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Comparison

WaldenPay Card vs. ZexoCard: fees, limits & KYC

In short

  • ZexoCard has the best score (6.4).
Show

differs best value same for all

Attribute Illustration: WaldenPay Card WaldenPay CardWaldenPay Illustration: Everyday ZexoCardZexoCard
Overview No KYC Private & business Virtual No KYC Private & business Virtual
Score average average
CostsWeight 25 % 0.0 5.0
TrustWeight 20 % 4.9 5.3
KYC and privacyWeight 15 % 8.5 8.5
FeaturesWeight 15 % 8.1 6.4
AvailabilityWeight 10 % 10.0 10.0
RewardsWeight 10 % not scored not scored
CommunityWeight 5 % 6.4 not scored
KYC KYC: No ID KYC: No ID
Limits (entry level)
  • Top-up per transaction: not published
  • Spending per day: not published
  • Spending per month: not published
+2
  • Spending per day: no limit
  • Spending per month: 500,000 USD
  • Single payment per transaction: 100,000 USD
+1
Basics
Card formsame for all prepaid waldenpay.com checked 29 Oct 2026
prepaid zexocard.com checked 29 Oct 2026
Card typessame for all virtual waldenpay.com checked 29 Oct 2026
virtual zexocard.com checked 29 Oct 2026
Card network unknown
only in the app zexocard.com checked 29 Oct 2026
Custodysame for all custodial waldenpay.com checked 29 Oct 2026
custodial zexocard.com checked 29 Oct 2026
Funding modelsame for all fiat balance waldenpay.com checked 29 Oct 2026
fiat balance zexocard.com checked 29 Oct 2026
Card currenciessame for all USD waldenpay.com checked 29 Oct 2026
USD zexocard.com checked 29 Oct 2026
Usagesame for all personal, business waldenpay.com checked 29 Oct 2026
personal, business zexocard.com checked 29 Oct 2026
Issuer / BIN sponsor unknown
only in the app zexocard.com checked 29 Oct 2026
Limits depend on KYC level waldenpay.com checked 29 Oct 2026
unknown
Cards per account unknown
unknown
Unknown for allCards per account
Availability
Available in (differs) Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Russia, Syria waldenpay.com checked 29 Oct 2026
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen zexocard.com checked 29 Oct 2026
Crypto
Supported assets (differs) BTC, ETH, USDT, USDC, SOL, TRX, LTC waldenpay.com checked 29 Oct 2026
BTC, ETH, USDT, USDC, SOL, XRP, DOGE, ADA, LTC, AVAX, DAI, LINK zexocard.com checked 29 Oct 2026
+ 40 more BTCETHUSDTUSDCSOLXRPDOGEADALTCAVAXDAILINKUSDeEUReGBPeBCHARBOPGNOXLMSHIBSUIUNIAAVEOKBXPLDASHPEPESTRKTRUMPWBTCWst E T HZECCb B T CWETHUSD1USDfXAUTSPXMONGt U S D CpLa U S D CMw U S D CSpark U S D CSteak U S D CS U S D CUSADUSDCxUSDGUSDT0X B T CX D A I
Number of supported assets (differs) 135 waldenpay.com checked 29 Oct 2026
95 zexocard.com checked 29 Oct 2026
Top-up networks (differs) Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana waldenpay.com checked 29 Oct 2026
Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, TON, Gnosis, Stellar, Sui, Litecoin zexocard.com checked 29 Oct 2026
+ 3 more BitcoinEthereumSolanaArbitrumBaseOptimismAvalancheTONGnosisStellarSuiLitecoinCardanoDogecoinStarknet
Fiat top-up unknown
No zexocard.com checked 29 Oct 2026
Payments
Mobile wallets (differs) Apple Pay Google Pay waldenpay.com checked 29 Oct 2026
Apple Pay Google Pay Samsung Pay zexocard.com checked 29 Oct 2026
ATM withdrawals unknown
No zexocard.com checked 29 Oct 2026
Contactlesssame for all Yes waldenpay.com checked 29 Oct 2026
Yes zexocard.com checked 29 Oct 2026
Fees
Virtual card issuancesame for all 10.00 USD waldenpay.com checked 29 Oct 2026
10.00 USD zexocard.com checked 29 Oct 2026
Physical card issuancesame for all not applicable waldenpay.com checked 29 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Free cards unknown
unknown
Shippingsame for all not applicable waldenpay.com checked 29 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Monthly feesame for all 0.00 USD waldenpay.com checked 29 Oct 2026
0.00 USD zexocard.com checked 30 Oct 2026
Annual fee 0.00 USD waldenpay.com checked 29 Oct 2026
unknown
Top-up fee unknown
not published zexocard.com checked 30 Oct 2026
Crypto deposit fee unknown
only in the app zexocard.com checked 29 Oct 2026
Crypto conversion fee (differs) 0 % waldenpay.com checked 29 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
Foreign currency fee (differs) 0 % waldenpay.com checked 31 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee unknown
not applicable zexocard.com checked 29 Oct 2026
Transaction fee (differs) free waldenpay.com checked 30 Oct 2026
0.25 USD zexocard.com checked 30 Oct 2026
Cross-border fee unknown
not published zexocard.com checked 30 Oct 2026
Withdrawal fee unknown
not published zexocard.com checked 30 Oct 2026
Activation fee (differs) 0.00 USD waldenpay.com checked 30 Oct 2026
not published zexocard.com checked 30 Oct 2026
Account closure fee (differs) 0.00 USD waldenpay.com checked 31 Oct 2026
not published zexocard.com checked 31 Oct 2026
Dispute feesame for all not published waldenpay.com checked 31 Oct 2026
not published zexocard.com checked 31 Oct 2026
Minimum top-up unknown
only in the app zexocard.com checked 30 Oct 2026
Declined payment fee unknown
unknown
Refund fee unknown
unknown
Inactivity fee (differs) 0.00 USD waldenpay.com checked 29 Oct 2026
not published zexocard.com checked 30 Oct 2026
Minimum monthly spend unknown
not published zexocard.com checked 30 Oct 2026
Inactivity rule (differs) WaldenPay may suspend or terminate an account that remains inactive for extended periods; no specific inactivity period is stated. waldenpay.com checked 30 Oct 2026
not published zexocard.com checked 30 Oct 2026
Card replacement unknown
not published zexocard.com checked 30 Oct 2026
Unknown for allFree cards · FX free allowance · Minimum FX fee · Declined payment fee · Refund fee
Rewards
Cashback unknown
unknown
Referral bonus (invited friend) 0.5 % of fees for 1 month waldenpay.com checked 30 Oct 2026
unknown
Referral bonus (you) 1 % of top-ups waldenpay.com checked 30 Oct 2026
unknown
Welcome bonus unknown
unknown
Unknown for allCashback · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at WaldenPay Card · ZexoCard: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.