 2.00%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
1 %
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux 10c 10c 1% 1%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Basic Free $2K 0,5% 1%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.5 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Silver $99/y $10K 1% 0,5%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.25 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Gold $249/y $200K 1,5% 0,25%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
x.place checked 29 Oct 2026
Source and check
Source
x.place
Wording at the source
Platinum $999/y $750K 2% 0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
2 % + 2.00 USD (plus base ATM operator charges)
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
$2.00 Base ATM charges + 2% + $2 Base ATM charges + 2% + $2 $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | ||
| Cross-border feesame for all |
0 %
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Cross Border Fee: 0% Deposit Fees upto 1% Penalty FeesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all |
2.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
0% 0% $2.00 $2.00 Base ATM charges + 2% + $2 Base ATM charges + 2% + $2 $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all | ||
| Minimum top-upsame for all | ||
| Declined payment feesame for all |
0.10 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
$100 $100 $0.10 $0.10 OrbitX LuxChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0.05 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
$199 $199 $0.05 $0.05Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all |
100.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
NA NA $100 $100 $0.10 $0.10Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
199.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Included Included $199 $199 $0.05 $0.05Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Virtual card issuance · Free cards · Shipping · Monthly fee · Top-up fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Transaction fee · Activation fee · Minimum top-up · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all | ||
| Welcome bonussame for all | ||
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at OrbitX Card · XPlace Card: promotions and bonuses as well as warnings and incidents.