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Comparison

xPortal Card vs. Zypto Card: fees, limits & KYC

In short

  • xPortal Card has the best score (6.6).
Show

differs best value same for all

Attribute Mint xPortal CardxPortal Zypto Card Zypto CardZypto
Overview Requires KYC Private Virtual Physical Requires KYC Private Virtual Physical
Score good average
CostsWeight 25 % 8.5 0.0
TrustWeight 20 % 7.2 6.2
KYC and privacyWeight 15 % 4.5 4.5
FeaturesWeight 15 % 9.8 8.6
AvailabilityWeight 10 % 3.8 10.0
RewardsWeight 10 % 1.0 not scored
CommunityWeight 5 % 7.4 4.1
Nationality

Only for nationals of: European Economic Area

–
KYC KYC: ID + proof of address KYC: ID + proof of address
Limits (entry level)
  • Top-up per day: 2,500 EUR
  • Top-up per month: 10,000 EUR
  • Spending per day: 5,000 EUR
+1
  • Spending per month (physical card): 1,000,000 USD
  • ATM per transaction (physical card): 250 USD
  • ATM per day (physical card): 750 USD
+4
Basics
Card form (differs)
debit xportal.com checked 30 Oct 2026
prepaid zypto.com checked 29 Oct 2026
Card typessame for all
virtual, physical help.xportal.com checked 30 Oct 2026
virtual, physical zypto.com checked 29 Oct 2026
Card network (differs)
Mastercard xportal.com checked 30 Oct 2026
Visa zypto.com checked 29 Oct 2026
Custodysame for all
custodial help.xportal.com checked 30 Oct 2026
custodial zypto.com checked 29 Oct 2026
Funding modelsame for all
fiat balance help.xportal.com checked 30 Oct 2026
fiat balance zypto.com checked 29 Oct 2026
Card currencies (differs)
EUR help.xportal.com checked 30 Oct 2026
USD zypto.com checked 29 Oct 2026
Usagesame for all
personal help.xportal.com checked 30 Oct 2026
personal zypto.com checked 29 Oct 2026
Issuer / BIN sponsor (differs)
Capital Financial Services S.A. help.xportal.com checked 30 Oct 2026
Third National zypto.com checked 29 Oct 2026
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Unknown for allLimits depend on · Cards per account
Availability
Available in
unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs)
BTC, ETH, SOL, BNB, DOGE, POL, SUI, EGLD, BERA xportal.com checked 30 Oct 2026
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, POL, AVAX zypto.com checked 30 Oct 2026
+ 8 more BTCETHUSDTUSDCSOLBNBXRPTRXDOGEADAPOLAVAXLINKARBOPXAUTZYPTOGLIDRSATSREAL
Number of supported assets
unknown
100 zypto.com checked 29 Oct 2026
Top-up networks
unknown
Bitcoin, Ethereum, Tron, Solana, BNB Smart Chain, Polygon, Arbitrum, Base, Optimism, Avalanche, Linea, zkSync zypto.com checked 30 Oct 2026
+ 13 more BitcoinEthereumTronSolanaBNB Smart ChainPolygonArbitrumBaseOptimismAvalancheLineazkSyncScrollMantleCeloStellarAptosSuiNearLitecoinXRP LedgerCardanoDogecoinPolkadotCosmos
Fiat top-up (differs)
Yes help.xportal.com checked 30 Oct 2026
No help.zypto.com checked 30 Oct 2026
Payments
Mobile wallets (differs)
Apple Pay Google Pay xportal.com checked 30 Oct 2026
Apple Pay Google Pay Samsung Pay help.zypto.com checked 29 Oct 2026
ATM withdrawalssame for all
Yes xportal.com checked 30 Oct 2026
Yes zypto.com checked 29 Oct 2026
Contactlesssame for all
Yes help.xportal.com checked 31 Oct 2026
Yes help.zypto.com checked 29 Oct 2026
Fees
Virtual card issuance (differs)
3.00 EUR help.xportal.com checked 30 Oct 2026
0.00 USD zypto.com checked 29 Oct 2026
Physical card issuance (differs)
9.99 EUR help.xportal.com checked 30 Oct 2026
50.00 USD zypto.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping (differs)
5.99 EUR – 9.99 EUR xportal.com checked 30 Oct 2026
free zypto.com checked 30 Oct 2026
Monthly feesame for all
0.00 EUR xportal.com checked 30 Oct 2026
0.00 USD zypto.com checked 29 Oct 2026
Annual fee
unknown
0.00 USD zypto.com checked 29 Oct 2026
Top-up fee
unknown
3 % help.zypto.com checked 29 Oct 2026
Crypto deposit fee
unknown
not published zypto.com checked 30 Oct 2026
Crypto conversion fee
unknown
3 % zypto.com checked 29 Oct 2026
Foreign currency fee
unknown
1.75 % zypto.com checked 29 Oct 2026
FX free allowance
unknown
unknown
Minimum FX fee
unknown
not published zypto.com checked 30 Oct 2026
ATM fee
unknown
1 % zypto.com checked 29 Oct 2026
Transaction fee
unknown
0.30 USD zypto.com checked 30 Oct 2026
Cross-border fee
unknown
up to 3 % zypto.com checked 30 Oct 2026
Withdrawal fee
unknown
not published zypto.com checked 30 Oct 2026
Activation fee
unknown
0.00 USD help.zypto.com checked 30 Oct 2026
Account closure feesame for all
not published xportal.com checked 31 Oct 2026
not published zypto.com checked 31 Oct 2026
Dispute feesame for all
not published xportal.com checked 31 Oct 2026
not published zypto.com checked 31 Oct 2026
Minimum top-up
unknown
10.00 USD zypto.com checked 30 Oct 2026
Declined payment fee
unknown
not published zypto.com checked 30 Oct 2026
Refund fee
unknown
not published zypto.com checked 30 Oct 2026
Inactivity fee
unknown
not published zypto.com checked 30 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement (differs)
5.00 EUR help.xportal.com checked 30 Oct 2026
not published zypto.com checked 30 Oct 2026
Unknown for allFree cards · FX free allowance · Minimum monthly spend · Inactivity rule
Rewards
Cashback (differs)
0.1 % (holding from 5 · cap 5.00 EUR/month); 0.2 % (holding from 25 · cap 10.00 EUR/month); 0.3 % (holding from 100 · cap 15.00 EUR/month); 0.4 % (holding from 500 · cap 20.00 EUR/month); 0.5 % (holding from 2,000 · cap 30.00 EUR/month); 0.1 % (holding from 25 · cap 5.00 EUR/month); 0.2 % (holding from 125 · cap 10.00 EUR/month); 0.3 % (holding from 500 · cap 15.00 EUR/month); 0.4 % (holding from 2,500 · cap 20.00 EUR/month); 0.5 % (holding from 10,000 · cap 30.00 EUR/month) · in EGLD
only in the app zypto.com checked 29 Oct 2026
Referral bonus (invited friend)
unknown
5 USD zypto.com checked 29 Oct 2026
Referral bonus (you)
unknown
5 USD zypto.com checked 29 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at xPortal Card · Zypto Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.