Comparison
Bitsa Card vs. Blackcatcard: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitsa CardBitsa
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blackcatcard.com31 Oct 2026
Image source
Source
blackcatcard.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
BlackcatcardBlackcatcard
In short
- Bitsa Card has the best score (7.0).
| Attribute |
Bitsa CardBitsa
|
BlackcatcardBlackcatcard
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | Requires KYC Private & business Virtual Physical |
| Score | good with variant MOVE: 6.9 with variant PRO: 6.4 | average |
| CostsWeight 25 % | 7.9 | 1.8 |
| TrustWeight 20 % | 8.8 | 8.4 |
| KYC and privacyWeight 15 % | 4.5 | 4.5 |
| FeaturesWeight 15 % | 10.0 | 8.3 |
| AvailabilityWeight 10 % | 3.8 | 4.2 |
| RewardsWeight 10 % | not scored | 5.5 |
| CommunityWeight 5 % | 2.1 | 0.0 |
| KYC | KYC: ID + proof of address | KYC: ID + proof of address |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
prepaid
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card typessame for all |
virtual, physical
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Get access to your virtual Blackcatcard instantly, while waiting a couple of days for your plastic Blackcatcard to arriveChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |  
Visa
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
 
Mastercard
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Free maintenance For 1 IBAN account with 1 Blackcatcard MastercardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
soporte.bitsacard.com checked 28 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
All Linked Wallets and the assets therein are entirely held, managed, and safeguarded by MANERIO Sp. z o.o., not us. We provides only a technical connection and consolidated display within the APP.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Laden Sie Ihre Bitsa mit Bitcoin, Ethereum und anderen Kryptowährungen auf. Wandeln Sie sie sofort über eine einzige App in Euro um.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
"Available Balance" means the portion of funds in your Wallet that is fully available for use at a given moment. It represents the amount of money that has been successfully cleared, settled, and is n...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Currency EuroChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal, business
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Open an account as an individual and set up your corporate account via your online account access to get the corporate featuresChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Pecunia Cards E.D.E. S.L.
soporte.bitsacard.com checked 28 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Papaya Ltd
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Blackcatcard is issued by Papaya Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority (MFSA). Registration number C55146.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend on (differs)same for all |
plan
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year ### Cards Virtual Card 1 2 4 Physical Card 1 2 4 Independent Balance Maximum Balance 2.500€...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
user setting
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
The Wallet Holder may adjust daily or per-transaction limits for Card Payments and SEPA transfers through the APP, within the plafond defined by us.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all |
not applicable
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
After registration, you will be able to order an unlimited number of additional cards in your mobile application or with the desktop for everyday tasksChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Availability | ||
| Available insame for all |
Available in 29 countries and regions
soporte.bitsacard.com checked 29 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
Spain, Austria, Belgium, Bulgaria, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, SOL, XRP, TRX, DOGE, ADA, LTC, AVAX, DAI, LINK, DOT
bitsacard.com checked 30 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Ripple XRP Bitcoin BTC Ethereum ETH Litecoin LTC Tron TRX Dai DAI Cardano ADA Solana SOL Basic Attention Token BAT Dogecoin DOGE Polkadot DOT Avalanche AVAX Shiba Inu SHIB Polygon MATIC...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? + 6 moreBTCETHSOLXRPTRXDOGEADALTCAVAXDAILINKDOTMATICSHIBBATDASHSUSHIXTZ |
BTC, ETH, USDC
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
The following digital assets are currently supported by MANERIO Sp. z o.o. within the Linked Wallet environment: - Bitcoin (BTC) - Ethereum (ETH) - USD Coin (USDC) – TRC-20 (Tron network) - USD Coin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networks (differs)same for all |
only in the app
bitsacard.com checked 30 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
In this case, you must select this option in the app and accept BITNOVO®'s General Terms and Conditions and BITNOVO®'s Privacy Policy. The proceeds from the sale, in euros, will be transferred to the...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Bitcoin, Ethereum, Tron
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
USD Coin (USDC) – TRC-20 (Tron network) - USD Coin (USDC) – ERC-20 (Ethereum network)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
We offer various methods for topping up your BITSA® card. You can choose from: 1. Debit or credit card. 2. Crypto assets 3. Bank transfer 4. VoucherChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Account replenishment Incoming SEPA transfers Free With no limits on the amountChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |  
