Comparison
Bitrefill Card vs. Crypto.com Visa Card (EU): fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitrefill CardBitrefill
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Crypto.com Visa Card (EU)Crypto.com
In short
- Bitrefill Card ask for the least (ID document).
- Bitrefill Card has the higher score (55.07).
| Attribute |
Bitrefill CardBitrefill
Requires KYC
Private
Virtual
Physical
|
Crypto.com Visa Card (EU)Crypto.com
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | weak with variant Ruby: 49.18 with variant Jade / Indigo: 40.98 with variant Icy / Rose: 49.86 with variant Obsidian: 50.23 |
| CostsWeight 25 % | 70 | 68 |
| KYC and privacyWeight 20 % | 35 | 0 |
| FeaturesWeight 15 % | 82 | 77 |
| AvailabilityWeight 10 % | 22 | not scored |
| RewardsWeight 10 % | 40 | 20 |
| TrustWeight 10 % | 70 | 75 |
| CommunityWeight 10 % | not scored | 50 |
| Nationality | Not for nationals of: United States, Russia | – |
| KYC | KYC: ID document | KYC: Full verification |
| Limits (entry level) | Starter
|
|
| Basics | ||
| Card form |
prepaid
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Use your own walletKeep your crypto where you feel safe and deposit to your card only when you want to turn it into euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
help.crypto.com checked 29 Oct 2026
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Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network |
Visa
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Pay anywhere with VISAPay online or in-store anywhere VISA is accepted** with Google Pay support.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
# Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
custodial
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
The custody and exchange of your crypto assets is handled by Striga Technology OÜ, a VASP licensed in Estonia. The card is issued, and payments are provided, by Wallester AS, licensed in Estonia.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Use your own walletKeep your crypto where you feel safe and deposit to your card only when you want to turn it into euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies |
EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Use your own walletKeep your crypto where you feel safe and deposit to your card only when you want to turn it into euros.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Only GBP is available for UK cards and EUR for EU cards.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Individuals aged 18 or older who passed an identity verification process (managed by our card partner) and are residents of the following countries are eligible to apply for the Bitrefill Card:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Expected annual transaction volume - Annual income bracket - Employment status/ occupationChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Wallester AS
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
The custody and exchange of your crypto assets is handled by Striga Technology OÜ, a VASP licensed in Estonia. The card is issued, and payments are provided, by Wallester AS, licensed in Estonia.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Foris MT Limited
crypto.com checked 28 Oct 2026
Source and check
Source
crypto.com
Wording at the source
The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDC, SOL, BNB, POL
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
USDCEthereum Network Polygon Network (ERC20) Solana Network (SPL)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
BitcoinBitcoin Network Lightning NetworkChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Cronos
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) | unknown |
Yes
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Please note that a 1% fee is applied when topping up with credit/debit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Google Pay
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Pay anywhere with VISAPay online or in-store anywhere VISA is accepted** with Google Pay support.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
| EU | Y |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Turn crypto into cashWithdraw any funds on your card at all ATMs accepting VISA globally.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
help.crypto.com checked 28 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
| Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance (differs) |
0.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
4.99 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight: €4.99Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Ruby: €24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 month...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) | unknown |
not published
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee |
0.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Choose your free cardGet both a virtual and physical card free of charge. No issuing fees, postal fees* or monthly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee | unknown |
3.99 EUR/month or 39.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
24.99 EUR/month or 249.90 EUR/year
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
| Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee |
not published
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
A variable spread reflecting the crypto to fiat exchange cost applies. The final amount to be charged will be visible for your approval before deposit confirmation.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
crypto.com checked 29 Oct 2026
Source and check
Source
crypto.com
Wording at the source
We offer competitive exchange rates for both fiat and cryptocurrencies, with exact rates determined by your jurisdiction and card tier. You can find more details in the Crypto.com Card Holder Agreemen...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) | unknown |
2 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Within the EU & UK : 0.2% - Outside the EU & UK : 2.0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0 %
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers: No feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
2.49 %
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
ATM Withdrawal2.49%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
200.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
400.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
800.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1,000.00 EUR free per calendar month, then 2 % on the amount above it
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- ATM Withdrawal: 2% on amounts above the monthly free ATM limitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
10.00 EUR
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
12 Month Inactivity fee€10/monthlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
6.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
Card is inactive after 12 continuous months without spending or cash-out; then €10/month is charged (only from available balance) after 1-month and 1-week e-mail notice; at €0 balance the card and card account are deactivated.
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
A card is considered to be inactive if you do not spend or cash-out money for a continuous period of 12 months. Both a 1-month and 1-week prior notice will be sent by e-mail to you before charging any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity.
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement (differs) | unknown |
45.01 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Midnight - €45.01Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
50.00 EUR
help.crypto.com checked 29 Oct 2026
Source and check
Source
help.crypto.com
Wording at the source
- Other Card Tiers - €50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | 1 % (spend from 0/month) · in EUR | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) (differs) |
not published
bitrefill.com checked 29 Oct 2026
Source and check
Source
bitrefill.com
Wording at the source
Please refer to the Terms & Conditions of the Website before proceeding. The "Refer a Friend" campaign aims at expanding Bitrefill Customer network through the referral of friends.Checked Verified Add this value? No earlier versions What does [s] mean? |
|
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at Bitrefill Card · Crypto.com Visa Card (EU): promotions and bonuses as well as warnings and incidents.