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Comparison

Bitrefill Card vs. Bitsa Card: fees, limits & KYC

In short

  • Fewest documents: Bitrefill Card (ID document).
  • Bitsa Card has the best score (7.0).
Show

differs best value same for all

Attribute Illustration: Bitrefill Card Bitrefill CardBitrefill Illustration: FREE Bitsa CardBitsa
Overview Requires KYC Private Virtual Physical Requires KYC Private Virtual Physical
Score average good
CostsWeight 25 % 4.5 7.9
TrustWeight 20 % 8.2 8.8
KYC and privacyWeight 15 % 6.5 4.5
FeaturesWeight 15 % 7.3 10.0
AvailabilityWeight 10 % 3.8 3.8
RewardsWeight 10 % 6.2 not scored
CommunityWeight 5 % 6.3 2.1
Nationality

Not for nationals of: United States, Russia

–
KYC KYC: ID document KYC: ID + proof of address
Limits (entry level) Starter
  • Top-up in total: 15,000 EUR
  • Spending per day: 10,000 EUR
  • Spending per month: 10,000 EUR
+1
  • Top-up per day: 20,000 EUR
  • ATM per day: 450 EUR
Basics
Card formsame for all prepaid bitrefill.com checked 29 Oct 2026
prepaid bitsacard.com checked 29 Oct 2026
Card typessame for all virtual, physical bitrefill.com checked 29 Oct 2026
virtual, physical bitsacard.com checked 29 Oct 2026
Card networksame for all Visa bitrefill.com checked 29 Oct 2026
Visa bitsacard.com checked 29 Oct 2026
Custodysame for all custodial bitrefill.com checked 29 Oct 2026
custodial soporte.bitsacard.com checked 28 Oct 2026
Funding modelsame for all fiat balance bitrefill.com checked 29 Oct 2026
fiat balance bitsacard.com checked 29 Oct 2026
Card currenciessame for all EUR bitrefill.com checked 29 Oct 2026
EUR bitsacard.com checked 29 Oct 2026
Usagesame for all personal bitrefill.com checked 29 Oct 2026
personal bitsacard.com checked 29 Oct 2026
Issuer / BIN sponsor (differs) Wallester AS bitrefill.com checked 29 Oct 2026
Pecunia Cards E.D.E. S.L. soporte.bitsacard.com checked 28 Oct 2026
Limits depend on (differs) KYC level, plan bitrefill.com checked 30 Oct 2026
plan bitsacard.com checked 29 Oct 2026
Cards per account unknown
unknown
Unknown for allCards per account
Availability
Available in unknown
Available in 29 countries and regions soporte.bitsacard.com checked 29 Oct 2026
Crypto
Supported assets (differs) BTC, ETH, USDC, SOL, BNB, POL bitrefill.com checked 29 Oct 2026
BTC, ETH, SOL, XRP, TRX, DOGE, ADA, LTC, AVAX, DAI, LINK, DOT bitsacard.com checked 30 Oct 2026
+ 6 more BTCETHSOLXRPTRXDOGEADALTCAVAXDAILINKDOTMATICSHIBBATDASHSUSHIXTZ
Number of supported assets unknown
unknown
Top-up networks (differs) Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon bitrefill.com checked 29 Oct 2026
only in the app bitsacard.com checked 30 Oct 2026
Fiat top-up (differs) No bitrefill.com checked 30 Oct 2026
Yes bitsacard.com checked 28 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile wallets (differs) Google Pay bitrefill.com checked 29 Oct 2026
Apple Pay Google Pay bitsacard.com checked 28 Oct 2026
ATM withdrawalssame for all Yes bitrefill.com checked 29 Oct 2026
Yes bitsacard.com checked 28 Oct 2026
Contactlesssame for all Yes bitrefill.com checked 30 Oct 2026
Yes bitsacard.com checked 28 Oct 2026
Fees
Virtual card issuance (differs) 0.00 EUR bitrefill.com checked 29 Oct 2026
2.50 EUR bitsacard.com checked 29 Oct 2026
Physical card issuance (differs) 0.00 EUR bitrefill.com checked 29 Oct 2026
20.00 EUR bitsacard.com checked 29 Oct 2026
Free cards unknown
unknown
Shipping free bitrefill.com checked 30 Oct 2026
unknown
Monthly fee (differs) 0.00 EUR bitrefill.com checked 29 Oct 2026
0.00 EUR/month or 0.00 EUR/year bitsacard.com checked 29 Oct 2026
Annual fee unknown
0.00 EUR/month or 0.00 EUR/year bitsacard.com checked 29 Oct 2026
Top-up fee unknown
unknown
Crypto deposit fee unknown
unknown
Crypto conversion fee not published bitrefill.com checked 29 Oct 2026
unknown
Foreign currency fee unknown
unknown
FX free allowance unknown
unknown
Minimum FX fee not published bitrefill.com checked 30 Oct 2026
unknown
ATM fee 2.49 % bitrefill.com checked 29 Oct 2026
unknown
Transaction fee unknown
unknown
Cross-border fee not published bitrefill.com checked 30 Oct 2026
unknown
Withdrawal fee unknown
unknown
Activation fee not published bitrefill.com checked 30 Oct 2026
unknown
Account closure fee (differs) not published bitrefill.com checked 31 Oct 2026
0.00 EUR bitsacard.com checked 31 Oct 2026
Dispute feesame for all not published bitrefill.com checked 31 Oct 2026
not published bitsacard.com checked 31 Oct 2026
Minimum top-up unknown
unknown
Declined payment fee not published bitrefill.com checked 30 Oct 2026
unknown
Refund fee not published bitrefill.com checked 30 Oct 2026
unknown
Inactivity fee 10.00 EUR bitrefill.com checked 29 Oct 2026
unknown
Minimum monthly spend unknown
unknown
Inactivity rule Card is inactive after 12 continuous months without spending or cash-out; then €10/month is charged (only from available balance) after 1-month and 1-week e-mail notice; at €0 balance the card and card account are deactivated. bitrefill.com checked 29 Oct 2026
unknown
Card replacement not published bitrefill.com checked 30 Oct 2026
unknown
Unknown for allFree cards · Top-up fee · Crypto deposit fee · Foreign currency fee · FX free allowance · Transaction fee · Withdrawal fee · Minimum top-up · Minimum monthly spend
Rewards
Cashback (differs) 1 % (spend from 0/month) · in EUR
15 % (Move or Pro) · in EUR
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) not published bitrefill.com checked 29 Oct 2026
unknown
Welcome bonus unknown
unknown
Unknown for allReferral bonus (invited friend) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at Bitrefill Card · Bitsa Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.