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Comparison

LinkPay Card vs. WaldenPay Card: fees, limits & KYC

In short

  • LinkPay Card has the best score (6.5).
Show

differs best value same for all

Attribute Illustration: Lite LinkPay CardLinkPay Illustration: WaldenPay Card WaldenPay CardWaldenPay
Overview KYC free (limited) Private & business Virtual No KYC Private & business Virtual
Score average average
CostsWeight 25 % 8.9 0.0
TrustWeight 20 % 4.0 4.9
KYC and privacyWeight 15 % 9.5 8.5
FeaturesWeight 15 % 5.7 8.1
AvailabilityWeight 10 % 7.7 10.0
RewardsWeight 10 % 2.9 not scored
CommunityWeight 5 % not scored 6.4
KYC KYC: No ID up to 500.00 USD/month, then ID document KYC: No ID
Limits (entry level) No verification
  • Spending per month: 500 USD
  • Top-up per transaction: not published
  • Spending per day: not published
  • Spending per month: not published
+2
Basics
Card formsame for all
prepaid linkpay.io checked 30 Oct 2026
prepaid waldenpay.com checked 29 Oct 2026
Card typessame for all
virtual linkpay.io checked 30 Oct 2026
virtual waldenpay.com checked 29 Oct 2026
Card network
unknown
unknown
Custodysame for all
custodial linkpay.io checked 29 Oct 2026
custodial waldenpay.com checked 29 Oct 2026
Funding modelsame for all
fiat balance linkpay.io checked 29 Oct 2026
fiat balance waldenpay.com checked 29 Oct 2026
Card currencies (differs)
EUR, USD linkpay.io checked 29 Oct 2026
USD waldenpay.com checked 29 Oct 2026
Usagesame for all
personal, business linkpay.io checked 30 Oct 2026
personal, business waldenpay.com checked 29 Oct 2026
Issuer / BIN sponsor
not published linkpay.io checked 30 Oct 2026
unknown
Limits depend on
unknown
KYC level waldenpay.com checked 29 Oct 2026
Cards per account
not applicable linkpay.io checked 30 Oct 2026
unknown
Unknown for allCard network
Availability
Available in
unknown
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Russia, Syria waldenpay.com checked 29 Oct 2026
Crypto
Supported assets
unknown
BTC, ETH, USDT, USDC, SOL, TRX, LTC waldenpay.com checked 29 Oct 2026
Number of supported assets
unknown
135 waldenpay.com checked 29 Oct 2026
Top-up networks (differs)
Bitcoin, Tron linkpay.io checked 30 Oct 2026
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana waldenpay.com checked 29 Oct 2026
Fiat top-up
No linkpay.io checked 30 Oct 2026
unknown
Payments
Mobile walletssame for all
Apple Pay Google Pay linkpay.io checked 29 Oct 2026
Apple Pay Google Pay waldenpay.com checked 29 Oct 2026
ATM withdrawals
unknown
unknown
Contactlesssame for all
Yes linkpay.io checked 29 Oct 2026
Yes waldenpay.com checked 29 Oct 2026
Unknown for allATM withdrawals
Fees
Virtual card issuance (differs)
only in the app linkpay.io checked 30 Oct 2026
10.00 USD waldenpay.com checked 29 Oct 2026
Physical card issuancesame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable waldenpay.com checked 29 Oct 2026
Free cards
0 linkpay.io checked 30 Oct 2026
unknown
Shippingsame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable waldenpay.com checked 29 Oct 2026
Monthly feesame for all
0.00 USD linkpay.io checked 30 Oct 2026
0.00 USD waldenpay.com checked 29 Oct 2026
Annual fee
unknown
0.00 USD waldenpay.com checked 29 Oct 2026
Top-up fee
unknown
unknown
Crypto deposit fee
1 % (min. 0.00 USD) linkpay.io checked 30 Oct 2026
unknown
Crypto conversion fee
unknown
0 % waldenpay.com checked 29 Oct 2026
Foreign currency feesame for all
0 % linkpay.io checked 29 Oct 2026
0 % waldenpay.com checked 31 Oct 2026
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
unknown
Transaction fee (differs)
2 % (min. 2.00 USD) linkpay.io checked 30 Oct 2026
free waldenpay.com checked 30 Oct 2026
Cross-border fee
unknown
unknown
Withdrawal fee
free linkpay.io checked 30 Oct 2026
unknown
Activation fee
unknown
0.00 USD waldenpay.com checked 30 Oct 2026
Account closure fee (differs)
not published linkpay.io checked 31 Oct 2026
0.00 USD waldenpay.com checked 31 Oct 2026
Dispute fee (differs)
not applicable linkpay.io checked 31 Oct 2026
not published waldenpay.com checked 31 Oct 2026
Minimum top-up
only in the app linkpay.io checked 30 Oct 2026
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
0.00 USD waldenpay.com checked 29 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
WaldenPay may suspend or terminate an account that remains inactive for extended periods; no specific inactivity period is stated. waldenpay.com checked 30 Oct 2026
Card replacement
unknown
unknown
Unknown for allTop-up fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Declined payment fee · Refund fee · Minimum monthly spend · Card replacement
Rewards
Cashback
unknown
unknown
Referral bonus (invited friend) (differs)
no Virtual card issuance linkpay.io checked 30 Oct 2026
0.5 % of fees for 1 month waldenpay.com checked 30 Oct 2026
Referral bonus (you) (differs)
up to 50 % of fees linkpay.io checked 30 Oct 2026
1 % of top-ups waldenpay.com checked 30 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at LinkPay Card · WaldenPay Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.