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Comparison

Bit2Me Card vs. OKX Card: fees, limits & KYC

In short

  • OKX Card has the best score (7.4).
Show

differs best value same for all

Attribute Illustration: Bit2Me Card Bit2Me CardBit2Me OKX Card OKX CardOKX
Overview Requires KYC Private Virtual Physical Requires KYC Private Virtual Physical
Score good good
CostsWeight 25 % 7.6 6.4
TrustWeight 20 % 6.8 8.6
KYC and privacyWeight 15 % 6.5 6.5
FeaturesWeight 15 % 10.0 10.0
AvailabilityWeight 10 % 3.8 3.7
RewardsWeight 10 % 4.9 9.5
CommunityWeight 5 % 3.8 4.4
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: 2,500 EUR
  • Spending per day (number): 20×
  • Spending per month: 20,000 EUR
+10
  • Spending per day: no limit
  • Single payment per transaction: no limit
  • ATM per 24 hours: only in the app
Basics
Card formsame for all debit support.bit2me.com checked 28 Oct 2026 debit okx.com checked 30 Oct 2026
Card typessame for all virtual, physical bit2me.com checked 29 Oct 2026 Standard: virtual, physical okx.com checked 29 Oct 2026
Card network Mastercard bit2me.com checked 29 Oct 2026 Standard: unknown
Custody (differs) custodial legal.bit2me.com checked 28 Oct 2026 smart wallet my.okx.com checked 29 Oct 2026
Funding modelsame for all converted on spend support.bit2me.com checked 28 Oct 2026 converted on spend okx.com checked 30 Oct 2026
Card currencies EUR bit2me.com checked 29 Oct 2026 Standard: unknown
Usagesame for all personal legal.bit2me.com checked 28 Oct 2026 personal my.okx.com checked 28 Oct 2026
Issuer / BIN sponsor PECUNIA CARDS EDE, S.L.U. bit2me.com checked 29 Oct 2026 Standard: unknown
Limits depend onsame for all account tier support.bit2me.com checked 29 Oct 2026 account tier okx.com checked 28 Oct 2026
Cards per account unknown unknown
Unknown for allCards per account
Availability
Available in unknown Available in: European Union, Norway okx.com checked 30 Oct 2026
Crypto
Supported assets BTC, ETH, USDC, EURC, SOL, XRP, ADA, TON, DOT, POL, LINK support.bit2me.com checked 29 Oct 2026 Standard: unknown
Number of supported assets unknown unknown
Top-up networks unknown unknown
Fiat top-upsame for all Yes support.bit2me.com checked 28 Oct 2026 Yes okx.com checked 30 Oct 2026
Unknown for allNumber of supported assets · Top-up networks
Payments
Mobile wallets Apple Pay Google Pay bit2me.com checked 29 Oct 2026 Standard: unknown
ATM withdrawalssame for all Yes bit2me.com checked 29 Oct 2026 Yes okx.com checked 28 Oct 2026
Contactlesssame for all Yes legal.bit2me.com checked 28 Oct 2026 Yes okx.com checked 28 Oct 2026
Fees
Virtual card issuance 0.00 EUR support.bit2me.com checked 29 Oct 2026 Standard: unknown
Physical card issuance unknown not published okx.com checked 28 Oct 2026
Free cards unknown unknown
Shipping unknown only in the app okx.com checked 29 Oct 2026
Monthly fee 0.00 EUR support.bit2me.com checked 29 Oct 2026 Standard: unknown
Annual fee 0.00 EUR support.bit2me.com checked 28 Oct 2026 Standard: unknown
Top-up fee unknown only in the app okx.com checked 30 Oct 2026
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) 0.95 % support.bit2me.com checked 29 Oct 2026 0.1 % my.okx.com checked 29 Oct 2026
Foreign currency fee unknown Standard: unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown only in the app okx.com checked 28 Oct 2026
Transaction fee 0.95 % (0.95% when paying from a linked crypto wallet; 0% when paying from the linked Euro wallet.) support.bit2me.com checked 30 Oct 2026 Standard: unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee 0.00 EUR support.bit2me.com checked 29 Oct 2026 unknown
Account closure fee (differs) 0.00 EUR support.bit2me.com checked 31 Oct 2026 not published okx.com checked 31 Oct 2026
Dispute feesame for all not published support.bit2me.com checked 31 Oct 2026 not published okx.com checked 31 Oct 2026
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee 0.95 % (0.95% when the linked wallet is crypto; 0% when the linked wallet is Euro.) support.bit2me.com checked 30 Oct 2026 unknown
Inactivity feesame for all 0.00 EUR support.bit2me.com checked 29 Oct 2026 0.00 EUR okx.com checked 30 Oct 2026
Minimum monthly spend unknown unknown
Inactivity rule No fee is charged after 3 months of inactivity. support.bit2me.com checked 30 Oct 2026 unknown
Card replacement unknown not published okx.com checked 30 Oct 2026
Unknown for allFree cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Minimum monthly spend
Rewards
Cashback (differs) 7 % (level 7); 5 % (level 6); 3 % (level 5); 2 % (level 4); 1 % (level 3); 0.5 % (level 2); 0.25 % (level 1); 0 % (level 0) · in B2M 2–10 % okx.com checked 28 Oct 2026
Referral bonus (invited friend) not published support.bit2me.com checked 30 Oct 2026 unknown
Referral bonus (you) not published support.bit2me.com checked 30 Oct 2026 unknown
Welcome bonus unknown unknown
Unknown for allWelcome bonus

Early warning

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One mail when something changes at Bit2Me Card · OKX Card: promotions and bonuses as well as warnings and incidents.

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