Apple Pay
 
Google Pay
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Users can top up with Bitcoin, Ethereum, and other supported cryptoassets, as well as with a bank transfer, payment card, wallet, or Bitsa Voucher. Each account includes a European IBAN for incoming t...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Digital Wallet Transactions (Apple Pay, Google Pay) i. Adding a Card to a digital wallet generates a tokenised credential through Mastercard's Digital Enablement Service (MDES) under EMV tokenisation...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
ATM You can withdraw cash from any ATM using your BITSA® card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Cash withdrawal at ATMs in the EU Free Up to € 200 per monthChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Secure Cashout Contactless IBAN Top up with crypto or however you wantChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Where all applicable authentication procedures were duly completed — including contactless limits, PIN verification, or signature acceptance — we shall bear no liability for subsequent unauthorised us...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
2.50 EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 EUR
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Package of services Fee 0 EUR IBAN Account and payment card [Blackcatcard] - IBAN Account - MasterCard (virtual card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Physical card issuance (differs)same for all |
20.00 EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Card issue Free Issue of the first card linked to the IBAN accountChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
0.00 EUR – 50.00 EUR
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Custom nickname on a card 5 EUR Card delivery (regular mail) 0 EUR Dormancy Monthly fee 15 EUR Payments (excluding cards) Incoming payment fee (SEPA) 0 EUR Outgoing payment fee (SEPA) 0 EUR...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Monthly fee (differs)same for all |
0.00 EUR/month or 0.00 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
0.99 EUR/month or 8.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 69.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
0.00 EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Account maintenance fee Free If you have one payment card or an account onlyChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual fee (differs)same for all |
0.00 EUR/month or 0.00 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
0.99 EUR/month or 8.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 69.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
not applicable
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Account maintenance fee Free If you have one payment card or an account onlyChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
not published
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Currency or asset exchange rates applicable to transfers are provided by MANERIO Sp. z o.o. and displayed prior to authorisation.Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
|
| Foreign currency feesame for all |
0.35 %
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
FX Mark-up 0.35%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction feesame for all |
free
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Card purchases 0 EURChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Account closure fee (differs)same for all |
0.00 EUR
bitsacard.com checked 31 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
| Balance management after expiration | €0 | | Cancellation fee | €0 | | Fee for transfers to other entities | €0 |Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
s3.blackcatcard.com checked 31 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Fees may also apply for using services linked to the account which is not listed here. Full information is available in General Terms and Conditions.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute fee (differs)same for all |
not published
bitsacard.com checked 31 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Likewise, it is informed that PECUNPAY will charge, directly in the HOLDER's account, the commissions corresponding to the following concepts and for the following amounts: | SERVICE | COMMISSION | |...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
10.00 EUR (Charged only when the card transaction claim has no grounds)
s3.blackcatcard.com checked 31 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Blackcatcard transaction 10 EUR claim (having no grounds)Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
15.00 EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Dormancy fee € 15 per month Starting from the 7th month of inactivityChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
A dormancy fee applies starting from the 7th month of inactivity.
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Dormancy fee € 15 per month Starting from the 7th month of inactivityChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
7.00 EUR (0 EUR when the card has expired)
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Reissue of the card (if it has 0 EUR expired) Reissue of the card (per 7 EUR customer request)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all |
0.5–5 %
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
5% cashback at Google Play Market Applicable for all purchases made at the market. The minimum monthly payout is €0.10Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bitsa Card · Blackcatcard: promotions and bonuses as well as warnings and incidents.