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Comparison

RivoCard vs. UnCard: fees, limits & KYC

In short

  • UnCard has the best score (5.4).
Show

differs best value same for all

Attribute Illustration: Standard RivoCardRivoCard Online Card UnCardUnCard
Overview KYC free (limited) Private & business Virtual KYC free (limited) Private & business Virtual
Score weak average
CostsWeight 25 % 0.0 5.1
TrustWeight 20 % 1.6 1.9
KYC and privacyWeight 15 % 10.0 8.5
FeaturesWeight 15 % 7.9 7.8
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % 0.0 not scored
CommunityWeight 5 % not scored not scored
KYC KYC: No ID up to 20,000.00 USD per payment, then ID + proof of address KYC: No ID, ID + proof of address for higher volumes
Limits (entry level) Basic KYC
  • Top-up per transaction: 20,000 USD
  • Spending per day: 20,000 USD
  • Spending per month: 20,000 USD
+1
no limits captured
Basics
Card formsame for all
prepaid rivocard.com checked 30 Oct 2026
prepaid uncard.cc checked 29 Oct 2026
Card typessame for all
virtual rivocard.com checked 30 Oct 2026
virtual uncard.cc checked 29 Oct 2026
Card networksame for all
Visa rivocard.com checked 29 Oct 2026
Visa uncard.cc checked 29 Oct 2026
Custodysame for all
custodial rivocard.com checked 30 Oct 2026
custodial uncard.cc checked 29 Oct 2026
Funding modelsame for all
fiat balance rivocard.com checked 30 Oct 2026
fiat balance uncard.cc checked 29 Oct 2026
Card currenciessame for all
USD rivocard.com checked 30 Oct 2026
USD uncard.cc checked 29 Oct 2026
Usagesame for all
personal, business rivocard.com checked 30 Oct 2026
personal, business uncard.cc checked 29 Oct 2026
Issuer / BIN sponsorsame for all
not published rivocard.com checked 30 Oct 2026
not published uncard.cc checked 30 Oct 2026
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Unknown for allLimits depend on · Cards per account
Availability
Available in
unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH rivocard.com checked 30 Oct 2026
BTC, ETH, USDT, SOL, LTC, XMR uncard.cc checked 29 Oct 2026
Number of supported assets (differs)
10 rivocard.com checked 30 Oct 2026
not published uncard.cc checked 30 Oct 2026
Top-up networks
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin rivocard.com checked 30 Oct 2026
unknown
Fiat top-up
Yes rivocard.com checked 30 Oct 2026
unknown
Payments
Mobile walletssame for all
Apple Pay Google Pay rivocard.com checked 29 Oct 2026
Apple Pay Google Pay uncard.cc checked 29 Oct 2026
ATM withdrawals
No rivocard.com checked 29 Oct 2026
unknown
Contactlesssame for all
Yes rivocard.com checked 29 Oct 2026
Yes uncard.cc checked 29 Oct 2026
Fees
Virtual card issuance (differs)
0.00 USD rivocard.com checked 30 Oct 2026
only in the app uncard.cc checked 29 Oct 2026
Physical card issuancesame for all
not applicable rivocard.com checked 29 Oct 2026
not applicable uncard.cc checked 29 Oct 2026
Free cards
unknown
unknown
Shippingsame for all
not applicable rivocard.com checked 29 Oct 2026
not applicable uncard.cc checked 30 Oct 2026
Monthly feesame for all
0.00 USD rivocard.com checked 30 Oct 2026
0.00 USD uncard.cc checked 29 Oct 2026
Annual fee
0.00 USD rivocard.com checked 30 Oct 2026
unknown
Top-up fee (differs)
5 % rivocard.com checked 30 Oct 2026
only in the app uncard.cc checked 29 Oct 2026
Crypto deposit fee
5 % rivocard.com checked 30 Oct 2026
unknown
Crypto conversion fee (differs)
0 % rivocard.com checked 29 Oct 2026
not published uncard.cc checked 30 Oct 2026
Foreign currency fee (differs)
0 % rivocard.com checked 30 Oct 2026
only in the app uncard.cc checked 30 Oct 2026
FX free allowance
not applicable rivocard.com checked 30 Oct 2026
unknown
Minimum FX fee (differs)
0.00 USD rivocard.com checked 30 Oct 2026
only in the app uncard.cc checked 30 Oct 2026
ATM fee
not applicable rivocard.com checked 29 Oct 2026
unknown
Transaction fee (differs)
free rivocard.com checked 30 Oct 2026
only in the app uncard.cc checked 30 Oct 2026
Cross-border fee
0 % rivocard.com checked 30 Oct 2026
unknown
Withdrawal fee
5 % rivocard.com checked 30 Oct 2026
unknown
Activation fee
0.00 USD rivocard.com checked 30 Oct 2026
unknown
Account closure feesame for all
not published rivocard.com checked 31 Oct 2026
not published uncard.cc checked 31 Oct 2026
Dispute feesame for all
not published rivocard.com checked 31 Oct 2026
not published uncard.cc checked 31 Oct 2026
Minimum top-up (differs)
50.00 USD rivocard.com checked 30 Oct 2026
20.00 USD uncard.cc checked 30 Oct 2026
Declined payment fee (differs)
0.00 USD rivocard.com checked 30 Oct 2026
not published uncard.cc checked 30 Oct 2026
Refund fee
free rivocard.com checked 30 Oct 2026
unknown
Inactivity fee
0.00 USD rivocard.com checked 29 Oct 2026
unknown
Minimum monthly spend (differs)
0.00 USD rivocard.com checked 30 Oct 2026
not published uncard.cc checked 30 Oct 2026
Inactivity rule
No inactivity fee; the balance stays valid and the card stays active regardless of how long it goes unused. rivocard.com checked 30 Oct 2026
unknown
Card replacement
free rivocard.com checked 30 Oct 2026
unknown
Unknown for allFree cards
Rewards
Cashback
not applicable rivocard.com checked 29 Oct 2026
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown
Unknown for allReferral bonus (invited friend) · Referral bonus (you) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at RivoCard · UnCard: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.