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Comparison

RivoCard vs. Yellowdotpay Virtual Card: fees, limits & KYC

In short

  • Yellowdotpay Virtual Card has the best score (6.7).
Show

differs best value same for all

Attribute Illustration: Standard RivoCardRivoCard Japanese Virtual Card Yellowdotpay Virtual CardYellowdotpay
Overview KYC free (limited) Private & business Virtual KYC free (limited) Private & business Virtual
Score weak good
CostsWeight 25 % 0.0 6.7
TrustWeight 20 % 1.6 6.2
KYC and privacyWeight 15 % 10.0 10.0
FeaturesWeight 15 % 7.9 6.4
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % 0.0 not scored
CommunityWeight 5 % not scored 5.9
KYC KYC: No ID up to 20,000.00 USD per payment, then ID + proof of address KYC: No ID
Limits (entry level) Basic KYC
  • Top-up per transaction: 20,000 USD
  • Spending per day: 20,000 USD
  • Spending per month: 20,000 USD
+1
  • Spending in total: 50,000 USD
Basics
Card formsame for all
prepaid rivocard.com checked 30 Oct 2026
prepaid yellowdotpay.net checked 30 Oct 2026
Card typessame for all
virtual rivocard.com checked 30 Oct 2026
virtual yellowdotpay.net checked 30 Oct 2026
Card network
Visa rivocard.com checked 29 Oct 2026
unknown
Custodysame for all
custodial rivocard.com checked 30 Oct 2026
custodial yellowdotpay.net checked 30 Oct 2026
Funding modelsame for all
fiat balance rivocard.com checked 30 Oct 2026
fiat balance yellowdotpay.net checked 30 Oct 2026
Card currencies (differs)
USD rivocard.com checked 30 Oct 2026
ARS, EUR, KRW, TRY, USD yellowdotpay.net checked 30 Oct 2026
Usagesame for all
personal, business rivocard.com checked 30 Oct 2026
personal, business yellowdotpay.net checked 30 Oct 2026
Issuer / BIN sponsor
not published rivocard.com checked 30 Oct 2026
unknown
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Unknown for allLimits depend on · Cards per account
Availability
Available in
unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH rivocard.com checked 30 Oct 2026
BTC, ETH, USDT, USDC, SOL, BNB, TRX, TON, LTC, BCH, AVAX, POL yellowdotpay.net checked 30 Oct 2026
Number of supported assets
10 rivocard.com checked 30 Oct 2026
unknown
Top-up networks (differs)
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin rivocard.com checked 30 Oct 2026
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, TON, Litecoin yellowdotpay.net checked 30 Oct 2026
Fiat top-upsame for all
Yes rivocard.com checked 30 Oct 2026
Yes yellowdotpay.net checked 30 Oct 2026
Payments
Mobile walletssame for all
Apple Pay Google Pay rivocard.com checked 29 Oct 2026
Apple Pay Google Pay yellowdotpay.net checked 30 Oct 2026
ATM withdrawalssame for all
No rivocard.com checked 29 Oct 2026
No yellowdotpay.net checked 30 Oct 2026
Contactless (differs)
Yes rivocard.com checked 29 Oct 2026
No yellowdotpay.net checked 30 Oct 2026
Fees
Virtual card issuance (differs)
0.00 USD rivocard.com checked 30 Oct 2026
5.00 USD yellowdotpay.net checked 30 Oct 2026
Physical card issuancesame for all
not applicable rivocard.com checked 29 Oct 2026
not applicable yellowdotpay.net checked 30 Oct 2026
Free cards
unknown
unknown
Shippingsame for all
not applicable rivocard.com checked 29 Oct 2026
not applicable yellowdotpay.net checked 30 Oct 2026
Monthly feesame for all
0.00 USD rivocard.com checked 30 Oct 2026
0.00 USD yellowdotpay.net checked 30 Oct 2026
Annual fee (differs)
0.00 USD rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Top-up fee (differs)
5 % rivocard.com checked 30 Oct 2026
2.00 USD yellowdotpay.net checked 30 Oct 2026
Crypto deposit fee (differs)
5 % rivocard.com checked 30 Oct 2026
2.00 USD yellowdotpay.net checked 30 Oct 2026
Crypto conversion fee (differs)
0 % rivocard.com checked 29 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Foreign currency fee (differs)
0 % rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
FX free allowance
not applicable rivocard.com checked 30 Oct 2026
unknown
Minimum FX fee
0.00 USD rivocard.com checked 30 Oct 2026
unknown
ATM feesame for all
not applicable rivocard.com checked 29 Oct 2026
not applicable yellowdotpay.net checked 30 Oct 2026
Transaction fee (differs)
free rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Cross-border fee (differs)
0 % rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Withdrawal fee (differs)
5 % rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Activation fee (differs)
0.00 USD rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Account closure feesame for all
not published rivocard.com checked 31 Oct 2026
not published yellowdotpay.net checked 31 Oct 2026
Dispute feesame for all
not published rivocard.com checked 31 Oct 2026
not published yellowdotpay.net checked 31 Oct 2026
Minimum top-upsame for all
50.00 USD rivocard.com checked 30 Oct 2026
50.00 USD yellowdotpay.net checked 30 Oct 2026
Declined payment fee (differs)
0.00 USD rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Refund fee (differs)
free rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Inactivity fee (differs)
0.00 USD rivocard.com checked 29 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Minimum monthly spend (differs)
0.00 USD rivocard.com checked 30 Oct 2026
not published yellowdotpay.net checked 30 Oct 2026
Inactivity rule
No inactivity fee; the balance stays valid and the card stays active regardless of how long it goes unused. rivocard.com checked 30 Oct 2026
unknown
Card replacement
free rivocard.com checked 30 Oct 2026
unknown
Unknown for allFree cards
Rewards
Cashback
not applicable rivocard.com checked 29 Oct 2026
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown
Unknown for allReferral bonus (invited friend) · Referral bonus (you) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at RivoCard · Yellowdotpay Virtual Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.