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Comparison

LinkPay Card vs. PST.NET Card: fees, limits & KYC

In short

  • LinkPay Card has the lowest monthly fee (0.00 USD).
  • LinkPay Card has the best score (6.5).
Show

differs best value same for all

Attribute Illustration: Lite LinkPay CardLinkPay Virtual Card PST.NET CardPST.NET
Overview KYC free (limited) Private & business Virtual KYC free (limited) Business Virtual
Score average average
CostsWeight 25 % 8.9 2.6
TrustWeight 20 % 4.0 5.8
KYC and privacyWeight 15 % 9.5 9.5
FeaturesWeight 15 % 5.7 1.5
AvailabilityWeight 10 % 7.7 7.7
RewardsWeight 10 % 2.9 9.2
CommunityWeight 5 % not scored 3.8
KYC KYC: No ID up to 500.00 USD/month, then ID document KYC: No ID, ID + proof of address for higher volumes
Limits (entry level) No verification
  • Spending per month: 500 USD
Unverified Account
  • Spending in total: 500 USD
Basics
Card formsame for all
prepaid linkpay.io checked 30 Oct 2026
prepaid pst.net checked 29 Oct 2026
Card typessame for all
virtual linkpay.io checked 30 Oct 2026
virtual pst.net checked 30 Oct 2026
Card network
unknown
unknown
Custodysame for all
custodial linkpay.io checked 29 Oct 2026
custodial pst.net checked 30 Oct 2026
Funding model (differs)
fiat balance linkpay.io checked 29 Oct 2026
credit line pst.net checked 29 Oct 2026
Card currenciessame for all
EUR, USD linkpay.io checked 29 Oct 2026
EUR, USD pst.net checked 30 Oct 2026
Usage (differs)
personal, business linkpay.io checked 30 Oct 2026
business pst.net checked 30 Oct 2026
Issuer / BIN sponsorsame for all
not published linkpay.io checked 30 Oct 2026
not published pst.net checked 30 Oct 2026
Limits depend on
unknown
KYC level pst.net checked 29 Oct 2026
Cards per accountsame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable pst.net checked 30 Oct 2026
Unknown for allCard network
Availability
Available in
unknown
Not available in 40 countries and regions pst.net checked 30 Oct 2026
Crypto
Supported assets
unknown
BTC pst.net checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks (differs)
Bitcoin, Tron linkpay.io checked 30 Oct 2026
Bitcoin pst.net checked 29 Oct 2026
Fiat top-upsame for all
No linkpay.io checked 30 Oct 2026
No pst.net checked 29 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile wallets
Apple Pay Google Pay linkpay.io checked 29 Oct 2026
unknown
ATM withdrawals
unknown
No pst.net checked 30 Oct 2026
Contactless
Yes linkpay.io checked 29 Oct 2026
unknown
Fees
Virtual card issuance (differs)
only in the app linkpay.io checked 30 Oct 2026
7.00 USD pst.net checked 30 Oct 2026
Physical card issuancesame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable pst.net checked 30 Oct 2026
Free cards
0 linkpay.io checked 30 Oct 2026
unknown
Shippingsame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable pst.net checked 30 Oct 2026
Monthly fee (differs)
0.00 USD linkpay.io checked 30 Oct 2026
7.00 USD pst.net checked 30 Oct 2026
Annual fee
unknown
not published pst.net checked 30 Oct 2026
Top-up fee
unknown
only in the app app.pst.net checked 29 Oct 2026
Crypto deposit fee (differs)
1 % (min. 0.00 USD) linkpay.io checked 30 Oct 2026
only in the app pst.net checked 30 Oct 2026
Crypto conversion fee
unknown
not published pst.net checked 31 Oct 2026
Foreign currency fee
0 % linkpay.io checked 29 Oct 2026
unknown
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
unknown
Transaction fee
2 % (min. 2.00 USD) linkpay.io checked 30 Oct 2026
unknown
Cross-border fee
unknown
only in the app pst.net checked 30 Oct 2026
Withdrawal fee
free linkpay.io checked 30 Oct 2026
unknown
Activation fee
unknown
unknown
Account closure feesame for all
not published linkpay.io checked 31 Oct 2026
not published pst.net checked 31 Oct 2026
Dispute fee (differs)
not applicable linkpay.io checked 31 Oct 2026
not published pst.net checked 31 Oct 2026
Minimum top-up
only in the app linkpay.io checked 30 Oct 2026
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
After 365 days without login or any transaction the account may be locked and remaining funds moved to a Dormancy Holding Account; reactivation possible after updated verification, unclaimed after 6 years. pst.net checked 30 Oct 2026
Card replacement
unknown
unknown
Unknown for allFX free allowance · Minimum FX fee · ATM fee · Activation fee · Inactivity fee · Minimum monthly spend · Card replacement
Rewards
Cashback
unknown
3 % pst.net checked 30 Oct 2026
Referral bonus (invited friend)
no Virtual card issuance linkpay.io checked 30 Oct 2026
unknown
Referral bonus (you) (differs)
up to 50 % of fees linkpay.io checked 30 Oct 2026
up to 90 % of fees pst.net checked 30 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

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One mail when something changes at LinkPay Card · PST.NET Card: promotions and bonuses as well as warnings and incidents.

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