Comparison

THORWallet Card vs. Wirex One Card (EEA) compared

Image source Source thorwallet.org Retrieved on29 Oct 2026 Logos and card pictures are trademarks of their owners and are shown for identification only. THORWallet CardTHORWallet
Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on29 Oct 2026 Wirex One Card (EEA)Wirex

In short

THORWallet Card has the higher score (62.97).

Attribute	THORWallet CardTHORWallet Requires KYC Private & business Virtual Physical	Wirex One Card (EEA)Wirex Requires KYC Private Virtual Physical Metal Variant of Wirex One Card (EEA)
Score	average	average
CostsWeight 25 %	100	75
KYC and privacyWeight 20 %	35	35
FeaturesWeight 15 %	70	90
AvailabilityWeight 10 %	not scored	23
RewardsWeight 10 %	22	10
TrustWeight 10 %	83	81
CommunityWeight 10 %	not scored	not scored
KYC	KYC: ID document	KYC: ID document
Limits (entry level)	no limits captured	Spending per month: 30,000 EUR ATM per day (physical card): 750 EUR ATM per month (physical card): 5,000 EUR +1
Basics
Card form (differs)	unknown	debit Source and check Source wirexapp.com Wording at the source 9.9. The Wirex Card does not provide any credit facility. Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs)	virtual, physical Source and check Source thorwallet.org Wording at the source 20% off with invite Card typePhysical + Virtual Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	virtual Source and check Source wirexone.freshdesk.com Wording at the source \| Benefit \| Base \| Premium \| Elite \| Private \| Bespoke \| \|---\|---\|---\|---\|---\|---\| \| Card type \| Virtual \| Plastic \| Plastic \| Metal \| Metal \| \| Foreign Exchange Fee \| Free \| Free \| Free \| Free \| Free... Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network (differs)	Mastercard Source and check Source thorwallet.org Wording at the source Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International. Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	Visa Source and check Source wirexapp.com Wording at the source Wirex One's crypto-enabled card is available to any user, and offers up to 8% cashback on any purchase, anywhere Visa is accepted. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody	self-custody Source and check Source thorwallet.org Wording at the source Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds. Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	self-custody Source and check Source wirexone.freshdesk.com Wording at the source Do I actually own my wallet, or does Wirex hold it for me?You own it. Wirex One is non-custodial: your wallet is controlled by keys that only you can authorise the use of. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model	stablecoin balance Source and check Source faqs.thorwallet.org Wording at the source Users can top up the card with USDC. Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	stablecoin balance Source and check Source wirexapp.com Wording at the source - Stablecoin-funded card with up to 8% cashback in USD** instantly spendable in everyday life Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs)	USD Source and check Source thorwallet.org Wording at the source CurrenciesUSD Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?	EUR Source and check Source help.wirexapp.com Wording at the source The billing currency for the European Economic Area is EUR, GBP for the United Kingdom, AUD for Australia, SGD for the APAC region, and USD for the United States. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage (differs)	personal, business Source and check Source thorwallet.org Wording at the source The Service is made available to both individual and business users. Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	personal Source and check Source wirexapp.com Wording at the source has today launched Wirex One, the first stablecoin neobank built for the growing segment of mass affluent consumers, to the public. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)	unknown	Wirex Limited Source and check Source wirexapp.com Wording at the source Card-based Regulated Services is provided by Wirex Limited, a company incorporated in England and Wales (company number 09334596), authorised and regulated by the Financial Conduct Authority as an ele... Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs)	KYC level, plan Source and check Source faqs.thorwallet.org Wording at the source THORWallet offers different card plans with different benefits, limits, and fees. Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	KYC level Source and check Source wirexone.freshdesk.com Wording at the source Your Wirex One card comes with spending and withdrawal limits designed to keep your account secure. Some limits can be increased through additional verification. Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account	unknown	unknown
