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Comparison

LinkPay Card vs. ZexoCard: fees, limits & KYC

In short

  • LinkPay Card has the best score (6.5).
Show

differs best value same for all

Attribute Illustration: Lite LinkPay CardLinkPay Illustration: Everyday ZexoCardZexoCard
Overview KYC free (limited) Private & business Virtual No KYC Private & business Virtual
Score average average
CostsWeight 25 % 8.9 5.0
TrustWeight 20 % 4.0 5.3
KYC and privacyWeight 15 % 9.5 8.5
FeaturesWeight 15 % 5.7 6.4
AvailabilityWeight 10 % 7.7 10.0
RewardsWeight 10 % 2.9 not scored
CommunityWeight 5 % not scored not scored
KYC KYC: No ID up to 500.00 USD/month, then ID document KYC: No ID
Limits (entry level) No verification
  • Spending per month: 500 USD
  • Spending per day: no limit
  • Spending per month: 500,000 USD
  • Single payment per transaction: 100,000 USD
+1
Basics
Card formsame for all
prepaid linkpay.io checked 30 Oct 2026
prepaid zexocard.com checked 29 Oct 2026
Card typessame for all
virtual linkpay.io checked 30 Oct 2026
virtual zexocard.com checked 29 Oct 2026
Card network
unknown
only in the app zexocard.com checked 29 Oct 2026
Custodysame for all
custodial linkpay.io checked 29 Oct 2026
custodial zexocard.com checked 29 Oct 2026
Funding modelsame for all
fiat balance linkpay.io checked 29 Oct 2026
fiat balance zexocard.com checked 29 Oct 2026
Card currencies (differs)
EUR, USD linkpay.io checked 29 Oct 2026
USD zexocard.com checked 29 Oct 2026
Usagesame for all
personal, business linkpay.io checked 30 Oct 2026
personal, business zexocard.com checked 29 Oct 2026
Issuer / BIN sponsor (differs)
not published linkpay.io checked 30 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
Limits depend on
unknown
unknown
Cards per account
not applicable linkpay.io checked 30 Oct 2026
unknown
Unknown for allLimits depend on
Availability
Available in
unknown
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen zexocard.com checked 29 Oct 2026
Crypto
Supported assets
unknown
BTC, ETH, USDT, USDC, SOL, XRP, DOGE, ADA, LTC, AVAX, DAI, LINK zexocard.com checked 29 Oct 2026
+ 40 more BTCETHUSDTUSDCSOLXRPDOGEADALTCAVAXDAILINKUSDeEUReGBPeBCHARBOPGNOXLMSHIBSUIUNIAAVEOKBXPLDASHPEPESTRKTRUMPWBTCWst E T HZECCb B T CWETHUSD1USDfXAUTSPXMONGt U S D CpLa U S D CMw U S D CSpark U S D CSteak U S D CS U S D CUSADUSDCxUSDGUSDT0X B T CX D A I
Number of supported assets
unknown
95 zexocard.com checked 29 Oct 2026
Top-up networks (differs)
Bitcoin, Tron linkpay.io checked 30 Oct 2026
Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, TON, Gnosis, Stellar, Sui, Litecoin zexocard.com checked 29 Oct 2026
+ 3 more BitcoinEthereumSolanaArbitrumBaseOptimismAvalancheTONGnosisStellarSuiLitecoinCardanoDogecoinStarknet
Fiat top-upsame for all
No linkpay.io checked 30 Oct 2026
No zexocard.com checked 29 Oct 2026
Payments
Mobile wallets (differs)
Apple Pay Google Pay linkpay.io checked 29 Oct 2026
Apple Pay Google Pay Samsung Pay zexocard.com checked 29 Oct 2026
ATM withdrawals
unknown
No zexocard.com checked 29 Oct 2026
Contactlesssame for all
Yes linkpay.io checked 29 Oct 2026
Yes zexocard.com checked 29 Oct 2026
Fees
Virtual card issuance (differs)
only in the app linkpay.io checked 30 Oct 2026
10.00 USD zexocard.com checked 29 Oct 2026
Physical card issuancesame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Free cards
0 linkpay.io checked 30 Oct 2026
unknown
Shippingsame for all
not applicable linkpay.io checked 30 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Monthly feesame for all
0.00 USD linkpay.io checked 30 Oct 2026
0.00 USD zexocard.com checked 30 Oct 2026
Annual fee
unknown
unknown
Top-up fee
unknown
not published zexocard.com checked 30 Oct 2026
Crypto deposit fee (differs)
1 % (min. 0.00 USD) linkpay.io checked 30 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
Crypto conversion fee
unknown
only in the app zexocard.com checked 29 Oct 2026
Foreign currency fee (differs)
0 % linkpay.io checked 29 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
not applicable zexocard.com checked 29 Oct 2026
Transaction fee (differs)
2 % (min. 2.00 USD) linkpay.io checked 30 Oct 2026
0.25 USD zexocard.com checked 30 Oct 2026
Cross-border fee
unknown
not published zexocard.com checked 30 Oct 2026
Withdrawal fee (differs)
free linkpay.io checked 30 Oct 2026
not published zexocard.com checked 30 Oct 2026
Activation fee
unknown
not published zexocard.com checked 30 Oct 2026
Account closure feesame for all
not published linkpay.io checked 31 Oct 2026
not published zexocard.com checked 31 Oct 2026
Dispute fee (differs)
not applicable linkpay.io checked 31 Oct 2026
not published zexocard.com checked 31 Oct 2026
Minimum top-upsame for all
only in the app linkpay.io checked 30 Oct 2026
only in the app zexocard.com checked 30 Oct 2026
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
not published zexocard.com checked 30 Oct 2026
Minimum monthly spend
unknown
not published zexocard.com checked 30 Oct 2026
Inactivity rule
unknown
not published zexocard.com checked 30 Oct 2026
Card replacement
unknown
not published zexocard.com checked 30 Oct 2026
Unknown for allFX free allowance · Minimum FX fee · Declined payment fee · Refund fee
Rewards
Cashback
unknown
unknown
Referral bonus (invited friend)
no Virtual card issuance linkpay.io checked 30 Oct 2026
unknown
Referral bonus (you)
up to 50 % of fees linkpay.io checked 30 Oct 2026
unknown
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at LinkPay Card · ZexoCard: promotions and bonuses as well as warnings and incidents.

What do you want to receive?

You will first get a mail with a confirmation link.