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Comparison

Bit2Me Card vs. Paysend Card: fees, limits & KYC

In short

  • Paysend Card has the best score (7.2).
Show

differs best value same for all

Attribute Illustration: Bit2Me Card Bit2Me CardBit2Me Illustration: Paysend Card Paysend CardPaysend Group
Overview Requires KYC Private Virtual Physical KYC unknown Virtual
Score good good
CostsWeight 25 % 7.6 8.5
TrustWeight 20 % 6.8 6.7
KYC and privacyWeight 15 % 6.5 not scored
FeaturesWeight 15 % 10.0 8.3
AvailabilityWeight 10 % 3.8 6.1
RewardsWeight 10 % 4.9 not scored
CommunityWeight 5 % 3.8 6.0
KYC KYC: ID document KYC unknown
Limits (entry level)
  • Spending per day: 2,500 EUR
  • Spending per day (number): 20×
  • Spending per month: 20,000 EUR
+10
no limits captured
Basics
Card form (differs) debit support.bit2me.com checked 28 Oct 2026 prepaid help.paysend.com checked 30 Oct 2026
Card types (differs) virtual, physical bit2me.com checked 29 Oct 2026 virtual help.paysend.com checked 30 Oct 2026
Card networksame for all Mastercard bit2me.com checked 29 Oct 2026 Mastercard help.paysend.com checked 30 Oct 2026
Custody custodial legal.bit2me.com checked 28 Oct 2026 unknown
Funding model converted on spend support.bit2me.com checked 28 Oct 2026 unknown
Card currencies EUR bit2me.com checked 29 Oct 2026 unknown
Usage personal legal.bit2me.com checked 28 Oct 2026 unknown
Issuer / BIN sponsor PECUNIA CARDS EDE, S.L.U. bit2me.com checked 29 Oct 2026 unknown
Limits depend on account tier support.bit2me.com checked 29 Oct 2026 unknown
Cards per account unknown unknown
Unknown for allCards per account
Availability
Available in unknown Available in 28 countries and regions help.paysend.com checked 30 Oct 2026
Crypto
Supported assets BTC, ETH, USDC, EURC, SOL, XRP, ADA, TON, DOT, POL, LINK support.bit2me.com checked 29 Oct 2026 unknown
Number of supported assets unknown unknown
Top-up networks unknown unknown
Fiat top-up Yes support.bit2me.com checked 28 Oct 2026 unknown
Unknown for allNumber of supported assets · Top-up networks
Payments
Mobile walletssame for all Apple Pay Google Pay bit2me.com checked 29 Oct 2026 Apple Pay Google Pay help.paysend.com checked 30 Oct 2026
ATM withdrawals Yes bit2me.com checked 29 Oct 2026 unknown
Contactlesssame for all Yes legal.bit2me.com checked 28 Oct 2026 Yes help.paysend.com checked 30 Oct 2026
Fees
Virtual card issuancesame for all 0.00 EUR support.bit2me.com checked 29 Oct 2026 0.00 EUR help.paysend.com checked 30 Oct 2026
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping unknown unknown
Monthly fee 0.00 EUR support.bit2me.com checked 29 Oct 2026 unknown
Annual fee 0.00 EUR support.bit2me.com checked 28 Oct 2026 unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee 0.95 % support.bit2me.com checked 29 Oct 2026 unknown
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Transaction fee 0.95 % (0.95% when paying from a linked crypto wallet; 0% when paying from the linked Euro wallet.) support.bit2me.com checked 30 Oct 2026 unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee 0.00 EUR support.bit2me.com checked 29 Oct 2026 unknown
Account closure fee 0.00 EUR support.bit2me.com checked 31 Oct 2026 unknown
Dispute fee not published support.bit2me.com checked 31 Oct 2026 unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee 0.95 % (0.95% when the linked wallet is crypto; 0% when the linked wallet is Euro.) support.bit2me.com checked 30 Oct 2026 unknown
Inactivity fee 0.00 EUR support.bit2me.com checked 29 Oct 2026 unknown
Minimum monthly spend unknown unknown
Inactivity rule No fee is charged after 3 months of inactivity. support.bit2me.com checked 30 Oct 2026 unknown
Card replacement unknown unknown
Unknown for allPhysical card issuance · Free cards · Shipping · Top-up fee · Crypto deposit fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Minimum monthly spend · Card replacement
Rewards
Cashback 7 % (level 7); 5 % (level 6); 3 % (level 5); 2 % (level 4); 1 % (level 3); 0.5 % (level 2); 0.25 % (level 1); 0 % (level 0) · in B2M unknown
Referral bonus (invited friend) not published support.bit2me.com checked 30 Oct 2026 unknown
Referral bonus (you) not published support.bit2me.com checked 30 Oct 2026 unknown
Welcome bonus unknown unknown
Unknown for allWelcome bonus

Early warning

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