Availability
Available in	unknown	unknown
Crypto
Supported assets (differs)	USDC Source and check Source faqs.thorwallet.org Wording at the source The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries. Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	only in the app Source and check Source wirexone.freshdesk.com Wording at the source Select your token — compatible networks appear automatically. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets	unknown	unknown
Top-up networks (differs)	unknown	only in the app Source and check Source wirexone.freshdesk.com Wording at the source Which networks are supported?Supported networks are shown in the app when you select a token. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs)	unknown	Yes Source and check Source wirexone.freshdesk.com Wording at the source - Bank Transfer (SEPA) — Fund your EUR account directly from any SEPA-supported bank. Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs)	unknown	Apple Pay Google Pay Source and check Source wirexone.freshdesk.com Wording at the source Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for cont... Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
ATM withdrawals	Yes Source and check Source thorwallet.org Wording at the source ATM withdrawals cost $1 (domestic) or $5 (international) on Basic and Premium Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?	Yes Source and check Source wirexapp.com Wording at the source 9.3. To set up your Personal Identification Number (PIN), you must follow the instructions available within your Profile. Your PIN is required to complete certain transactions, including ATM withdrawa... Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs)	unknown	Yes Source and check Source wirexapp.com Wording at the source 9.4. A transaction is authorised when you enter your PIN, use contactless functionality, provide card credentials online, or confirm the transaction in-app. Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance	unknown	Standard: unknown 1 more country/region EEA: 0.00 EUR Source and check Source help.wirexapp.com Wording at the source \| Type \| UK \| EEA \| APAC \| SG \| AU \| Other \| \|---\|---\|---\|---\|---\|---\|---\| \| Card Issuance \| Free \| Free \| Free \| Free \| Free \| Free \| Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance	unknown	Standard: unknown 1 more country/region EEA: 0.00 EUR Source and check Source help.wirexapp.com Wording at the source \| Type \| UK \| EEA \| APAC \| SG \| AU \| Other \| \|---\|---\|---\|---\|---\|---\|---\| \| Card Issuance \| Free \| Free \| Free \| Free \| Free \| Free \| Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards	unknown	unknown
Shipping	unknown	Standard: unknown 1 more country/region EEA: 5.00 EUR – 15.00 EUR Source and check Source help.wirexapp.com Wording at the source \| European Economic Area \| DHLWorldMail (not trackable) \| 5 EUR \| \| \| European Economic Area \| DHL Express ( trackable) \| 15 EUR \| \| Checked29 Oct 2026 Verified29 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)	unknown	0.00 EUR Source and check Source wirexone.freshdesk.com Wording at the source Wirex One membership is a tiered programme that links your benefits to your portfolio structure. From the moment you open a Wirex One account, you start benefiting from the membership. There is no sub... Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee	unknown	unknown
Top-up fee	unknown	unknown
Crypto deposit fee	unknown	unknown
Crypto conversion fee (differs)	unknown	only in the app Source and check Source wirexone.freshdesk.com Wording at the source Is there a fee?Fees are shown in full on the Review screen before you confirm. Checked28 Oct 2026 Verified28 Oct 2026 Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Foreign currency fee (differs)	unknown	0 % Source and check Source wirexone.freshdesk.com Wording at the source \| Foreign Exchange Fee \| Free \| Free \| Free \| Free \| Free \| Checked29 Oct 2026 Verified28 Oct 2026 Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance	unknown	unknown
Minimum FX fee	unknown	unknown
ATM fee	unknown	unknown
Transaction fee	unknown	unknown
Cross-border fee	unknown	unknown
Withdrawal fee	unknown	unknown
Activation fee	unknown	unknown
Minimum top-up	unknown	unknown
Declined payment fee	unknown	unknown
Refund fee	unknown	unknown
Inactivity fee	unknown	unknown
Minimum monthly spend	unknown	unknown
Inactivity rule	unknown	unknown
Card replacement	unknown	unknown
Rewards
Cashback (differs)	0.5 % (Premium); 0.5 % (Premium); 0.5 % (TITN) · in USDC	0.5 % · in USD · requires token holding or staking
Referral bonus (invited friend)	unknown	unknown
Referral bonus (you)	unknown	unknown
Welcome bonus	unknown	unknown

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