Comparison
Nexo Card vs. Paysend Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Nexo CardNexo
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Paysend CardPaysend Group
In short
- Paysend Card has the best score (7.2).
| Attribute |
Nexo CardNexo
|
Paysend CardPaysend Group
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | KYC unknown Virtual |
| Score | good | good |
| CostsWeight 25 % | 7.7 | 8.5 |
| TrustWeight 20 % | 6.7 | 6.7 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | 8.1 | 8.3 |
| AvailabilityWeight 10 % | 6.2 | 6.1 |
| RewardsWeight 10 % | 3.6 | not scored |
| CommunityWeight 5 % | 5.7 | 6.0 |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
credit
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Credit Mode is how Nexo delivers a crypto credit card experience. Your crypto stays, you spend borrowed fiat.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend offers virtual prepaid Mastercard cards. With a Paysend card, you can:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual, physical
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
You can use it right away online, through Apple Pay or Google Pay. You can also order your physical card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend offers virtual prepaid Mastercard cards. With a Paysend card, you can:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
 
Mastercard
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- 100M+ merchants worldwide — anywhere Mastercard is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend offers virtual prepaid Mastercard cards. With a Paysend card, you can:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Industrial-grade custody, instant card freezes, security spending controls, and biometric locks that keep your card experience smooth and uninterrupted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding modelsame for all |
credit line
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card currenciessame for all |
EUR, GBP, USD
nexo.com checked 28 Oct 2026
Source and check
Source
nexo.com
Wording at the source
For Nexo Cards issued in EUR or GBP: - Base: EUR 200 / GBP 180 - Silver: EUR 400 / GBP 360 - Gold: EUR 1,000 / GBP 900 - Platinum: EUR 2,000 / GBP 1,800 For Nexo Cards issued in USD:Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Usagesame for all |
personal
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
*The Nexo Card is only available to European Economic Area (EEA) citizens and residents.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Issuer / BIN sponsorsame for all |
DiPocket
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
The Dual Mode capability on the Nexo Card builds upon the advanced infrastructure already provided by Mastercard and DiPocketChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Limits depend onsame for all |
account tier
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown |
Available in 28 countries and regions
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend cards and multi-currency accounts are available in the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hun...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assetssame for all |
Standard:
BTC, ETH
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Combine BTC, ETH, and 100+ supported assets as collateral, then swap them anytime as the market evolves.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? EEA: BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, POL support.nexo.com checked 30 Oct 2026 Source and check Source support.nexo.com Wording at the source Here is the list of all cryptocurrencies currently supported by Nexo: Bitcoin (BTC), Ethereum (ETH), NEXO Token (NEXO), XRP, Tether (USDT), USD Coin (USDC), Bitcoin Cash (BCH), Litecoin (LTC), BNB, S...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? + 90 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCPOLAVAXEURCLINKBCHDOTARBOPXLMSHIBNEARAPTSUIATOMUNIAAVEMNTWLDNEXOSXPL1INCHALGOAPEAXSBATBERABOMEBONKCAKECHZCOMPCRVEIGENENAENJENSETHFIFETFILFLOKIGALAGRAMGRTHBARHYPEIMXINJJUPKASKNCLDOMANAMKRMONMORPHOONDOPAXGPEPEPUMPRENDERRUNESANDSEISKYSNXSUSHITAOTIATRUMPWIFYFIZECGMTCVXPENDLEALTKSMGMXOSMOFLRWICPSTXPENGUADYDXWLFIASTERFRAXCHIP |
unknown |
| Number of supported assetssame for all |
100
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Whether you think of it as a bitcoin debit card, an Ethereum spending card, or a way to pay with any of 100+ supported cryptocurrencies, the idea is the same — you spend crypto, the merchant receives...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Top-up networkssame for all |
Ethereum, Tron, Solana
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
### Seamless crypto transfers Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
Yes
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Fund your account effortlessly. Add funds via bank transfers under your name, or choose from simple alternatives that match your needs. ### Crypto-friendly bank transfers Your personal USD, EUR, an...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Apple Pay and Google Pay supported for smooth, card-free transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
link it to Apple Pay or Google PayChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Enjoy up to €2,000 / £1,800 in free ATM withdrawals per month.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all |
Yes
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Apple Pay can be used anywhere that accepts contactless payments, including on transport and in shops, restaurants and cafes worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
pay for purchases in stores via contactless payments (NFC).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 EUR
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- Free Virtual Card Issue free a virtual card instantly and use it through our app or with the Apple Pay & Google Pay integrations.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 EUR
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend does not charge a fee for: - Opening a multi-currency account. - Topping up a multi-currency account using cards. - Holding money in an actively used multi-currency account. - Exchanging mone...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown | unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
Standard:
unknown
EEA:
free
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
The physical Nexo Card is also free, including shipping.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: free nexo.com checked 29 Oct 2026 Source and check Source nexo.com Wording at the source There's also free shipping for the physical Nexo Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all |
0.00 EUR
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- No monthly, annual, or inactivity fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Annual feesame for all |
0.00 EUR
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- No monthly, annual, or inactivity fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown | unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all |
not published
support.nexo.com checked 31 Oct 2026
Source and check
Source
support.nexo.com
Wording at the source
All FX conversions are subject to a 0.2% or 2% fee, depending on the Local Currency. FX transactions made on weekends are subject to an additional 0.5% fee.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| ATM feesame for all | unknown | unknown |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all |
0.00 USD
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Yes. The virtual Nexo Card costs nothing to get or activate.You only need a balance of at least $50 in your Nexo account to activate it. That $50 isn't a fee: it stays in your account and you can spen...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Account closure feesame for all |
not published
support.nexo.com checked 31 Oct 2026
Source and check
Source
support.nexo.com
Wording at the source
Below is an overview of the fees associated with the Nexo Card: - For issuance and delivery fees, check the Nexo app or web platform. - There are no monthly, annual, or inactivity fees. - You get a m...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Dispute feesame for all |
free
nexo.com checked 31 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Handling of complaints is free of charge.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
0.00 EUR
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- No monthly, annual, or inactivity fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Physical card issuance · Free cards · Top-up fee · Crypto deposit fee · Crypto conversion fee · Foreign currency fee · FX free allowance · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | 0.1 % (Base); 0.2 % (Silver); 0.3 % (Gold); 0.5 % (Platinum) · in BTC | unknown |
| Referral bonus (invited friend)same for all |
up to 2,500 USD
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Your friend must add $5,000 or more in digital assets within 30 days of registration and maintain or grow their portfolio balance for another 30 days. ### Receive rewards Once all steps are complete...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
up to 2,500 USD
nexo.com checked 30 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Your friend must add $5,000 or more in digital assets within 30 days of registration and maintain or grow their portfolio balance for another 30 days. ### Receive rewards Once all steps are complete...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Nexo Card · Paysend Card: promotions and bonuses as well as warnings and incidents.